Payments Source

AUGUST 16, 2017

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

Community Bank 63

Community Bank Community blockchain Technology 63

Banking Exchange

JANUARY 23, 2023

Farmington State Bank plans return to community banking roots after crypto platform’s collapse Community Banking Blockchain Bitcoin Cryptocurrency Digital Feature Feature3

Community Bank 78

Community Bank Marketing Bitcoin cryptocurrency 78

PYMNTS

MARCH 11, 2019

CULedger , a credit union, has inked a partnership with IBM to create blockchain services geared toward credit unions. According to a report in Fintech Futures , the idea behind the project is to use permission-based blockchain technology so credit unions can reach more members that don’t have access to financial services.

blockchain 160

blockchain Regulation Community Bank Regional 160

Long Lasting Ideas

OCTOBER 16, 2017

His investment soared to several thousand dollars and then, seemingly in a flash, my son’s $100 investment that blossomed to make him feel for a moment like a blockchain Warren Buffet was gone, wiped out by alleged embezzlement by the company’s head, French national Mark Karpeles.

Community Bank 40

Community Bank cryptocurrency Community Bitcoin 40

Banking Exchange

MAY 26, 2021

Customers Bank, Capital Bank and Community 1st Credit Union among the latest to embrace financial technology Technology Financial Trends Payments Feature3 Fintech Feature Lines of Business Tech Management Mobile Online Cards Blockchain PPP Covid19 Community Banking.

Fintech 78

Fintech Groups Community Bank Community 78

Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. The digital world has opened vastly broader avenues for community banks to attract new customers—especially if they partner with fintechs in their endeavors.

Fintech 136

Fintech Marketing Community Bank Community 136

Independent Banker

OCTOBER 31, 2018

This year, you’ve probably heard me say that ICBA is focused on three pillars: community bank advocacy, education and innovation. As I put on three hats—consumer, community banker, and ICBA president and CEO (in no particular order)—I see three specific opportunities for innovation. Most of my time will be spent in ICBA’s D.C.

Fintech 70

Fintech Community Bank Community Nashville 70

PYMNTS

AUGUST 3, 2020

One financial technology firm currently navigating the process of securing a bank charter is Avanti Financial Group , and as it approaches market launch, Founder and CEO Caitlin Long said the firm is focusing on another area of financial services that has struggled to manage complex regulatory challenges: digital assets.

Payments 294

Payments blockchain System Bitcoin 294

PYMNTS

JULY 2, 2019

The city hopes that the plan will revive the local economy, as well as secure Busan’s position as a leader in blockchain. And Jeffrey Berns announced that he has acquired a small community bank for $28 million.

Nevada 100

Nevada Las Vegas Bitcoin cryptocurrency 100

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., and a trailblazer in the world of banking as a service (BaaS). The difference could be seen in what alpha bankers bragged about. price/book multiple.

Fintech 167

Fintech Customer Experience Conference Technology 167

South State Correspondent

SEPTEMBER 20, 2022

While this lesson sounds evident, most banks do not set and track clear goals for their marketing efforts. Bank Marketing Lesson 8: Crypto, Blockchain, Digital Assets, and NFTs. There were two educational overviews to help bankers better understand the current state of crypto, blockchain, digital assets, and NFTs in banking.

Conference 195

Conference Marketing social media Data 195

PYMNTS

MARCH 8, 2018

In the March X-Border Receivables Report, PYMNTS looks at how companies are launching a variety of new services aimed at improving the flow of payments in several different markets — and how blockchain-based solutions are gaining prominence as a viable cross-border payment solution. News from the Cross-Border Space.

Report 109

Report blockchain Community Bank Marketing 109

PYMNTS

MARCH 7, 2018

From community banks to central banks, the need for faster payments is gripping financial institutions (FIs) of all shapes and sizes. FIs worldwide are making bold pushes to increase their payment speed, from Australia’s new real-time payments scheme to Saudi Arabia’s turn to blockchain.

Trends 101

Trends Payments Compliance blockchain 101

Payments Source

JULY 3, 2017

Though they face an array of competitive threats — from digital currencies to peer-to-peer payment apps — the vast majority of community banks do not have a payments strategy, according to a recent survey.

Community Bank 64

Community Bank Payments Community Survey 64

PYMNTS

AUGUST 7, 2018

The regulators will also share policy ideas to ensure they are up-to-date in areas such as artificial intelligence, Big Data and blockchain. But those who do use the approach, including commercial banks, community banks and other FIs, report being more satisfied with their most recent product launches than those that do not.

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Regulation Fintech Policies Innovation 100

PYMNTS

MARCH 20, 2018

CU-focused blockchain solutions developer CULedger joined forces with software solutions provider Evernym to launch the MyCUID solution. The program aims to accelerate the integration and deployment of digital banking technologies and to improve member experiences. Lawmakers aren’t the only ones coming together. The good news?

Millennials 110

Millennials Report Community National 110

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., is not typical.

Innovation 70

Innovation Community Bank social media Community 70

PYMNTS

FEBRUARY 4, 2019

Community banks and credit unions also offered their backing. They stated that major banks have too much control over the RTP system and that they regarded the Fed as a compelling and more equitable alternative to achieving payments ubiquity. The Clearing House (TCH), for instance, has voiced its opposition.

Payments 183

Payments System Cards Policies 183

PYMNTS

JUNE 6, 2019

Last year, JPMorgan Chase announced an initiative to open new bank branches in an effort to better address small businesses’ needs, sparking a conversation about what effect bank branch closures actually have on small businesses — and whether entrepreneurs even want physical bank locations at all.

Data 144

Data Meeting Regulation Management 144

PYMNTS

JANUARY 29, 2018

The financial services market has progressed by leaps and bounds in terms of innovation, from the rise of alternative finance to the development of technologies like blockchain and open banking initiatives. Below, PYMNTS breaks down some of the key data in the SBA’s report that initiated the development of those recommendations.

Lending 116

Lending Florida Report Community Bank 116

PYMNTS

JUNE 1, 2020

He said community banks and credit unions (CUs) have tended be on the trailing edge when it comes to digital. Cross-Border Friction — And Bitcoins And Blockchain. In the bid to streamline and secure payments cross border, bitcoin and digital currencies have been much in the news, as has blockchain.

Payments 172

Payments Fraud Security Technology 172

Gonzobanker

DECEMBER 17, 2021

Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Eric has always been a student of innovation, and now at Coastal, this fearless leader has spearheaded a number of high-profile banking-as-a-service partnerships. Famous for turning around a bank to create the foundation for powerful U.S. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

Fintech Labs Insights

JUNE 6, 2016

Around the web: Kasasa partners with AudioEye to offer accessibility for community banks. Ripple launches blockchain pilot program in partnership with Expertus. Banking Technology reports that Temenos is nearing a core banking software deal with Iran’s Ayandeh Bank (Future Bank).

Community Bank 12

Community Bank Google blockchain Community 12

PYMNTS

MAY 16, 2016

200 community banks have cut ties with Lending Club following the sudden departure of the alternative lender’s CEO and the subsequent hit to share prices, which reverberated across other alt-finance players. Explore how B2B FinTech is on the cusp of change as we break down all of the statistics and surveys below.

Fintech 108

Fintech Lending Fraud Cards 108

American Banker

JUNE 23, 2016

How Key Private Bank's CEO is looking to transform the business (hint: it has a lot to do with women); algorithms in hiring promise a new way to bring diversity to Wall Street; the CFPB has some work to do in improving its treatment of women and minorities.

blockchain 40

blockchain Community Bank Regional National 40

CB Insights

FEBRUARY 20, 2020

The most valuable of these freshly minted unicorns are blockchain startup Ripple ($10B valuation) and challenger banks Chime ($5.8B) and N26 ($3.5B). In the same month, small business lenders Kabbage and BlueVine both announced plans to offer banking services to SMBs.

Fintech 80

Fintech US Lending Cards 80

William Mills

MAY 11, 2016

This is an extension of business services, powered by a local community bank. A mobile wallet powered by a local bank, built on the Malauzai platform. This certainly adds a lot of technological capacity to the community bank. Malauzai enables the community bank to build their own app, “local mobile wallets.”

Video 40

Video Mobile social media Analytics 40

American Banker

MARCH 3, 2016

Bank of America's mobile app can do almost everything that used to require a branch visit, says Michelle Moore; Lebenthal and four other women-owned firms land a big deal on Wall Street; Sallie Krawcheck joins the board of Blythe Masters' blockchain startup; Morgan Stanley's Carla Harris says both skills and spirituality contributed to her success.

America 28

America blockchain Mobile Community Bank 28

PYMNTS

DECEMBER 14, 2017

214 | The number of banks surveyed in the PYMNTS Bank Innovation Readiness Index, in collaboration with payments solutions provider i2c. It also included banks outside this profile and represents a broad range of FIs reflective of the market.

Bitcoin 122

Bitcoin Data Compliance Survey 122

PYMNTS

JANUARY 15, 2021

To get a bit more granular, in an interpretive letter , the OCC said that regulated financial institutions (FIs) can participate in independent node verification networks (INVN for short – namely, a blockchain network).

Regulation 253

Regulation US Payments Compliance 253

Fintech Labs Insights

DECEMBER 14, 2015

Four Finovate alums were among the bunch: CBANC Network took in $4 million for it’s community bank information network. Community financial institution research network. Digital currency platform for central banks. Tags: Central bank, crypto-currency, bitcoin. Rippleshot was given another $1.2 CBANC Network.

San Francisco 12

San Francisco Company Fintech New York City 12

Gonzobanker

DECEMBER 19, 2022

Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. All of this while knocking out a stellar 1.35% ROA and leading industry, community, and philanthropic efforts everywhere. banks by market value.”. The New Name for Community Award.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond.

Community Bank 60

Community Bank Apple Community Technology 60

American Banker

JULY 20, 2016

Here's what banks need to know. Confusion among bankers on what real-time ACH payments are and how the transactions are processed is a major barrier to adoption in the U.S.

Payments 28

Payments Community Bank Digital Banking blockchain 28

Insights on Business

DECEMBER 7, 2016

The single biggest threat to banks today is imposed by those people who run them. John Waupsh , Author, Bankruption: How Community Banking Can Survive Fintech > (Wiley, November 2016). The threat is not so much legacy infrastructure as it is legacy thinking. A technology sandbox for fintech.

System 70

System Fintech Innovation Industry 70

PYMNTS

JANUARY 19, 2017

For community banks, there’s power in numbers. According to the Independent Community Bankers of America (ICBA), a trade group that advocates on behalf of about 6,000 community banks of various sizes in the U.S., But community banks still face tough competition from larger financial institutions.

Data 100

Data Community Bank Community Digital Banking 100

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. Helps institutions discover and execute their blockchain strategies. AlphaPoint.

Samsung 69

Samsung Mobile User Experience Google 69