Abrigo

MAY 8, 2015

In recent months, the momentum around reducing the regulatory burden on the nation’s community banks has continued to gain steam. However, the regulatory landscape continues to evolve, leaving resource-constrained community banks to cope with new demands. The second idea is community bank exemption from the Volcker Rule.

Community Bank 150

Community Bank Community How To Meeting 150

Abrigo

JUNE 4, 2020

Another, more vague exemption involves the borrower documenting an inability to return to the same level of business activity that the business was operating at before Feb. Credit Risk Management. Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Credit Risk Management.

Lending 195

Lending Risk Management Management Community 195

Abrigo

NOVEMBER 17, 2023

While some of the recent trending fraud schemes are not new, they have been transformed to prey on communities already dealing with unprecedented times. According to PWC , rising prices can have substantial implications on fraud risks. The downturn in the economy has undoubtedly affected fraud statistics as well.

Fraud 195

Fraud Training Trends Compliance 195

Abrigo

APRIL 12, 2016

Directors overseeing a bank’s operations are important partners in supervisory efforts, the FDIC noted in the article (“A Community Bank Director’s Guide to Corporate Governance: 21st Century Reflections on the FDIC Pocket Guide for Directors.”). Risk management culture What exactly is a risk management culture?

Management 150

Management FDIC Risk Management Community Bank 150

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. What events could jeopardize our operational liquidity?

Management 195

Management Meeting Risk Management Operations 195

ABA Community Banking

OCTOBER 29, 2014

Take a fresh look at the Uniform Bank Performance Report Risk Management Blogs Talking Credit HowTo Operational Risk Credit Risk. 1Talking Credit'

Risk Management 40

Risk Management Management Tools Operations 40

Abrigo

OCTOBER 20, 2020

From economic forecasts to company culture, there were important takeaways for all community financial institutions. . Millennium Bank, like many community financial institutions, is heavily concentrated in commercial real estate (CRE). Drive Growth. Understanding the current state of banking and future expectations. learn more.

Management 195

Management Lending Community Strategy 195

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

APRIL 19, 2016

In the paper, the OCC defined responsible innovation as: The use of new or improved financial products, services, and processes to meet the evolving needs of consumers, businesses, and communities in a manner that is consistent with sound risk management and is aligned with the bank’s overall business strategy.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

Abrigo

FEBRUARY 23, 2022

Indeed, the financial institutions surveyed most frequently identified the following as their top challenges in small business lending: Efficiency Process, operations, and staffing Competition Over half of the survey respondents cited efficiency as a challenge when it comes to small business lending. Lending & Credit Risk.

How To 195

How To Lending Software Survey 195

Abrigo

DECEMBER 22, 2023

The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool."

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

APRIL 1, 2015

While the larger banks are receiving the bulk of attention, boards at smaller, community banks are realizing that they’re not immune to this heightened attention. Lynn McKenzie and Edmund Green of KMPG recently contributed an article to Bank Director on how boards can challenge their banks’ management on risk.

Risk Management 150

Risk Management Community Bank Regulation Boston 150

Abrigo

JUNE 5, 2015

Sorrentino says, “As the backbone of the US economy, our nation’s growth depends on community banks figuring out how to operate in this ever-increasing regulatory environment. It will require transparent communication and consideration of examiners on all levels of the bank’s functions.

Risk Management 150

Risk Management Community Bank Regulation Survey 150

ABA Community Banking

JULY 10, 2015

What community banks can learn from large-bank risk requirements Risk Management Blogs Risk Adjusted Operational Risk Compliance/Regulatory.

Risk Management 40

Risk Management Community Bank Compliance Community 40

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

Even if community businesses don’t end up utilizing the federally guaranteed loans , many small businesses have heard of SBA loans and want to explore them. During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp.

Lending 195

Lending FDIC Capital Risk Management 195

ABA Community Banking

JANUARY 16, 2015

Musts: Defense in Depth and having more than one plan Risk Management Blogs Beyond the Bank CSuite Operational Risk Community Banking. 1Beyond the Bank'

Risk Management 40

Risk Management Community Bank Community Operations 40

CFPB Monitor

APRIL 1, 2021

Augmenting risk management and control practices. The agencies observe that the potential risks associated with using AI are not unique to AI, such as creating operational vulnerabilities and consumer protection risks (fair lending, UDAAP, privacy). AI use by community institutions. Uses of AI.

Risk Management 78

Risk Management Training Lending FDIC 78

Abrigo

JUNE 19, 2020

Credit risk operations, such as the allowance and stress testing, are not exempt. Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. 5 Inefficiencies Community FIs Must Resolve to Prepare for Economic Uncertainty. C&I Loans. CRE Lending. SBA Lending. Learn More.

Lending 195

Lending Training Data Analysis 195

Abrigo

FEBRUARY 9, 2016

Given the many differences between a community institution and a bank with $100 billion in assets, the challenges facing back executives and their financial institutions may differ dramatically at various times. Compliance staff may require certain operational processes that delay credit approval and impede competitiveness.

Compliance 150

Compliance Lending System Data 150

ABA Community Banking

DECEMBER 13, 2014

Best hope is to set up security containment, prevent compromising enterprise data Risk Management Blogs Making Sense of it All Operational Risk. 1Making Sense of it All'

Risk Management 66

Risk Management Security Operations Data 66

ABA Community Banking

NOVEMBER 24, 2014

Productivity vs. security risks battle it out Technology Risk Management Blogs Making Sense of it All Operational Risk. 1Making Sense of it All'

Risk Management 64

Risk Management Security Operations Management 64

ABA Community Banking

FEBRUARY 29, 2016

Satisfy your bank’s own operational needs—then worry about the regulators Technology Risk Management Blogs Risk Adjusted Vendor Management Operational Risk.

Management 40

Management Risk Management Regulation Operations 40

ABA Community Banking

OCTOBER 16, 2014

Ebola crisis reminds that banking confidence starts locally Risk Management Blogs Talking Credit Viewpoints Operational Risk. 1Talking Credit'

Risk Management 53

Risk Management Operations Management 53

ABA Community Banking

NOVEMBER 21, 2014

More than bad press results from gaffes of small group Risk Management Blogs Talking Credit Viewpoints Operational Risk. 1Talking Credit'

Risk Management 53

Risk Management Groups Operations Management 53

ABA Community Banking

OCTOBER 26, 2015

Operational risk strategy demands closer attention to every big exposure, no matter where Risk Management Blogs Risk Adjusted Operational Risk.

Risk Management 40

Risk Management Strategy Operations Management 40

ABA Community Banking

JANUARY 25, 2016

Peel away ratios, policies, controls, and the rest.You come down to managing humans Human Resources Risk Management Blogs Risk Adjusted Operational Risk.

Risk Management 40

Risk Management Resources Policies Operations 40

ABA Community Banking

SEPTEMBER 29, 2015

They can get more for their money than a good rating Risk Management Blogs UNconventional Wisdom Operational Risk. Large banks spend megabucks on compliance.

Compliance 40

Compliance Risk Management Operations Management 40

ABA Community Banking

JULY 30, 2015

Incentive pay poses too many risks not to get a risk review Risk Management Blogs Risk Adjusted Operational Risk.

Risk Management 40

Risk Management Operations Management 40

ABA Community Banking

AUGUST 27, 2015

Don’t miss the most trusted source of bank performance information Risk Management Blogs Talking Credit Operational Risk.

Risk Management 40

Risk Management Operations Management 40

ABA Community Banking

DECEMBER 29, 2015

You didn’t know your own weak points Technology Risk Management Blogs Beyond the Bank Operational Risk.

Risk Management 40

Risk Management Operations Management Technology 40

ABA Community Banking

SEPTEMBER 28, 2015

Why banks should watch the Volkswagen scandal Risk Management Blogs Talking Credit Operational Risk.

System 40

System Risk Management Operations Management 40

ABA Community Banking

MARCH 26, 2015

Risk ratings or judgment? Risk Management Blogs Risk Adjusted Operational Risk. Which wins? 1Risk, Adjusted'

Risk Management 40

Risk Management Operations Management 40

ABA Community Banking

OCTOBER 24, 2014

Fed voices raise issue bankers should debate Risk Management Blogs Talking Credit Viewpoints Operational Risk Feature. 1Talking Credit'

Risk Management 40

Risk Management Operations Management 40

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 181

Idaho Community Industry Strategy 181

FICO

FEBRUARY 21, 2023

However, now more than ever, Risk departments and Collections Operations are feeling the pressure that the balances being added may eventually turn into higher losses for the issuer. Leanne Marshall Leanne Marshall is a Senior Strategy Consultant with FICO Advisors for North American Credit Risk Lifecycle Practice.

Trends 52

Trends Industry US Cards 52

Abrigo

JANUARY 29, 2016

A simple cost-plus loan pricing model is one method of pricing loans, he wrote in a recent newsletter for community banks that cites the Fed's Commercial Bank Examination Manual (CBEM). They can be more competitive and better prepared for changes on the horizon.”

Capital 150

Capital Philadelphia Policies Strategy 150