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Here Is the Latest Credit Data To Keep Your Bank Safe

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. and New York had the lowest increases in credit risk, while North Dakota, Iowa, and Minnesota had the lowest volatility and were the most stable. ” The reality is that banks should be much more granular in their ratings to allocate capital more efficiently.

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The United States Of Venture Capital: The Most Active VC In Each State

CB Insights

Using CB Insights data, we analyzed the most active venture capital firm in each state, based on unique tech investments from 2014 to 2019 YTD (1/24/19). We excluded debt deals and only considered venture capital, corporate venture capital, super angel, and growth equity firms. Merus Capital. BIP Capital.

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Commercial Credit Trends – Where to Tread Carefully

South State Correspondent

This data is critical for pricing, capital allocation, and marketing. Minnesota, North Dakota, and Iowa were the least risky states to lend into. ” The reality is that banks should be much more granular than that to allocate capital more efficiently. Once again, it is time to play more defense.

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Community Banks Debut FinTech Alliance

PYMNTS

Alloy’s Julieann Thurlow, CEO of Reading Cooperative Bank, said, “Community banks play a special role in the lives of our customers, but we don’t have the same IT and innovation budgets as the big banks to capitalize on that relationship.” The alliance includes a dozen firms that have between $251 million to $20 billion in assets.

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15 Minutes With … Josh Guttau

Independent Banker

Josh Guttau in Iowa on making decisions with data. TS Banking Group in Treynor, Iowa. Josh Guttau believes that the long-term competitiveness of community banks will heavily depend on their having great analytical skills and technology. Josh Guttau. CEO and Chief Financial Officer. of the $290 Million-Asset.

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Addressing The Symptoms Of Pharmacies’ Cash Flow Ailments

PYMNTS

This kind of small business is a dying breed: recent stats from the RUPRI Center for Rural Health Policy Analysis at the University of Iowa found more than 16 percent of independent pharmacies shuttered their doors between March 2003 and March 2018, according to Washington Post reports. But these business owners need capital to expand.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Iowa State Bank. Iowa Falls. United Bank of Iowa. First Capital Bank. TriState Capital Bank. So that’s where the capital to start New Haven Bank came from.”. Horizon Financial Bank. Agriculture: $300 million to $1 billion in assets. Ag Lender Score. Mason City. Orange City. Forest City. First Southern Bank.