Abrigo

FEBRUARY 12, 2020

The main drivers of expected CRE growth in 2020 are: Low interest rates Continued job growth and low unemployment Moderate consumer spending growth Abundant capital and return-seeking investors/lenders, and Increased property values (albeit slowing in appreciation). “2020 could be a pivotal year for the U.S.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Weekly episodes highlight innovators and industry players driving innovation in the financial services industry.

Community 195

Community Lending Maine Resources 195

Abrigo

JULY 20, 2021

Here are five reasons, according to industry experts. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. Why SBA Lending? Major motivations to boost SBA loan origination. We know 2020 stunk,” he said. “As

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

Here are five reasons, according to industry experts. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. Why SBA Lending? Major motivations for expanding SBA loan efforts. We know 2020 stunk,” he said. “As

Lending 195

Lending FDIC Capital Risk Management 195

PYMNTS

JULY 14, 2020

percent annual percentage yield (APY), an optional auto-deposit, no fees or minimums, and security as “Affirm Savings is FDIC-insured and accounts are held by our bank partner, Cross River Bank, member FDIC,’” a statement said. Leveraging Risk the Right Way. The account comes with 1.30

Lending 130

Lending FDIC Minneapolis Utah 130

Jeff For Banks

JUNE 2, 2023

//Jeff Marsico remarks to the 2023 New Jersey Bankers' Association Annual Convention: May 19, 2023// Four decades ago, the prolonged savings-and-loan crisis devastated the industry. To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. trillion failed.

FDIC 78

FDIC Community Bank Regulation Lending 78

Abrigo

AUGUST 6, 2021

according to FFIEC and FDIC data. Technology can help streamline and automate many manual lending processes, reduce compliance costs, and enhance risk management. Technological changes in the banking industry have allowed for better product delivery, data analysis, and back-office efficiency,” the report states.

Community Bank 195

Community Bank Community Kansas City Lending 195

Independent Banker

SEPTEMBER 25, 2014

Regulators and industry consultants agree that community banks are generally doing a great job handling their regulatory oversight and requirements. Nonetheless, the regulatory agencies and industry consultants do offer several insights on how community banks can better prepare for their next round of regulatory examinations.

Compliance 101

Compliance Regulation Community Bank Community 101

Jeff For Banks

JULY 31, 2017

I checked it against other industries in the Financial Services sector. Which is very close to the 3-year annual net income growth for all FDIC insured banks. Banks are capital intensive. Risk management and the legions of regulators work in tandem to limit growth. Insurance brokerage has a PEG of 3.4.

Regional 60

Regional FDIC Industry Risk Management 60

Jeff For Banks

OCTOBER 29, 2016

I recently spoke at a Financial Managers' Society (FMS) breakfast meeting on this subject and thought I would share my comments with you. Our brand awareness and customer acquisition strategy is moving at a turtle's pace, not the hare pace of the industry. Forget the things outside of your control. deposit market share in 2012 to a 80.7%

Training 60

Training FDIC Community Resources 60

Independent Banker

FEBRUARY 24, 2016

Obviously these local lenders took notice when the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency recently issued a joint statement pointing out increased risks in CRE lending. CRE loans totaled 869 percent of Oak Valley’s capital in 2001, resulting in a special examination by regulators.

Community Bank 70

Community Bank Lending Community Regulation 70

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Using FDIC data for 2021, we calculated a lender score out of 100 for each community bank. First Capital Bank. TriState Capital Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

Jack Henry

APRIL 30, 2014

Participate in industry information sharing forums. Distributed Denial-of-Service (DDoS) Cyber-Attacks and Risk Mitigation. The FDIC provides a listing of resources that can be used to better identify and mitigate potential cyber-risks. Secret Service Electronic Crimes Task Force (ECTF). FBI InfraGard.

Fraud 88

Fraud Cyber Security ATM FDIC 88

Independent Banker

NOVEMBER 25, 2015

Unlike highly regulated, FDIC-insured banks, which are subject to strict, expensive security standards designed to protect consumers’ sensitive information, FinTech companies are barely regulated and seldom examined. Now it has a small-business financing program, Square Capital. These insights emulate relationship banking.

Community Bank 70

Community Bank Community Analytics Lending 70

Abrigo

DECEMBER 22, 2023

Watch NOW Takeaway 1 Portfolio risk and accounting professionals often keep up to date on industry trends by reading Abrigo's blog. Takeaway 2 Management reports, probability of default, and model validation topics were found in the top blogs for risk professionals.

Risk Management 221

Risk Management Regulation Management Lending 221

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. We will vigorously investigate wrongful conduct in this industry.”.

Lending 135

Lending Fraud Management San Francisco 135

Independent Banker

DECEMBER 13, 2015

The second part measures cybersecurity maturity levels within five domains: cyber risk management and oversight; threat intelligence and collaboration; cybersecurity controls; external dependency management; and cyber incident management and resilience. Again, maturity levels have a five-point range.

Tools 70

Tools Community Community Bank Security 70

Independent Banker

NOVEMBER 24, 2015

The second part measures cybersecurity maturity levels within five domains: cyber risk management and oversight; threat intelligence and collaboration; cybersecurity controls; external dependency management; and cyber incident management and resilience. Again, maturity levels have a five-point range.

Tools 70

Tools Community Community Bank Security 70

Abrigo

JANUARY 29, 2020

Key Takeaways The FDIC issued an advisory to FIs encouraging safe and sound lending practices in today's ag lending environment. FDIC) issued an advisory to financial institutions encouraging exceptionally safe and sound lending practices in agricultural lending. On January 28, the Federal Deposit Insurance Corp.

Lending 195

Lending How To FDIC Survey 195

Abrigo

NOVEMBER 29, 2021

Commonly judged by those outside of the financial industry to be excessively punitive and even predatory, institutions have long been accused of punishing low-income customers, especially during the recent pandemic. Capital One and Fifth Third Bank have launched programs to give customers early access to direct deposits, up to two days.

Community Bank 195

Community Bank Community FDIC Trends 195