South State Correspondent

FEBRUARY 27, 2022

At SouthState, we use a program called ARC (Assumable Rate Conversion) that allows borrowers to pay a fixed rate of interest for as long as 20 years, but the bank retains a floating rate asset. Current Risk in Term Lending. The post Our ARC Lending Tactic For Quality Loan Growth appeared first on SouthState Correspondent Division.

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PYMNTS

FEBRUARY 16, 2018

Amid the talk of filling in the small business (SMB) financing gap banks have left since the financial crisis, the rush of FinTechs, alternative and marketplace lenders coming to market may have left another business segment behind: the middle market, particularly the lower middle market.

Lending 101

Lending Marketing Analytics Capital 101

PYMNTS

JULY 12, 2018

and Tata Capital has rolled out a new lending platform in India. In other news, India’s Tata Capital has rolled out an online working capital platform for its customers, the company said. Tata Capital’s platform is developed in partnership with U.S. Coverage includes U.K.-based FinTech company Biz2Credit.

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PYMNTS

JANUARY 11, 2017

According to a report by Bloomberg , the two are making the move to capitalize on an overhaul of shopping malls. The firm, called Scargo Hill Capital, will provide asset-based loans to consumer-facing companies. There’s plenty of turmoil in the market for us to focus on,” Moser said in an interview with Bloomberg.

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PYMNTS

JANUARY 10, 2020

has announced a takeover that will position the company to strengthen its financing operations in the middle market. 10) said that Aflac Global Investments has reached an agreement to acquire a minority stake in Varagon Capital Partners, a direct lender to mid-market companies. A report in Zacks Equity Research on Friday (Jan.

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Marketing Capital Lending Management 130

PYMNTS

APRIL 9, 2020

Taulia CEO Cedric Bru said in the press release, “As economic conditions have deteriorated, especially credit markets, we have seen a tremendous increase in demand for early payments. Access to extra liquidity enables us to optimize our cash flow to keep the business running smoothly.”. The offering is designed for firms of all sizes.

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PYMNTS

JANUARY 10, 2020

has announced a takeover that will position the company to strengthen its financing operations in the middle market. 10) said Aflac Global Investments has reached an agreement to acquire a minority stake in Varagon Capital Partners, a direct lender to mid-market companies. A report in Zacks Equity Research Friday (Jan.

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Marketing Capital Lending Management 130

PYMNTS

APRIL 24, 2017

Small business lending activity across the globe is in flux. China saw a whopping 17 percent increase in small business lending in Q1, while U.S. We break down the latest on SME lending in these key markets. We break down the latest on SME lending in these key markets. A dip of 1.1

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Lending US Capital Community 100

Abrigo

DECEMBER 14, 2023

Here are some sample questions: What specific insights do you have for the next year in our market? What specific technologies would you like to see us pursue for a better customer experience? What specific lines of business are we not offering that would make us more competitive with our peers? Where are you now?

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Lending Risk Management Meeting Survey 221

PYMNTS

OCTOBER 3, 2019

Citi has been appointed by Victory Capital to provide fund administration, custody, ETF services and securities lending for its most recent acquisition. We are confident Citi is the right partner to help us achieve our objectives with this strategic expansion of our business.”. With more than $21.7 With more than $21.7

Capital 115

Capital America Security Lending 115

BankUnderground

SEPTEMBER 14, 2023

Yuliya Baranova, Eleanor Holbrook, David MacDonald, William Rawstorne, Nicholas Vause and Georgia Waddington The functioning of major government bond and related repo markets has deteriorated on several occasions in recent years as trading demand has overwhelmed dealers’ intermediation capacity.

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Marketing Policies Capital Georgia 93

Bobsguide

APRIL 21, 2022

Finastra appoints Isabel Fernandez to accelerate lending business growth. Company welcomes Isabel to the Finastra leadership team, as EVP, Lending Business Unit. Other roles include President & CEO Global Bank Loans at GE Capital Americas and Head of Enterprise Clients. I’m looking forward to getting stuck in.”. Paddington.

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Lending Leadership Community Software 109

PYMNTS

AUGUST 22, 2018

Alternative small business lending firm Capital Float appears to be deepening its footprint in the personal finance market through the acquisition of Walnut. At present, only about a quarter of Capital Float’s business stems from consumer finance, with the rest coming from small business lending operations.

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Capital Lending US Management 100

Abrigo

JUNE 3, 2019

SBA Lending Can Be a Hidden Gem for Some Institutions. With proper planning and the utilization of technology, SBA lending can boost customer acquisitions and deposits. Many argue that SBA lending is complicated, and while that’s true, it’s actually a good thing. SBA lending rewards financial institutions that are prudent.

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Lending Resources Capital Technology 150

PYMNTS

DECEMBER 14, 2018

and China, analysts are finding a shift among global supply chains away from the Chinese market, to the benefit of markets that traditionally don’t see much trade volume. The company plans to produce as much as half of its goods currently affected by China trade tariffs outside the market, according to reports.

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Marketing US Trends Conference 115

PYMNTS

JANUARY 7, 2021

7) that it was merging with publicly-traded Social Capital in an $8.6 The SoFi deal marks at least the third such transaction done by the Social Capital SPAC, Palihapitiya said in a televised interview on CNBC, adding that the deal was driven by the fact that banking infrastructure isn't currently meeting the needs of U.S.

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Capital Los Angeles Boston Lending 150

South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution?

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South State Correspondent

APRIL 30, 2024

Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times. There are several benefits to community banks in using a loan-level hedge program, but how does a community bank choose a safe solution?

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Community Bank FDIC Community National 195

PYMNTS

OCTOBER 14, 2016

Not one of the four alternative lending startups that secured investments this week were from the U.S. Alternative Lending. Late last week, South Africa’s LulaLend brought some rare attention to the nation’s alternative lending space. There’s talk that alternative finance is dead. Well, in the U.S.,

Lending 100

Lending US Capital Report 100

PYMNTS

OCTOBER 3, 2019

Citi has been appointed by Victory Capital to provide fund administration, custody, ETF services and securities lending for its most recent acquisition. We are confident Citi is the right partner to help us achieve our objectives with this strategic expansion of our business.”. With more than $21.7 With more than $21.7

Capital 100

Capital America Security Lending 100

PYMNTS

JUNE 16, 2020

monetary policy seems to ease by the day, enterprises of all sizes are tapping time and again into debt markets — potentially creating a corporate landscape littered with zombie firms. And Monday, the Fed announced plans to create a “broad, diversified market index” and purchase individual corporate bonds on the secondary markets.

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Company Marketing US Policies 130

Bobsguide

JULY 7, 2022

Lake Mary, FL, US – June 30, 2022 – Finastra today unveiled its embedded consumer lending solution, enabling access to traditional regulated lending options for consumers at point-of-sale (POS). For merchants, the BaaS platform provides access to numerous lenders and their specific products.

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Lending Seattle Regulation US 68

PYMNTS

APRIL 26, 2019

In total, more than $107 million was raised, with investors targeting the small business (SMB) back office, lending and B2B payments. Existing backers, Nauta Capital and Seedrocket 4Founders Capital, also participated. challenger bank Masthaven is yet another sign of support for a competitive financial services market.

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Fintech US Lending Capital 176

PYMNTS

DECEMBER 29, 2019

business loans and capital investment have essentially plateaued in the second half of 2019, in what experts say is a reflection of the slowing industrial economy. The industrial slowdown crippled markets and made way for big businesses to take advantage of cheap financing deals that were available.

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US Capital Lending Industry 132

PYMNTS

NOVEMBER 16, 2016

Quick Bridge Financial is revamping its strategy to provide working capital loans to SMEs. 15) that the company is now called QuickBridge and is expanding into the direct-to-business lending sector. The company offers a platform for SMEs to access short-term working capital financing. some predict.

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Lending Strategy Capital US 100

Perficient

MARCH 3, 2022

The Office of the Comptroller of the Currency (OCC) recently released the economic and financial market scenarios that will be used in the upcoming stress tests for covered institutions. Equity market volatility, as measured by the Chicago Board Options Exchange Volatility Index (VIX), declines in 2022 by about 6.5

Capital 294

Capital Regulation Exercises United States 294

South State Correspondent

MAY 3, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. Specific Example Let us consider First Republic Bank’s (FRB) balance sheet.

Lending 195

Lending Capital Management Tools 195

PYMNTS

SEPTEMBER 17, 2019

challenger bank Metro Bank, the financial institution is reportedly looking to reduce its corporate loan exposure and wind down commercial lending operations. The market shift follows a year of ups and downs for the financial institution marked by a high-profile accounting error, a valuation plummet and fraud investigations.

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PYMNTS

JANUARY 18, 2021

Sources told Reuters that Grab is looking to take advantage of the red-hot IPO market in the U.S. If the company chooses to proceed, the IPO could be the largest market debut ever made by a Southeast Asian company on a foreign exchange. Singapore-based FinTech Grab is mulling a U.S.

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Fintech US Groups Management 198

South State Correspondent

SEPTEMBER 27, 2023

Ask most banks how they construct their lending portfolio, and they say that “it is what the market gives them.” That level of passivity will likely cause us to lose 75+ banks during the next downturn. One only has to look at the current state of office commercial real estate (CRE) capitalization (cap) rates.

Lending 195

Lending US Marketing Capital 195

PYMNTS

SEPTEMBER 30, 2020

The FinTech Capify has pulled in an additional $10 million in an equity round of funding and is banking on continued support from the Goldman Sachs Merchant Banking Division for its lending platform, which is geared to small to medium-sized businesses (SMBs). and Australia market,” said Goldin in the release.

Fintech 210

Fintech New York Capital Lending 210

PYMNTS

JUNE 13, 2018

Holdaway, who has an MBA from Harvard Business School, joins Barclays after 15 years at Capital One , where he held a variety of senior leadership roles in new business initiatives, internet acquisitions and partnership finance. into the future as we continue to leverage our global capabilities and deepen our presence in the market.”

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Capital Cards Delaware Payments 100

PYMNTS

JANUARY 20, 2021

Capital spending is a second option, with some investors looking for companies to spend more to grow business, especially while companies are able to get long-term debt financing at low rates, according to FT. There could also be a spike in buyouts spurring from the cash raised through debt markets in 2020.

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How To US America Report 266

PYMNTS

OCTOBER 21, 2020

Swedish peer-to-peer (P2P) lending startup Lendify has secured $115 million in funding from Insight Investment, according to a Bloomberg report on Wednesday (Oct. Co-Founder and Chief Executive Officer Nicholas Sunden-Cullberg said the funding will also help the 2014 startup take control of the consumer loan market. .

Lending 258

Lending Customer Experience US Capital 258

PYMNTS

SEPTEMBER 6, 2019

Today in the payments news roundup, Stripe launched Stripe Capital to simplify the way internet companies can access funds. US Payment Card Market Tops $6T. Stripe Gets Into Lending. Stripe unveiled the rollout of Stripe Capital to simplify the way internet companies can access funds. generated $6.13

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Capital Cards Google Payments 128