Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. These include family-owned businesses, community businesses and operating companies.

Texas 182

Texas San Antonio Community Bank Community 182

Jeff For Banks

DECEMBER 16, 2022

The first bank to crack the Top 5 over $50 billion did so in 2020. As a reference, the best SIFI bank in five-year total return this year was JPMorgan Chase at 82nd overall. My method was to search for the best banks based on total return to shareholders over the past five years. MetroCity Bankshares, Inc.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Jeff For Banks

DECEMBER 29, 2020

The first bank to crack the Top 5 over $50 billion did so this year. As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. My method was to search for the best banks based on total return to shareholders over the past five years. First Capital, Inc. FS Bancorp, Inc.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Jeff For Banks

DECEMBER 13, 2018

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. Welcome to the list! #2.

Oregon 101

Oregon Ohio California Community Bank 101

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Independent Banker

AUGUST 27, 2015

We have a very successful junior college, school district and hospital—the typical things that you would expect to see in a community. IB: Along with its banking operations, Community National Bank manages about $250 million in personal and institutional assets through its trust and investment management department.

Community 70

Community Community Bank Texas US 70

Gonzobanker

MAY 8, 2015

Jamie Dimon, CEO of JPMorgan Chase, said it best in his recent letter to shareholders with his reference to emerging digital lenders. As the sessions progressed a theme began to manifest that the traditional banking model has failed our customers and these digital lending platforms intend to reshape the industry, one process at a time.

Conference 60

Conference Lending Community Bank Community 60

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

South State Correspondent

APRIL 6, 2022

If your bank doesn’t have a relationship pricing model or at least a loan pricing model that handles cost and risk – you should. Making loans is central to your bank’s operations, and lending has a compounding effect on profitability. Change 1: Cost of Capital and Capital Allocation.

Capital 195

Capital Training Management Atlanta 195

Jeff For Banks

MARCH 27, 2010

If your bank has brokered deposits, Internet deposits, jumbo CDs, rewards checking, and in some cases CDARs, a regulator near you may be calling to order you to seek more traditional funding. This line of reasoning centers on cost of deposits and equates high-cost deposits with less loyal customers… commonly referred to as “hot money”.

Indiana 60

Indiana FDIC Strategy Regulation 60

PYMNTS

APRIL 9, 2020

And while he’s heard anecdotal accounts, thus far he has yet to directly encounter a bank that has done the paying or an SMB that has received funds. Second: Eliminate The Capital Crunch . That then limits how many PPP loans any bank can process for their SMB customers who are interested in the program. Edwards said.

Lending 285

Lending Capital Washington Risk Management 285

Independent Banker

NOVEMBER 30, 2021

State Bank of Texas, led by president Sushil Patel (center), has a niche working with hospitality customers like Reena and Arun Patel, who own and operate a La Quinta hotel in Dallas. Between the [Trump] administration and Congress and the regulators, they did a terrific job of allowing banks to work with their borrowers,” says Jeff W.

Community Bank 209

Community Bank Community Texas Dallas 209

Abrigo

JULY 28, 2021

Community financial institutions required to complete the current expected credit loss (CECL) standard implementation by 2023 are undoubtedly busy managing record-low net interest margins, pandemic-related uncertainties, and operational issues, as well as their own strategic initiatives.

Resources 195

Resources San Antonio Data Regulation 195

Fintech Labs Insights

JULY 22, 2015

CoreIQ is a marketing automation system developed by Onovative that speeds onboarding and broadens cross-selling opportunities for community banks and credit unions. One observer at FinovateSpring 2015 referred to Onovative as “Mailchimp for Banks and Credit Unions.” Raised $400,000 in capital.

Technology 12

Technology Marketing San Jose Community Bank 12

Fintech Labs Insights

JULY 22, 2015

Behaviosec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. Fidor Bank introduced community banking five years ago. Now it is the first bank to offer open RESTful APIs with OAuth2.0,

San Francisco 12

San Francisco Video Fintech Data 12

Fintech Labs Insights

SEPTEMBER 1, 2015

Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending. Buzz Points partners with community banks and credit unions to reward consumers for buying local and banking local. Blockstack.io Dynamics, Inc.

Company 12

Company Software Analytics Mobile 12

PYMNTS

JANUARY 17, 2019

The main concern, according to Waters, is to balance the needs to protect investors and consumers, as well as the community banks that she believes are at risk as a result of their entry into the market. Apart from oversight and investigation, Waters also plans to push for aggressive reform of housing finance.

Lending 134

Lending Community Bank Maine Policies 134