PYMNTS

JULY 1, 2016

Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Commercial Banking. D3 Banking. Investors on Monday (June 27) provided $10 million to D3 Banking for it to further its research and development operations, reports said. . Alternative Lending.

Lending 101

Lending Analytics Capital Industry 101

The Financial Brand

SEPTEMBER 14, 2020

An important component of digital banking transformation is the ability to provide credit across digital platforms seamlessly and on demand. The post Data and Advanced Technology Are Transforming Digital Lending appeared first on The Financial Brand.

Lending 43

Lending Technology Data Digital Banking 43

Bank Innovation

MARCH 6, 2020

The inability to reach someone outside of business hours is a source of friction for some digital bank customers, but Rising Bank wants to set itself apart through one-on-one attention.

Digital Banking 221

Digital Banking Branding Customer Experience Innovation Strategies 221

The Financial Brand

OCTOBER 27, 2020

The big regional bank copes with the mounting competition by investing in its digital lending channel and redefining its branch network. The post KeyBank Fighting Megabanks & Big Techs With a ‘Digital-Plus’ Strategy appeared first on The Financial Brand.

Strategy 32

Strategy Regional Lending Branding 32

The Financial Brand

DECEMBER 13, 2021

The post 9 Pivotal Trends that Will Shape Banking Strategies for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Technology is behind many, but not all, of the trends. Some represent serious operational challenges, others big revenue opportunities.

Trends 41

Trends Strategy Banking Trends Analysis 41

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 40

Lending Fintech Banking Trends Analysis 40

The Financial Brand

JUNE 21, 2020

Digital lending automation and advanced analytics are required to meet the future demand for loans in a post-COVID world. The post COVID-19 Provides Unprecedented Lending Opportunities appeared first on The Financial Brand.

Lending 39

Lending Analytics Meeting Branding 39

Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Bancorp Bank (Simple/PayPal et al) 1,495,558 4,499,959 3,004,401. billion in 2010.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

The Financial Brand

JUNE 13, 2021

The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights. To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences.

Lending 43

Lending Banking Trends Analysis Trends 43

The Financial Brand

MAY 25, 2021

Newly branchless banking provider has no second thoughts about the shift, and believes that done right it's the future of financial services. The post Keeping a Human Face on All-Digital Banking appeared first on The Financial Brand.

Digital Banking 38

Digital Banking Branding Strategy Lending 38

The Financial Brand

NOVEMBER 18, 2021

Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits. The post How the ‘New Normal’ is Driving Change in Small Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 35

Lending Banking Trends Analysis Trends 35

The Financial Brand

JANUARY 10, 2022

Co-branded GM card, with unique e-commerce potential, is latest foray into banking. The post What’s Next for Goldman’s Marcus Banking Strategy? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Meanwhile, the industry awaits launch of Marcus checking.

Strategy 26

Strategy Banking Trends Analysis Branding 26

Gonzobanker

FEBRUARY 29, 2024

Here are five key areas that Cornerstone would encourage management to start: Digital Self-Service Utilization – Many bankers are feeling confident they are catching up to the competition in the digital banking experience, but very few have exhausted the sheer productivity benefits of widespread digital self-service.

Tools 163

Tools Analytics Data System 163

Gonzobanker

FEBRUARY 23, 2022

A financial institution’s Banking-as-a-Service strategy needs to be more than an extra credit project for the I.T. The Banking-as-a-Service (BaaS) gold rush has clearly begun. Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue.

Community Bank 133

Community Bank Strategy Risk Management Fintech 133

The Financial Brand

SEPTEMBER 22, 2020

Digital lending is no longer optional for traditional financial institutions. The post Digital Lending Requires Speed and Simplicity to Win Battle With Fintechs appeared first on The Financial Brand. To compete will require attention to ease of application and speed of process.

Lending 41

Lending Fintech Branding Report 41

The Financial Brand

DECEMBER 21, 2020

Calls grow for regulation of fintech-driven POS lending, but for some banks, a credit card variation could be at least a good defensive play. The post ‘Buy Now, Pay Later’: An Innovative Lending Program Heading for a Cliff? appeared first on The Financial Brand.

Lending 36

Lending Innovation Regulation Branding 36

The Financial Brand

APRIL 29, 2021

New data shows where credit unions and banks are placing their bets to win big with borrowers, and what headwinds the institutions face. The post Financial Institutions’ Most Pressing Digital Lending Priorities for 2021 appeared first on The Financial Brand.

Lending 32

Lending Branding Data Customer Experience 32

The Financial Brand

OCTOBER 13, 2020

Digital signature technology has been helping banks and credit unions serve people through COVID-19 but are not risk-free. The post 6 Points To Consider Before Adding E-Signatures to Your Lending Process appeared first on The Financial Brand.

Lending 40

Lending Branding Technology Strategy 40

The Financial Brand

JULY 29, 2020

The PPP crush spotlighted banks' lack of digital progress, giving fintech lenders an opening. The post Banks Must Adopt APIs for Business Lending or the Fintechs Will Win appeared first on The Financial Brand. It's not too late to regain the edge.

Lending 39

Lending Fintech Branding Strategy 39

PYMNTS

JUNE 13, 2018

” “Shane brings an impressive track record of driving results through customer-centric strategies and industry expertise,” added Haworth. “We customers with innovative card, digital banking and payments solutions. . customers with innovative card, digital banking and payments solutions. and Germany.

Capital 100

Capital Cards Delaware Payments 100

PYMNTS

JUNE 10, 2020

The two companies are teaming up to offer Amazon sellers up to $1 million in credit lines via Goldman’s Marcus brand. The move comes out of Amazon’s initial effort to build a lending marketplace for its sellers, where many lenders would compete to make business credit offers, sources familiar with the situation told CNBC.

Lending 150

Lending Apple Online Retail 150

The Financial Brand

DECEMBER 10, 2020

Fintech payment giant's adoption of business banking-as-a-service could upend traditional players, but not all agree on that outcome. The post Is Stripe’s Lending and Payments Platform Move the Future of Banking? appeared first on The Financial Brand.

Lending 30

Lending Payments Branding Fintech 30

The Financial Brand

MARCH 12, 2019

Union Bank's PurePoint brand combines full digital functionality with small 'digital-infused' branches to fuel deposits for lending. The post Regional Bank Meets the Future With Hybrid Digital Brand appeared first on The Financial Brand.

Regional 30

Regional Meeting Branding Lending 30

PYMNTS

DECEMBER 11, 2020

These interactions must give consumers the impression that they are still transacting with the same bank regardless of which channel they have chosen to use, said Eric Schuppenhauer , president of consumer lending and national banking at Citizens Financial Group. Putting Omnichannel Into Context.

Groups 169

Groups Mobile Tools Branding 169

The Financial Brand

JUNE 12, 2019

While more financial institutions are offering digital lending functionality, their applications are neither fast nor easy to use. The post Why Most Bank & Credit Union Digital Lending Efforts Come Up Short appeared first on The Financial Brand.

Lending 32

Lending Branding Report Digital Banking 32

The Financial Brand

OCTOBER 23, 2018

The bank's innovative digital lending solution increases pressure on both fintechs and traditional institutions in a key battleground market. Bank Jumping Into Digital Lending With New Platform appeared first on The Financial Brand. The post U.S.

Lending 30

Lending Innovation Branding Fintech 30

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Legacy banks need not apply. The Strategy Award Goes to Axos Bank.

Idaho 181

Idaho Community Industry Strategy 181

The Financial Brand

MARCH 5, 2019

Here's a roadmap for community financial institutions looking to profitably lend to small businesses before online lenders steal the market. The post Simplify and Streamline Bloated Processes Choking Business Lending appeared first on The Financial Brand.

Lending 19

Lending Community Branding Online 19

The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 41

Trends Banking Trends Analysis Lending 41

CB Insights

DECEMBER 10, 2020

Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. Investment banking. First name.

America 101

America Lending Cards San Francisco 101

Gonzobanker

DECEMBER 17, 2021

We know the customer buying and use of financial services is being fundamentally changed by fintech, but our long-term strategies to invest/partner/buy/compete are very much works in progress. Huntington and TCF merge to create the $170 billion Midwest dynamo and vault them into one of the top 10 banks in the country.

Fintech 147

Fintech Strategy Leadership Lending 147

Digital Growth Institute

JULY 24, 2023

While the world of SMB banking may seem like a minefield of loans, deposits, and confusing terminologies, there are profound opportunities for community financial brands willing to prioritize SMB owners and entrepreneurs. This expansion, in turn, broadens reach, deepens community connections, and creates new revenue streams.

Community 15

Community Community Bank Branding Lending 15

The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

Fraud 43

Fraud Payments Banking Trends Analysis 43

The Financial Brand

MAY 4, 2021

A redefining year for the industry accelerated digital banking trends but left many strategic question marks for retail banking leaders. The post How Covid-19 Continues to Reshape Consumer Banking Behaviors appeared first on The Financial Brand.

Banking Trends 43

Banking Trends Digital Banking Trends Branding 43

PYMNTS

MARCH 15, 2019

That speaks to some long-term expectations that digital banking and other “sea changes” will continue in financial services (and maybe hasten changes within the U.K.), billion valuation as it seeks to become a lifestyle brand – think sneakers and clothing beyond the jeans scene – on a global stage.

Apple 116

Apple social media Fintech Lending 116

PYMNTS

MARCH 15, 2019

That speaks to some long term expectations that digital banking and other “sea changes” will continue in financial services (and maybe hasten changes within the UK) no matter the wrangling between the UK and the EU over any number of months. The company may come to market with a $6.2

Apple 101

Apple social media Fintech Lending 101

William Mills

SEPTEMBER 25, 2018

Cashoff enhances customer engagement with its loyalty program offering cash back by big-name brands. banks @cashoff_uk Lina Perez, Billy Leung. Demoing mobile banking app which has smart capability. Cashoff integrated with global brands. This banking app provides functions that include cashback and tailored smart advice.

Mobile 78

Mobile Customer Experience Lending Analytics 78