Banking Exchange

MARCH 25, 2021

Embedded finance isn’t only going to change the way people bank. It’s going to create new opportunities for bank leaders to join in the transformation Payments Technology Lines of Business Financial Trends Feature Feature3 Fintech.

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Payments Source

JULY 1, 2020

An obscure-sounding statistic gives a fresh look at how dramatic the move to digital finance has been the past few months — and how permanent the move will be.

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ATM Marketplace

JANUARY 2, 2020

The growing phenomenon of direct, digital banking and Silicon Valley's entry into the payments business pose a series of challenges to traditional banks. NCR's Doug Brown explores the landscape for 2020 to determine how these trends will impact the global banking business moving forward.

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Trends Digital Banking Banking Trends Payments 97

Accenture

FEBRUARY 10, 2020

With this blog, I have attempted to strike the balance between long-term trends and short-term, actionable insights. The post Hindsight is 2020: The payments past shows the future appeared first on Accenture Banking Blog. With the start of the new year, I thought it would be a good time to….

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The Financial Brand

NOVEMBER 15, 2023

This article ‘Pay-By-Bank’ Trend Builds Momentum into 2024 appeared first on The Financial Brand. pay-by-bank' lags the rest of the world, but experts see major growth next year. Banks must find ways to turn pay-by-bank into a win.

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The Financial Brand

JANUARY 6, 2019

2019 banking trends and outlooks from financial services leaders and influencers as well as financial institutions from around the world. The post Top 10 Retail Banking Trends and Predictions For 2019 appeared first on The Financial Brand.

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The Financial Brand

DECEMBER 15, 2021

From BNPL to super apps to real-time trends, payments will send bankers to their pain relievers of choice. The post 7 Major Payment Trends that Will Shake Up Banking in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But there's also opportunity.

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The Financial Brand

OCTOBER 27, 2021

The data aggregator launches an accounts-based payments ecosystem that has the potential to sharply impact card networks and bank revenues. The post Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 13, 2021

New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason. The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 11, 2021

Squeezed by rapid changes, traditional providers scramble to meet the challenge of what a new Capgemini report calls a 'Payments 4.X' The post Payments Innovation Explodes, Sparked by Pandemic Disruption appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 28, 2021

The post Venmo’s Real Threat to Banking: Making Payments Fun appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Yes, Zelle's dollar volume is higher, but the quirky Venmo P2P app continues to grow. Financial institutions should understand why.

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The Financial Brand

OCTOBER 28, 2021

The post Mobile Ordering Fad Poses Payments Fraud Threat appeared first on The Financial Brand - Banking Trends, Analysis & Insights. When quick-service restaurants build their own mobile apps to avoid food delivery apps' fees, errors enable fraud or trigger false declines.

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The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

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The Financial Brand

AUGUST 31, 2021

Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs. The post 9 Tech and Payment Trends Shaping Community Institutions’ Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 2, 2021

Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert. The post Where P2P Payments are Heading in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 2, 2021

The pace of digital transformation will rocket as vastly increased network speed and connectivity empowers both banks and their competitors. The post How 5G Will Reshape the Future of Digital Banking & Payments appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 29, 2021

The potential strategy behind the payments pioneer's latest move may be more threatening to banking than the actual products. The post How Klarna’s Broadside to the Payment System Could Impact Banking’s Role appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 30, 2021

Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions. The post How Dwolla Is Reinventing Payments as Real-Time Erodes Traditional Channels appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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PYMNTS

JULY 4, 2018

And why should payments be any different? The emergence of high-tech and AI at the credit union level speaks volumes – and funnels right up into some larger digital banking trends. delved into the use of virtual corporate cards to make cross-border payments reconciliation a bit less frenzied. FIs, Meet AI.

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The Financial Brand

OCTOBER 25, 2021

Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions. The post CFPB Orders 6 Big Techs to Disclose Consumer Payment Data Practices appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 6, 2021

Banks and credit unions face an inescapable challenge to keep pace with the changes in the payments marketplace. The post Payments Maturity Lacking at Most Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 23, 2021

The post Will Facebook’s Relaunched Digital Wallet Alter the Future of Payments? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked market.

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The Financial Brand

JANUARY 25, 2022

Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment habits. The post A Close Look at Covid’s Deep and Lasting Impact on Payment Trends appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Payments Banking Trends Analysis 31

The Financial Brand

JANUARY 24, 2022

Lesson One: Don't be an ivory tower of digital banking tech. The post How American Express Digital Labs Creates Payments Innovations appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Lesson Two: Don't be afraid to partner with a leader instead of butting heads.

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Innovation Payments Banking Trends Analysis 29

The Financial Brand

JANUARY 30, 2022

By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard. The post What Apple’s New iPhone Contactless Payments Assault Means for Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Payments Apple Banking Trends Analysis 28

The Financial Brand

NOVEMBER 9, 2021

The post Banks Risk Losing Key Income If Payment Trends Continue appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact revenue.

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The Financial Brand

NOVEMBER 23, 2021

Big enough to completely disrupt the payments space, Amazon is flexing its muscles by shunning a traditional credit card giant. The post Amazon Sends Shocking Message to Credit Card Industry With Rejection of Visa Payments appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

APRIL 22, 2024

This article How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business appeared first on The Financial Brand. This article How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business appeared first on The Financial Brand.

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The Financial Brand

JUNE 21, 2021

Fast-growing payments app remains an option for banks and credit unions only. Players using banking-as-a-service programs aren't eligible. The post Zelle Stretches Far Past P2P Payments to ‘Digital Cash’ Role appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Payments Dive

DECEMBER 1, 2016

This fall, retail financial services executives from the US and beyond convened at the Bank Customer Experience Summit in Chicago to learn more about the latest banking trends and the customer attitudes driving them. But it wasn't all work, as our highlights video proves.

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Accenture

JUNE 23, 2022

However, the surge in banking M&A will shift from traditional acquisitions as banks clamor for disruptive technology and differentiated client experiences to defend profit pools that are under attack. In a soon-to-be-published study of banking and payments M&A and private….

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The Financial Brand

NOVEMBER 27, 2023

This article Top 2024 Trends in Fintech & Payments: A2A, Digital Currencies, Digital Identities appeared first on The Financial Brand. Juniper Research identifies the top ten global trends that will drive the banking industry in 2024 and beyond their latest report.

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PYMNTS

NOVEMBER 23, 2020

This trend toward digital has only increased since the beginning of the COVID-19 pandemic, and this growing population of online-only or online-majority customers also means that identifying those consumers has become essential for businesses and financial institutions (FIs) in global markets. Around The Data Protection World.

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PYMNTS

DECEMBER 30, 2020

Experts predict branch closures could increase by up to 70 percent, with customers taking up new digital banking habits and reducing the need for extensive branch footprints. . This follows the overall trend in payments moving online.

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The Financial Brand

NOVEMBER 15, 2023

This article Student Loan Payments Return = Consumer Credit Thunderstorm? This article Student Loan Payments Return = Consumer Credit Thunderstorm? appeared first on The Financial Brand. Is a thunderstorm brewing in consumer credit? The end of student loan forbearance certainly has created some favorable conditions.

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ZootBlog

APRIL 6, 2016

In his humorous way he was making a plea for banks to stop layering on systems, kill some of their legacy applications, and create a whole new approach. This is a similar sentiment to one of the top 10 banking trends for 2016 as identified by the Digital Banking Report—the introduction of ‘optichannel’ delivery.

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The Financial Brand

SEPTEMBER 16, 2021

Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business. The post Getting Ready for FedNow’s Impact on Transaction Fees and More appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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