CFPB Monitor

SEPTEMBER 21, 2015

The CFPB announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, and Credit Union Advisory Council. New members to the Consumer Advisory Board will serve three-year terms and new members to the Community Bank and Credit Union Advisory Councils will serve two-year terms. Kathleen C.

Groups 60

Groups Los Angeles San Francisco Community Bank 60

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Paulina Gonzalez, Executive Director, California Reinvestment Coalition, San Francisco, CA. Community Bank Advisory Council Members.

San Antonio 60

San Antonio Kansas City Groups CA 60

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

Independent Banker

SEPTEMBER 26, 2014

Resurging real-estate markets around the country are prompting more community banks to re-emphasize home lending. Recently, ICBA Mortgage expanded its product menu to help community banks meet more of their customers’ needs—including often their most profitable ones. National mortgage services provider LenderLive Network Inc.

Community Bank 70

Community Bank Community Denver Compliance 70

CFPB Monitor

OCTOBER 11, 2018

earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion. The summit speakers included Grovetta Gardineer, the Senior Deputy Comptroller for Compliance and Community Affairs at the OCC.

Policies 60

Policies Lending Data Online 60

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua.

Fintech 142

Fintech Strategy Leadership Lending 142

Independent Banker

AUGUST 26, 2015

The bank’s mortgage company has developed a national retail lending presence over the last 18 months using phones and email, rather than branch offices. “We Community banks and their customers don’t need to be concerned about the legality of digitally signed documents. Howard Schneider is a financial writer in California.

San Francisco 70

San Francisco Lending System Atlanta 70

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association.

Community Bank 172

Community Bank Community National Philadelphia 172

PYMNTS

DECEMBER 14, 2020

Australian Treasurer Josh Frydenberg put forward the News Media and Digital Platforms Mandatory Bargaining Code and unveiled the particulars of his roadmap for Australia to become the first nation to make online platforms pay media for news. The legislation does not specify the manner in which a payment would be handled.

Google 132

Google social media Compliance Regulation 132

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. It’s time to toast the conquerors and skewer the laggards, GonzoBankers. THE BANKING AWARDS.

Conference 90

Conference Industry Community Bank Community 90

CFPB Monitor

OCTOBER 25, 2019

The panel members are: Claire Kramer-Mills, Assistant Vice President and Director of Community Development Analysis, Federal Reserve Bank of New York. The panel members are: Maureen Busch, Vice President, Compliance and CRA Officer, The Bank of Tampa and Bureau Community Bank Advisory Council Member.

Tampa 60

Tampa Lending California Community 60

CFPB Monitor

SEPTEMBER 13, 2018

57, disapproving of the CFPB’s Bulletin 2013-2 regarding “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act.” because of race, color, religion, sex, handicap, familial status, or national origin.”. because of race, color, religion, sex, handicap, familial status, or national origin.”.

Rhode Island 60

Rhode Island District of Columbia North Carolina Vermont 60

Abrigo

JANUARY 13, 2021

This article originally appeared in the ABA Banking Journal's Risk and Compliance January/February 2020 edition. . The victims of human trafficking can be any age, race, or gender, and can be any nationality. Agricultural communities are plagued with labor trafficking. Closer to Home. Human trafficking is a growing problem.

Training 195

Training Fraud National United States 195

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 22, 2014

GonzoBanker of the Year – We have to give this to Banc of California CEO Steven A. Banc of California went from $900 million in total assets five years ago to nearly $5 billion today. Nice community bank culture fit between the two as well. The Big, Fat, Juicy App Award – MCX’s CurrenC app.

Los Angeles 101

Los Angeles Apple Risk Management California 101

CFPB Monitor

JANUARY 28, 2021

The fate of the OCC’s Community Reinvestment Act (“CRA”) final rule , issued on May 20, 2020, hangs in the balance following the inauguration of President Biden on January 20 and the resignation of former Acting Comptroller Brian Brooks, who was a major proponent of the rule, on January 14.

Community 131

Community FDIC Lending Survey 131

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. How about fighting harder with better examples and holding compliance officers as accountable as everybody else. Community bank marketing resources. Popular Community Bank in Miami. Somebody-Call-the-Whaambulance Award.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

JULY 22, 2015

gives you the ability to extract actionable information from your audio and video to make better decisions, confirm and validate compliance, and understand your media. Fidor Bank introduced community banking five years ago. Spreedly APIs minimize the complexity, cost, and risk of PCI compliance and payment integration.

San Francisco 12

San Francisco Video Fintech Data 12

CFPB Monitor

FEBRUARY 3, 2021

With regard to the 2020 Rule, the memorandum provides that: The effects of the 2020 Rule that the HUD Secretary must examine include “the effect that amending the [2013 Rule] has had on HUD’s statutory duty to ensure compliance with the Fair Housing Act.”. In Inclusive Communities , which was decided in 2015, the U.

Massachusetts 78

Massachusetts Leadership Analysis Community 78

PYMNTS

SEPTEMBER 27, 2019

Since California first declared marijuana “legal” for medical consumption in 1996, transactions involving legally permitted cannabis have been complicated things. The card networks and nationally licensed banks working across state lines would violate the RICO anti-money laundering laws if they attempted to move the payment.

Taxes 151

Taxes Compliance District of Columbia Industry 151

PYMNTS

FEBRUARY 14, 2019

In California , the industry will be worth at least $5.1 The credit union monitors cannabis accounts closely, does criminal background checks on all account holders and commissions an annual external compliance audit for all cannabis-related business it conducts, she said. In 2018, consumers in Colorado bought some $1.55

Oregon 230

Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

In California, the industry will be worth at least $5.1 The credit union monitors cannabis accounts closely, does criminal background checks on all account holders and commissions an annual external compliance audit for all the cannabis-related business it conducts, she said. In 2018, consumers in Colorado bought some $1.55

Oregon 115

Oregon Colorado Operations Washington 115

Abrigo

FEBRUARY 24, 2020

Compliance and anti-money laundering (AML) is going green… or is it? In December, the United States Government Accountability Office released a report to Congress that addressed compliance challenges associated with money transmitter accounts. National Credit Union Association. Department of Treasury, FinCEN.

Illinois 195

Illinois Regulation United States California 195

FICO

DECEMBER 19, 2018

Court Appeals for the District of Columbia vacated key parts of the Federal Communications Commission (FCC) 2015 TCPA Order , which had created much confusion and sparked increased litigation. Regulators Will Make Major Strides Towards Reaching Consensus on Modernizing the Community Reinvestment Act.

Policies 40

Policies District of Columbia Regulation California 40