PYMNTS

JANUARY 26, 2018

Three big Silicon Valley venture capital firms want to invest in Telegram ’s initial coin offering (ICO), The Financial Times reported. Kleiner Perkins Caufield & Byers, Benchmark and Sequoia Capital have each told the messaging startup that they want to invest $20 million, according to three individuals familiar with the deal.

San Francisco 130

San Francisco cryptocurrency Capital Community 130

PYMNTS

FEBRUARY 28, 2020

To get a sense of the new frontiers in cybercrime, and how cryptocurrency helps fraudsters cover their tracks or finance their schemes … look, perhaps, to Latin America. This practice is widespread in the Latin American cybercrime community, and threat actors have made millions of dollars. They call this practice ‘compras.’

America 217

America cryptocurrency Regional ATM 217

Bussman Advisory

FEBRUARY 21, 2018

There should be no doubt by now that initial coin offerings – token sale fundraisings by startups – have established themselves as new and very compelling forms of capital raising. This has begun to disrupt above all the traditional venture capital model by providing a compelling alternative fundraising mechanism for startups.

Capital 67

Capital Cyber Security blockchain cryptocurrency 67

PYMNTS

FEBRUARY 15, 2019

challenger banking market saw a flurry of venture capital (VC) activity this week, as FinTech firms aim to disrupt small business (SMB) financial services (FinServ). Compliance startup Chainalysis works with law enforcement officials and financial institutions (FIs) to ensure that their cryptocurrency operations are within regulations.

Capital 122

Capital cryptocurrency Operations Financial Technology 122

PYMNTS

JUNE 19, 2019

The world has gotten its first good look at Libra — Facebook ’s long-anticipated move into cryptocurrency and global payments. Some of the more notable members include Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify and Vodafone.

cryptocurrency 149

cryptocurrency Bitcoin blockchain Regulation 149

PYMNTS

JANUARY 13, 2021

13) on the Nasdaq Global Select Market and the Nasdaq Capital Market under the symbols “BTRS” and “BTRSW,” respectively. Debate Looms Over Crypto Privacy, Security And Regulation. The debate over privacy versus security rages on. and is expected to begin trading Wednesday (Jan. Starbucks announced on Tuesday (Jan.

Analytics 145

Analytics Fraud Payments Capital 145

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

SEPTEMBER 24, 2018

What can you say about a cryptocurrency that shows a meteoric rise, surging more than 80 percent in a day? Beyond that, we’re talking about cryptocurrencies, so the question must be posed, as always, when separating hope from hype: Is it different this time? That maybe … you wished you had some in hand? How do we circumvent banks?’”

cryptocurrency 190

cryptocurrency Marketing Strategies Bitcoin blockchain 190

PYMNTS

MAY 10, 2019

Some of the biggest cryptocurrency firms are considering the creation of a blacklist of counterparties that often renege on trades or engage in illegal activities. Community testing is invaluable to the success of the Hedera network. Phase II of our Community Testing Program marks another milestone for us.

Bitcoin 100

Bitcoin blockchain Community Chicago 100

BankUnderground

AUGUST 9, 2022

The metaverse is in its early stages of development, and there is disagreement on whether it should be built by major tech companies in a centralised format, or in a community-owned manner – the open-metaverse. Types of cryptoasset include non-fungible tokens (NFTs), cryptocurrencies, utility and security tokens.

System 132

System blockchain cryptocurrency Lending 132

PYMNTS

APRIL 13, 2018

Blockchain Capital. Blockchain heavyweight Ripple made headlines this week when it announced a $25 million investment in Blockchain Capital, a venture capital firm focused on backing blockchain startups. The funding comes in the form of Ripple’s own cryptocurrency and will be used to fund startups selected by Blockchain Capital.

Lending 129

Lending blockchain Capital Software 129

PYMNTS

JUNE 19, 2019

The world has gotten its first good look at Libra — Facebook’s long anticipated move into cryptocurrency and global payments. Some of the more notable members include Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify and Vodafone.

cryptocurrency 100

cryptocurrency Bitcoin Regulation blockchain 100

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. In 2021, there were more than 120 fintech IPOs in the U.S.,

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 1, 2022

Plus, ATM-as-a-service provides banks with a unique opportunity to modernize their entire fleet, without the upfront capital costs, through a monthly, bundled flat fee (not to be confused as leasing the machines). Rather, it’s going to be in the ability to reallocate human, capital, and technological resources to more critical business areas.

ATM 153

ATM Resources Management Capital 153

South State Correspondent

JULY 25, 2022

Loan Pricing: Loan pricing has increased in the capital markets, yet bank loan pricing has continued to compress. Capital Allocation: Stakeholders would like to hear that you are tightening credit standards and cutting back on certain sectors such as loan purchases and construction. Asset Quality. and beyond.

Trends 195

Trends Lending Marketing Capital 195

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers. Siphoning customers.

Community Bank 70

Community Bank Community Analytics Lending 70

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Earlier this year, PYMNTS reported that Singapore’s mobile payments landscape has become a prime target for players looking to capitalize on the mobile penetration and adoption throughout the country.

National 133

National Training Bitcoin Samsung 133

PYMNTS

OCTOBER 28, 2016

Even after years of effort and hundreds of millions in VC capital invested, digital currency continues to have one major weakness: The world of bitcoin is desolate. The growing familiarity with blockchain technology in general will help the case for bitcoin indirectly as cryptocurrencies achieve more awareness in the industry,” said Methe.

Bitcoin 100

Bitcoin ATM Cards Los Angeles 100

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. And that the capital appreciation that matters?—?cementing While Steven Mnuchin is sceptical of cryptocurrencies, Brooks is a clear proponent. It must attract global capital and global talent.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. And that the capital appreciation that matters?—?cementing While Steven Mnuchin is sceptical of cryptocurrencies, Brooks is a clear proponent. It must attract global capital and global talent.

America 52

America Wyoming National Capital 52

Accenture

AUGUST 26, 2019

In addition, a number of revolutionary ideas have recently hit the financial services industry, including digital and cryptocurrencies, as well as distributed ledger technology and blockchain. And it’s now spreading into RTGS systems, securities and trade finance as well.

Industry 174

Industry Payments System Guidelines 174

PYMNTS

APRIL 30, 2018

trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner. Most of that spend will be concentrated in the U.S.,

Fintech 183

Fintech blockchain Lending Digital Banking 183

CB Insights

FEBRUARY 20, 2020

Two of the most recent unicorns are vertical payments processor Flywire , which raised a $120M Series E from Goldman Sachs, Temasek, Tiger Global, and Adage Capital Management in February 2020 at a $1B valuation, and point-of-sale payments startup Pine Labs, which closed a corporate minority round from Mastercard in January 2020 to reach a $1.6B

Fintech 80

Fintech US Lending Cards 80

Fintech Labs Insights

DECEMBER 16, 2015

One of the challenges facing broader adoption of bitcoin is having a safe, ready, and convenient way to store, send and receive your cryptocurrency. ArcBit founder and former Blockchain.info developer Tim Lee has a solution: a full-featured, secure, and easy-to-use bitcoin wallet app with built-in email and help support.

Bitcoin 12

Bitcoin Security New York Technology 12

PYMNTS

DECEMBER 13, 2017

The commentary reflects the surging value of cryptocurrencies and how eager investors are to take part in the industry. The survey was primarily administered to small community banks and credit unions, making the finding significant. The firm’s CEO, Mike Belshe, said the VC round was “one of the easiest fundraising processes ever.”

Bitcoin 123

Bitcoin cryptocurrency Data Community Bank 123

Lex Sokolin

JULY 1, 2019

Goldman Sachs entered and dominated personal digital lending, runs a neobank and roboadvisor, bought a large digital wealth footprint in United Capital, launched a credit card in partnership with Apple, and is now looking into cryptocurrency stablecoins ?—?something something that Facebook and JP Morgan have already started building.

Bitcoin 40

Bitcoin System Software blockchain 40

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. However, the model doesn’t currently allow companies to issue new shares, meaning that DPOs do not raise any capital for the company. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

Fintech Labs Insights

JUNE 13, 2016

Just days after being acquired by Vista Equity Partners, Ping Identity has introduced a new identity management app that could pave the way for a seamless and secure user experience referred to as “continuous authentication.” ” Baird added that Swirlds could serve as a standard for distributed session management.

blockchain 12

blockchain Colorado User Experience Denver 12

Lex Sokolin

DECEMBER 25, 2019

If you withdraw your Ether, you get charged an interest rate determined by an open governance community. Other things like Compound are essentially a securities lending marketplace?—?you According to Blockchain Capital below, nearly 40% of the stablecoin market is Ethereum-based Tether, accounting for 80% of transaction value overall.

blockchain 52

blockchain Bitcoin Software Lending 52

Fintech Labs Insights

MARCH 28, 2016

Connects marketplace lenders to institutional capital. Tags: SMB, expense management, expense reports, debit card, prepaid, accounting, bookkeeping, Y Combinator (investor), Community Federal Savings Bank (issuer). Blockchain forensics tools. Latest round: $5 million. Total raised: $7 million. HQ: London, England, UK. CrowdStreet.

Company 12

Company Fintech San Francisco New York City 12

PYMNTS

MARCH 2, 2018

The most accepted answer comes from cryptocurrency tracking site Digiconomist , which estimates bitcoin mining eats up about 3.4 Frankly, whenever miners arrive, communities aren’t so willing to roll out a red carpet — because, as neighbors go, miners are kind of a fizzle. Exactly how much constitutes “a lot” is a bit of a debate.

Bitcoin 104

Bitcoin cryptocurrency Taxes Community 104

PYMNTS

NOVEMBER 14, 2018

It might be easy to look at that 5 percent year-on-year price decline and conclude that perhaps the world’s best-known cryptocurrency is getting more stable. But a new group of lenders has emerged to help miners and bitcoin holders turn some of their cryptocurrency into more easily spendable fiat funds, without having to sell their coins.

Bitcoin 108

Bitcoin Lending cryptocurrency Taxes 108

Vitalik Buterin

AUGUST 26, 2018

In part to avoid having similar problems in the future, the Ethereum community is looking to upgrade the EVM to E-WASM , a virtual machine that is sufficiently more efficient that there is far less need to incorporate application-specific precompiles.

Innovation 52

Innovation blockchain System Examples 52

CB Insights

NOVEMBER 21, 2017

Cryptocurrencies. As of this writing in mid-November 2017, the total market capitalization of cryptocurrencies hovers around $220B (with a single bitcoin trading for upwards of $8,000). Is Bitcoin really secure? Blockchain. Initial coin offerings. Everyone’s talking about them, but what do these terms really mean?

blockchain 78

blockchain Technology Bitcoin cryptocurrency 78

Fintech Labs Insights

NOVEMBER 9, 2015

Two Finovate alums added capital: Roostify which picked up $500,000 from Wells Fargo’s startup accelerator to further its mission to streamline the mortgage process for consumers and Figo , a German-based firm, which banked “7 figures” to expand its suite of banking APIs. Expansion Capital Group. HQ: Atlanta, Georgia.

Company 12

Company Fintech South Dakota San Jose 12

CB Insights

MAY 15, 2019

With recent advances in blockchain, cryptocurrency, contactless payments, and more, finance is primed for disruption. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Get the entire 43-page PDF. Founded: 2012. Founded: 2009. Founded: 2014.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

FEBRUARY 26, 2018

The Office of the Comptroller of the Currency is examining the Community Reinvestment Act, which in part means that rules governing short-term lending may be reversed, and would let community banks compete more directly against payday lenders. Capital requirements would be loosened and stress tests would come less than once a year.

Regulation 101

Regulation Bitcoin Innovation Fintech 101