PYMNTS

JANUARY 15, 2018

Switzerland alternative lending company Tradeplus24 is entering the Australian market through a collaboration with Trade Ledger , the companies announced. According to the companies, Tradeplus24 is targeting Australia because its market offers high margins and limited competition. Reports Friday (Jan.

Lending 100

Lending Marketing Fraud Technology 100

CFPB Monitor

FEBRUARY 4, 2016

This will follow up on Barbara Mishkin’s January 14, 2016 blog “FTC warns use of big data may violate federal consumer protection laws.” The CFPB will more closely scrutinize the use of big data when it is used to deny credit in the first instance. A registration link appears here.

Big Data 60

Big Data Data Utah Lending 60

PYMNTS

SEPTEMBER 4, 2019

The Hong Kong Monetary Authority has, as finews.asia reported this past week, amended its credit risk management guidelines in a way that seeks to boost the embrace of analytics when lending to smaller firms. Cash invested on the platform, said the company, stands at $2.7

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Lending Fintech Guidelines Meeting 134

PYMNTS

JULY 22, 2016

It feels like 2014 again with the ongoing popularity of alternative lending startups. Earlier this week, reports emerged that some alternative lending and industry professionals are beginning to heighten their anxieties about incoming regulation, particularly as some ponder whether the U.S. Alternative Lending. MarketInvoice.

Lending 100

Lending Regulation Big Data Risk Management 100

CB Insights

DECEMBER 6, 2021

Kueski , a consumer lending and credit startup, has raised $202M — $102M in Series D funding from StepStone Group, Richmond Global, and Angel Ventures Mexico, among others, and $100M in debt funding from Victory Park Capital. How’s the company performing? Want the full post? Become a CB Insights customer.

Lending 54

Lending Marketing Big Data Online 54

PYMNTS

APRIL 2, 2020

Every interaction tells banks what customers actually want, meaning FIs just need the right tools to interpret this data. One of the most powerful tools in the financial sector is data analytics. Big Data analytics reached a market valuation of $29.87 Data Analytics Behind the Scenes.

Analytics 237

Analytics Data Big Data social media 237

PYMNTS

FEBRUARY 12, 2018

At the same time, the market caps of the top 20 retailers have lost more than $230 billion over the last two years, and mall operators are sucking wind as overstocked anchor stores shutter underperforming locations, which delivers a death knell for the stores that depend on anchor store foot traffic to lure customers in. Data Doubletalk.

Big Data 135

Big Data Data Retail Marketing 135

CFPB Monitor

NOVEMBER 22, 2021

At an industry fair lending conference last week, officials from the U.S. Department of Housing and Urban Development (“HUD”) outlined fair lending priorities for their agencies. Patrice Ficklin, Fair Lending Director of the CFPB, was also a keynote speaker. Department of Justice (“DOJ”), the CFPB, and the U.S.

Conference 78

Conference Lending Industry Regulation 78

PYMNTS

AUGUST 8, 2017

When news of the financial crisis broke in 2008 and big banks all over the world were eschewing consumer and small business credit markets, Batine and Dunaev saw an opportunity — one that was particularly pressing in developing nations, an area of the world that was below the big banks’ radars. A New $200 Million Fund.

Lending 105

Lending Capital Fintech Marketing 105

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

Lending 109

Lending Capital Fintech Data 109

FICO

MAY 5, 2022

How can transaction analytics deliver a major competitive advantage in lending? This is the topic I will be discussing at the Gartner Data & Analytics conference May 9-11 in London. The pandemic highlighted the over-reliance of banks on traditional data when making credit decisions. Opening this market is a priority for lenders.

Analytics 52

Analytics Lending Conference Data 52

PYMNTS

MARCH 10, 2020

The London business lending platform Trade Ledge r is joining forces with Wiserfunding to give lenders and alternative financing providers the ability to evaluate the creditworthiness of its commercial users, Trade Ledger announced Tuesday (March 10).

Lending 130

Lending Big Data Risk Management Marketing 130

PYMNTS

MARCH 18, 2016

The alternative small business lending market took home the biggest slice of cake this week with about $33.5 That may not have been surprising this time last year, but today, considering talk of lackluster performance by these innovators — plus recent warnings over a total market collapse — that funding is pretty impressive.

Lending 100

Lending Capital Google Security 100

PYMNTS

AUGUST 4, 2016

The alternative lending space is crowded — oversaturated, some may say — and in the U.S. marketplace lender OnDeck, alternative lending is likely to be mainstream in Australia as soon as the end of the decade. Australia, however, isn’t yet feeling the heat from financial market watchdogs. According to U.S. But in the U.S.

Lending 100

Lending Regulation Data Payments 100

PYMNTS

APRIL 28, 2020

Oriente said it will use the money to boost its growth in existing markets and further new developments in places like Vietnam. The funding will also go toward technological advancements, more improvements on its product suite and better big-data capabilities.

Big Data 182

Big Data Lending Maine Groups 182

FICO

APRIL 21, 2023

My priorities in testing the potential of UltraFICO Score with DDA attributes were speed to market, simplicity and leveraging an existing scorecard already built on the data – and it didn’t hurt that FICO was the organization that developed and branded it from a marketing, approval and compliance standpoint.

Data 52

Data Lending Trends Branding 52

PYMNTS

MARCH 7, 2018

market’s funding deals nearly quadrupled in value to $3.4 Anecdotally, these firms have been talking for years about the industry’s potential to make significant disruptions in areas like corporate finance, small and medium-sized business (SMB) lending and more. “We billion worth of investments. billion in the U.S.

Fintech 131

Fintech Lending Big Data Trends 131

PYMNTS

MARCH 10, 2020

In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge. At the root of the matter is often a lack of predictive data to ascertain the creditworthiness of these small- to medium-sized businesses (SMBs).

Data 193

Data Lending Capital social media 193

Abrigo

MARCH 6, 2017

His recent research reports have covered SMB lending, alternative lenders and automating commercial lending. 3) @JohnRBarlow – John Barlow is president of Barlow Research, which provides market research for commercial banks. It often Tweets columns tied to breaking news and statistics. Learn more here.

social media 150

social media Lending Community Community Bank 150

PYMNTS

DECEMBER 18, 2018

In Kenya, the Capital Markets Authority (CMA) has issued its “FinTech Sandbox Guidance Note,” which is now finalized as policy. The first step is one that takes in market-specific operators within a number of spaces, including robo-advisors, crowdfundng and algorithmic trading. Poland, Germany and France.

Policies 109

Policies Fintech Big Data Lending 109

PYMNTS

MARCH 14, 2017

As small digital lending startups have recently began flourishing across China, government officials are getting ready to exert just a bit more control over them. This crackdown follows a similar move made in recent months to bring more regulatory oversight to P2P lending in China.

Lending 115

Lending Big Data Online Regulation 115

Abrigo

JULY 14, 2023

For example, say your management and board’s strategy for the upcoming year is to grow the CRE loan portfolio by 10%, and the institution needs to consider expanding into new markets to achieve this goal. Where are the majority of your borrowers and collateral located, and where should the institution concentrate its marketing efforts?

Strategy 195

Strategy Data Analytics Analysis 195

PYMNTS

DECEMBER 23, 2019

When it comes to securities, banking and other finance products which are employing technology such as a facial recognition or big data analytics, technologies to regulate that intelligent finance have lagged behind AI development, according to a report by the China Finance 40 Forum , a platform for finance policy research and academic exchange. “The

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Regulation Groups Policies Big Data 202

South State Correspondent

AUGUST 22, 2022

In 1983, Commodore International, with its Commodore 64 commuter, was the largest personal computer manufacturer in the market controlling over 50% of sales. Commodore’s demise is a case study of how NOT to care about your customers and why business intelligence through proper data architecture is critical.

Data 195

Data Analysis Marketing System 195

PYMNTS

JUNE 7, 2019

Alternative SMB lending platform Biz2Credit announced $52 million in venture capital funding this week, led by WestBridge Capital, the second round of equity financing for the company that helps banks and other financial institutions manage their SMB lending operations. Yellowbrick Data. Biz2Credit. WorldRemit.

Data 139

Data Capital Analytics Lending 139

PYMNTS

FEBRUARY 27, 2019

These market conditions may not seem ripe for FinTech innovation, but where there are challenges, there are opportunities. Like many markets around the globe, a generational divide has created a rift between what younger entrepreneurs are seeking from their financial services providers and what the legacy banking sector has to offer.

Technology 190

Technology Industry Innovation Big Data 190

CFPB Monitor

FEBRUARY 17, 2017

In the RFI’s Supplementary Information, the CFPB states that it not only seeks information relating to consumer credit but, “because some of the Bureau’s authorities relate to small business lending,” it “welcomes information about alternative data and modeling techniques in business lending markets as well.”

Data 84

Data West Virginia Big Data Lending 84

PYMNTS

AUGUST 12, 2016

Alternative Lending. The company said it will use the support to grow its presence in the alternative small business lending space through marketing and developing. “So, the focus is on marketing, hiring people … expanding our reach and growing into advisory channels.” and Asia into Europe and beyond.

Big Data 100

Big Data Software Capital Cards 100

PYMNTS

NOVEMBER 20, 2017

According to news from Reuters , the new joint venture, dubbed AiBank, is aimed at getting into China’s fast-growing FinTech market. As Reuters noted, AiBank will provide online lending to consumers and small businesses, while using big data and artificial intelligence to vet credit risk and create new assessment models.

Big Data 100

Big Data Fintech Online Lending 100

BankUnderground

JUNE 25, 2020

But potential fragmentation of the global data supply chain now poses a novel risk to financial services. In this blog post, we first discuss the importance of data flows for financial services, and then potential risks from blockages to these flows. Big Data and financial services. 15 of this report ).

Data 110

Data Big Data Regulation Risk Management 110

Bank Innovation

SEPTEMBER 26, 2018

If Finovate Spring was dominated by companies in lending and underwriting, then Finovate Fall was all about startups and service providers equipping banks with tools to help them provide better customer service.

New York 150

New York Analytics Lending Tools 150

Fintech Labs Insights

MARCH 13, 2017

How are the big trends in fintech like virtual reality, the blockchain, and big data analytics dictating trends in proptech? This variation represents a real interest in the technology, however, and opens up an entirely new way for properties to be marketed to, and even built for, prospective buyers. Virtual Reality.

Big Data 20

Big Data blockchain Data Trends 20

PYMNTS

JULY 28, 2017

Israel’s Prospera uses its Big Data analytics and artificial intelligence technologies for a niche market: farming. The company helps farming businesses optimize their production via analysis of troves of agricultural data. This week, the B2B investment roundup is all about niche markets.

Big Data 105

Big Data Capital Software Data 105

PYMNTS

AUGUST 25, 2017

Microsoft will be lending its Azure Cloud technology to the companies so they can enhance their cloud, IoT, Big Data and analytics capabilities. The Accelerator will also link the startups with marketing, sales and research teams.

Compliance 100

Compliance Big Data Capital Analytics 100

PYMNTS

OCTOBER 10, 2016

. $203 billion to be spent on Big Data analytics solutions by 2020 , said IDC, highlighting banking and manufacturing as the industries that will fuel this spend. That’s due to the capabilities of risk management, fraud detection and prevention and compliance within data analytics solutions. One-fifth of U.K.

Big Data 100

Big Data Analytics Data Survey 100

Celent Banking

SEPTEMBER 30, 2015

While Dan was the one really working (he presented on “How Big Data can change Financial Services”) I mingled around the participants of this vibrant ecosystem encompassing entrepreneurs, financial institutions, investors, and regulators among other stakeholders.

America 100

America Fintech Big Data Regional 100

CFPB Monitor

FEBRUARY 14, 2019

Treasury Department issued a report that recommended sweeping regulatory changes intended to promote innovation in the consumer financial services market, reduce regulatory burdens on consumer financial services providers, and update regulations applicable to various types of consumer lending and related consumer financial products and services.

Lending 84

Lending Community National Leadership 84