PYMNTS

DECEMBER 15, 2020

Debatably the most impactful payments innovation of recent years — and that’s saying something — BNPL is having a massive impact on retail, as evidenced by the proliferation of brands and the steady flow of venture capital to players that are defining the space. It’s hard to say which is the best part of buy now, pay later (BNPL).

Millennials 256

Millennials Report United States Study 256

PYMNTS

SEPTEMBER 30, 2019

We imagine if presented with an iPhone, penicillin, an automobile or just a ballpoint pen, even the original scribe would have been forced to concede that exciting innovations might be coming up on humanity’s horizon in the intervening 30 centuries. 30), the card network announced just such a FinTech partnership. So today (Sept.

Marketing 211

Marketing Fintech Cards Branding 211

PYMNTS

NOVEMBER 26, 2019

To help hockey players stay up to date on the latest sports equipment, eCommerce innovator the PenaltyBox offers subscription boxes comprised of a myriad of hockey essentials, from well-known brands to up-and-coming companies the PenaltyBox team tests themselves. The company’s largest target market is the 12-and-under age group.

Community 161

Community United States Groups Exercises 161

PYMNTS

AUGUST 23, 2019

FinTech service provider WEX signed on with Phillips 66 to handle exclusive private label and universal fleet card services, Verdict reported on Wednesday (Aug. Under the multi-year deal extension, WEX will continue to be the exclusive provider of fleet cards and offer payment-related services to Phillips 66 customers.

United States 100

United States Cards Branding Payments 100

PYMNTS

APRIL 25, 2019

Shopify announced it has launched a new retail hardware collection to improve in-person shopping for some of the world’s fastest-growing brands and their customers. Digitally native brands want to build loyal audiences through retail locations, and we’ve designed the best products to help them achieve this success.”.

Retail 122

Retail United States Branding Cards 122

PYMNTS

SEPTEMBER 4, 2018

The plastic payment card is dead. Long live the plastic payment card! Forgive the whipsaw attitude, but that’s how it can feel sometimes when discussing the future of payment cards. Card Clarity. The payment card has “a long life ahead of it.” Innovative Edge. Rewards, too, drove card signups, and still do.

Cards 103

Cards Innovation Mobile United States 103

PYMNTS

JANUARY 4, 2019

We understand consumers want to fuel up, pay and quickly be on their way,” said John Barbour, manager of payments and card services at Phillips 66, in a press release. We know that Honda drivers value convenience, safety and security,” said John Moon, Managing Director Strategic Partnerships, Honda Innovations. “We

Payments 144

Payments United States Security Management 144

CFPB Monitor

AUGUST 23, 2018

I am pleased to announce that Chris Ford, an attorney who has led some of the country’s largest and most innovative Fintech and payment systems transactions, has joined Ballard Spahr as a partner in the firm’s Consumer Financial Services Group. He will be based in the firm’s Washington, D.C.

Groups 68

Groups System Fintech United States 68

PYMNTS

JULY 26, 2018

France wasn’t the only winner at the FIFA World Cup: Payments innovation won big, too, with contactless payments accounting for 45 percent of all Visa purchases in the 11 host cities. In addition, fans could purchase one of 6,500 payment rings, 30,000 payment bands, and commemorative contactless Visa prepaid cards.

Payments 104

Payments United States Branding Mobile 104

PYMNTS

JUNE 24, 2019

Razer, a gaming hardware company based in Singapore, has partnered with Visa to offer a prepaid card that will let the company’s 60 million users make payments all over the world, according to reports. It is a leading brand for gamers in Europe, China and the United States.

Company 100

Company Online San Francisco Payments 100

PYMNTS

AUGUST 17, 2020

“The inclusion of products from various mall tenants in the program will create a new stream of sales and customers for stores, as well as drive awareness and brand recognition,” said PREIT in a statement. In that way, the initiative puts PREIT in a position to sell outside of its Northeastern territory. Coradino , CEO of PREIT.

Philadelphia 164

Philadelphia Regional United States Community 164

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

JUNE 7, 2023

In mid-May, a digital bank account for the 62+ crowd debuted in the United States. Bonus complication: Any brand would struggle to win over the trust of an audience that may have used the same account for decades. In several news articles, Charlie mentioned it wants to embed discounts into the debit cards in time.

Los Angeles 133

Los Angeles Fintech Digital Banking Tools 133

PYMNTS

JULY 27, 2017

billion, said the firm, with acquisitions, mostly via VocaLink, accounting for two percentage points of that growth, as management said on the call that the deal allows the company to offer both card and bank-based payment solutions. Total card count stood at 2.4 Net revenue growth was up 13 percent to $3.1 billion, compared with 2.3

United States 100

United States Cards Marketing Management 100

PYMNTS

JUNE 19, 2020

Bank profits in the United States took a 69.6 Can Telehealth And Other Innovations Cure America’s Post-Pandemic Medical-Cost Woes? The pandemic has strengthened mobile payments in India and set them to soon overtake card payments. FDIC: US Banks See Chargebacks Soar, Profits Tank Due To Pandemic.

Payments 151

Payments United States FDIC Retail 151

PYMNTS

SEPTEMBER 25, 2019

At the beginning of the 2000s, Suplicy came to the United States to race. What keeps them buying and supporting the brand, however, is the mission that it has and the things that it does that are good. Once consumers discover the brand, the company sells its products through its website. The Market.

Branding 109

Branding Exercises United States Innovation 109

PYMNTS

APRIL 24, 2017

This week we saw scientists march, the French go to the polls and a $400 high-tech juicer turned out to be an innovation on par with something that everyone already has: their hands. and yes, this looks like card data breach. In fairness, Juicero strongly recommends hand-squeezing the juice. Ready to jump in? these days. these days.

Millennials 109

Millennials Cards New York Branding 109

PYMNTS

JANUARY 30, 2018

But 7-Eleven — arguably the latest big brand facing the “Amazon Effect” — is not quite suffering from the normal terror of confrontation that accompanies a direct clash with Amazon. said there’s a difference in how each brand is trying to reach its audience. Moreover, Joseph DePinto, CEO of 7-Eleven, Inc. The New Frontier of Digital.

Branding 124

Branding United States Texas Examples 124

PYMNTS

NOVEMBER 26, 2018

Amid this market, chains such as Thorntons and 7-Eleven are innovating to meet the needs of modern-day consumers, as companies including GasBuddy and P97, among others, are seeking to make gas station trips more convenient through improved loyalty and reward programs and connected car payments, among other offerings. Almost half – or 49.4

Marketing 153

Marketing Mobile Millennials United States 153

PYMNTS

NOVEMBER 2, 2020

About 100,000 restaurants, or one in six in the United States have closed permanently or for extended periods since the pandemic hit in March, and there may be more to come. Ordering and payments by QSR customers have evolved from phone calls with credit card or paying with cash in-person to the later introduction of drive-thrus.

Massachusetts 185

Massachusetts United States Survey Meeting 185

PYMNTS

SEPTEMBER 4, 2019

On its eCommerce website, the company accepts credit cards, PayPal and Google Pay at checkout. Beyond ReGrained, other brands are reusing different ingredients and turning them into new products. Each of the company’s bars uses its upcycled SuperGrain+ flour as the main ingredient. It also offers banana bites and banana brittle.

social media 148

social media United States Millennials Branding 148

PYMNTS

NOVEMBER 18, 2020

In the United States alone, for example, The Clearing House’s RTP network serves 70 percent of all DDAs. As PNC’s Billings observed: “We as banks have made the core corporate clients learn our silos – what's different about a wire, then an ACH, then a check, then a credit card. Awareness of those differences is key.

Payments 245

Payments System Innovation Management 245

PYMNTS

OCTOBER 22, 2018

Kaiser told Webster that POS financing may prove especially appealing in “less developed countries, where there’s not as much availability of credit or credit cards, [and] where there are more cash transactions. Among them, said the CEO, are innovations that allow for corporate travel managers to get negotiated rates from airlines.

Payments 139

Payments Cards Trends Branding 139

PYMNTS

MARCH 20, 2020

As the coronavirus got up close and personal during the week of March 2, PYMNTS put a study into the field on March 6 to a census-based panel of approximately 2,128 consumers in the United States. Main Street USA Was Healthy In February, But Coronavirus Is The Wild Card. Qdoba’s Upgraded App Leaves No Reward Point Behind .

Technology 181

Technology Apple New York City social media 181

PYMNTS

JANUARY 21, 2020

These are just some of the ways companies are tapping into the latest restaurant innovations with the help of technologies such as artificial intelligence (AI) and automated retail: Among diners, 71 percent would be open to QSRs incorporating AI. 1 food delivery service in the United States. to do so, per news in March.

Tampa 134

Tampa Detroit Philadelphia Technology 134

PYMNTS

APRIL 23, 2018

Digital wallets are only as convenient as they are useful, and as a form factor substitute for plastic cards, consumers don’t feel they’re much of either. This was the spirit of the partnership that Samsung Pay struck with PayPal last July, and that today goes live to select users in the United States.

Samsung 167

Samsung Payments Retail Cards 167

PYMNTS

JUNE 29, 2016

bank to issue cards that work in Cuba. . “It’ll be small-scale, just like everything in Cuba,” Seleski explained of the business he anticipates from card use in Cuba. . The biggest area Seleski said he anticipates commercial card usage is in the hotel industry. But the sudden burst of U.S.

US 102

US Cards Tools Operations 102

PYMNTS

SEPTEMBER 27, 2019

Dunkin’ is one of the most widespread quick-service restaurants (QSR) brands in the world, selling coffee, donuts and breakfast items at more than 11,300 locations in 36 countries, including 8,500 restaurants across the United States. DD Perks accounts for approximately 13 percent of all Dunkin’ sales in the U.S.,

Mobile 117

Mobile New York City Analytics United States 117

PYMNTS

FEBRUARY 23, 2018

Taco Bell is living más as it pulls ahead of Burger King as the fourth-largest quick-service restaurant (QSR) brand with new delivery options and, yes, nacho fries. billion in domestic sales — Starbucks is far and away the most successful mobile payments platform in the United States. But McDonald ’s Corp. Starbucks’ $18.4

Online 101

Online US Payments Mobile 101

PYMNTS

DECEMBER 23, 2016

With the EMV liability shift taking effect in October 2015, the part of the merchant community in the United States that hadn’t migrated to EMV saw chargebacks for counterfeit card fraud skyrocket. Banks are beginning to showing interest in issuing dual-interface cards (cards that can be used in a contact or contactless mode).

Payments 100

Payments eBook Fraud Cards 100

PYMNTS

FEBRUARY 7, 2020

The rates refer to the rates that United States-based merchants pay to accept Visa cards. The advent of worldwide online commerce has only made competition in this space more challenging, and for that reason, brands have to employ creative tactics to ensnare customers with their choice of brands.

Google 123

Google Retail United States Online 123

PYMNTS

JUNE 21, 2017

Consumers who accept that invitation then can choose to pay in a variety of ways, credit card, debit card or ACH payments. “We He also found that consumers will prefer to use a credit card and even pay a 3 percent fee because a $30 charge for the card payment [on a $1,000 rent payment] is a lot better than paying a $100 late fee.”.

Payments 164

Payments Cards social media United States 164

PYMNTS

SEPTEMBER 29, 2017

PingPong is yet another innovative FinTech player that chose Luxembourg as its EU hub. The system combines a closed-loop financial network with strong regulatory approval for China-based sellers and rigorous vetting of third-party vendors, thus offering a degree of security far beyond conventional online payment methods, such as credit cards.

Security 129

Security Payments Fintech United States 129

Accenture

MAY 22, 2019

For years, banks have enjoyed a low bar on CFO expectations around payment product sophistication and innovation. Companies are moving cash off the balance sheet and investing in areas like wages, capital expansion and innovation. No cash, check or credit card required. But the pendulum has swung in the other direction.

Payments 150

Payments Customer Experience Survey Capital 150

PYMNTS

AUGUST 10, 2018

The company also launched a new co-branded Visa rewards card with Alliance Data. The center will bring about 200 jobs to the area, serving the Miami, Tampa and Orlando markets, and will also serve as a parcel fulfillment center for the entire southeastern United States.

Digital Strategies 104

Digital Strategies Retail Strategy Los Angeles 104

PYMNTS

APRIL 25, 2018

Here’s how QSRs are integrating mobile order-ahead technology into their stores and where the innovation is headed in the future. — Quincy is the first of what the coffee brand is calling concept shops that are set to open throughout the rest of the year. million active members. There was a 50 percent increase in U.S.

Mobile 103

Mobile St. Louis Google Missouri 103

PYMNTS

JULY 22, 2016

In fact, Visa cardholders won’t be pushed to sign on for ACH – at account signup, Visa cards and ACH will be presented as more or less equal options (in the spirit of giving consumers choice) and any Visa cardholder with an ACH account will be given an opportunity to work with their bank to flip it the other way to a Visa-branded debit product.

Payments 100

Payments Apple United States Mobile 100