The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

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The Financial Brand

AUGUST 31, 2021

Banks and credit unions must 'lean into' technology to a much greater degree if they hope to prevent consumers from straying to fintechs. The post 9 Tech and Payment Trends Shaping Community Institutions’ Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 28, 2021

The post Mobile Ordering Fad Poses Payments Fraud Threat appeared first on The Financial Brand - Banking Trends, Analysis & Insights. When quick-service restaurants build their own mobile apps to avoid food delivery apps' fees, errors enable fraud or trigger false declines.

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The Financial Brand

OCTOBER 11, 2021

Squeezed by rapid changes, traditional providers scramble to meet the challenge of what a new Capgemini report calls a 'Payments 4.X' The post Payments Innovation Explodes, Sparked by Pandemic Disruption appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 2, 2021

The pace of digital transformation will rocket as vastly increased network speed and connectivity empowers both banks and their competitors. The post How 5G Will Reshape the Future of Digital Banking & Payments appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 2, 2021

Speed of payment has growing appeal and sets the stage for more interest and growth in real-time payments, says Fiserv expert. The post Where P2P Payments are Heading in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 30, 2021

Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions. The post How Dwolla Is Reinventing Payments as Real-Time Erodes Traditional Channels appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 29, 2021

The potential strategy behind the payments pioneer's latest move may be more threatening to banking than the actual products. The post How Klarna’s Broadside to the Payment System Could Impact Banking’s Role appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 25, 2021

Amazon, Apple, Facebook, Google, PayPal and Square must turn over payment system plans to the regulator and answer detailed questions. The post CFPB Orders 6 Big Techs to Disclose Consumer Payment Data Practices appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 23, 2021

The post Will Facebook’s Relaunched Digital Wallet Alter the Future of Payments? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. After making some key adjustments, the tech giant is ready to launch its blockchain-based Novi wallet, targeting the underbanked market.

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The Financial Brand

JUNE 6, 2021

Banks and credit unions face an inescapable challenge to keep pace with the changes in the payments marketplace. The post Payments Maturity Lacking at Most Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 27, 2023

This article Top 2024 Trends in Fintech & Payments: A2A, Digital Currencies, Digital Identities appeared first on The Financial Brand. Juniper Research identifies the top ten global trends that will drive the banking industry in 2024 and beyond their latest report.

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The Financial Brand

JANUARY 25, 2022

Data from a comprehensive Federal Reserve study puts real numbers behind the massive changes in consumer and business payment habits. The post A Close Look at Covid’s Deep and Lasting Impact on Payment Trends appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 24, 2022

Lesson One: Don't be an ivory tower of digital banking tech. The post How American Express Digital Labs Creates Payments Innovations appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Lesson Two: Don't be afraid to partner with a leader instead of butting heads.

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The Financial Brand

JANUARY 30, 2022

By turning its mobile phones into payment terminals the iconic tech company may have grand designs of challenging Visa and Mastercard. The post What Apple’s New iPhone Contactless Payments Assault Means for Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 15, 2023

This article Student Loan Payments Return = Consumer Credit Thunderstorm? appeared first on The Financial Brand. This article Student Loan Payments Return = Consumer Credit Thunderstorm? appeared first on The Financial Brand. appeared first on The Financial Brand. Is a thunderstorm brewing in consumer credit?

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The Financial Brand

NOVEMBER 23, 2021

Big enough to completely disrupt the payments space, Amazon is flexing its muscles by shunning a traditional credit card giant. The post Amazon Sends Shocking Message to Credit Card Industry With Rejection of Visa Payments appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 9, 2021

The post Banks Risk Losing Key Income If Payment Trends Continue appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The shift to P2P and rapid growth of buy now, pay later are two more that directly impact revenue.

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The Financial Brand

JUNE 21, 2021

Fast-growing payments app remains an option for banks and credit unions only. Players using banking-as-a-service programs aren't eligible. The post Zelle Stretches Far Past P2P Payments to ‘Digital Cash’ Role appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 16, 2021

Even as people use digital payment apps more often, they still love a slick-looking card that gets noticed when they pull it out. The post 18 of the Most Stunning Credit & Debit Card Designs in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 16, 2021

Faster payments effort, accelerated to 2023, will upend the economics and competitive balance of an essential part of the banking business. The post Getting Ready for FedNow’s Impact on Transaction Fees and More appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 31, 2021

Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab. The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 7, 2021

Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).

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The Financial Brand

DECEMBER 26, 2023

This article Five of the Best: The Hottest Payment Trends from 2023 appeared first on The Financial Brand. New and hot trends in payments came hard and fast in 2023, and they're only going to gain more traction in 2024 and beyond.

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The Financial Brand

JULY 29, 2021

The pandemic's powerful impact on spending habits will have long-lasting effects on digital payment channels, loyalty and credit quality. The post Three Trends That Are Redefining the Credit Card Industry appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

DECEMBER 22, 2021

A consortium of community financial institutions uses 'open' approach to give their customers a 'one-stop-' approach to mobile payments. The post Will ‘Chuck’ Give Smaller Banks an Edge in P2P Versus Venmo, Cash App and Zelle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 26, 2021

Banks must balance pressure to grow consumer credit with the need to monitor payment performance as buy now, pay later trend boosts debt. The post Credit-Hungry Americans Like BNPL, Cards (and Whatever’s Next) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

OCTOBER 27, 2021

CBDCs' would enable the fastest payments yet, but under some scenarios banking's role would be reduced significantly. The post Central Bank Cryptos and the Critical Issues Behind A High Stakes Debate appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 23, 2022

Central bank digital currency could have impacts far beyond making payments faster for Americans. It could change banking as we know it. ‘CBDC’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Fed Starts Long Journey That Could Lead to a U.S.

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The Financial Brand

AUGUST 2, 2021

New data and shifting consumer payments preferences highlight key vulnerabilities that could make the product obsolete 'within a generation.'. The post Trends Signal an Ominous Future for Credit Cards appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 11, 2021

But while change continues rapidly in the key payments arena, even there traditional methods hang on. The post What Consumers Really Want from Their Banking Providers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The short answer: They want it all.

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The Financial Brand

OCTOBER 20, 2021

Covid has not only been a great accelerator of digital payments, but also fraud. The post How Financial Institutions Should Combat Fraud in a Post-Pandemic World appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions must balance risk with CX.

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The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

FEBRUARY 2, 2022

Consortium of banks and tech firms enters the digital frontier with a payments specialty that Washington may actually love. The post How Banks Will Mint Their Own Stablecoins appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 16, 2021

Use of cash, that decidedly old-school form of payment, is seeing new signs of life. The post Why Banks Must Be Ready for a ‘Less-Cash’ (But Not Cashless) Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Don't toss out your currency-counting machines yet.

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The Financial Brand

OCTOBER 24, 2021

New growth will come less from branches and buying other banks and more from acquiring tech, shopping, media or other data-rich companies. The post Traditional Customer Acquisition Methods in Banking Are Dead appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JANUARY 12, 2022

to fully embrace open banking, even though consumers routinely link third-party apps to their bank accounts. The post New Data: People Don’t Trust Open Banking or Fintechs, But Use Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It may take years for the U.S.

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