PYMNTS

JULY 22, 2020

In the July Digital-First Banking Tracker® , PYMNTS explores the latest in the world of digital-first banking, including the long-lasting effects brought on by the pandemic, the shifting attitudes surrounding ATM use, and how the digital banking development field is reaping dividends from the financial industry’s sea change.

ATM 225

ATM Digital Banking Alabama Study 225

NCR

DECEMBER 19, 2017

Banks around the world are making the most of evolving ATM functionality to achieve efficiency gains for their businesses. million ATMs – more than a third (34 percent) of the global total – could be used to automatically deposit banknotes. By the end of 2016, 1.1 Image: iStock/123ducu.

ATM 63

ATM Regional America Retail 63

NCR

NOVEMBER 17, 2017

The Asia-Pacific market is currently one of the most exciting parts of the globe for financial services innovation, with some of the world’s fastest-developing economies offering huge potential for forward-thinking financial institutions. Asia-Pacific leads the way in ATM growth. Financial inclusion efforts pay off.

ATM 56

ATM Regional System National 56

NCR

APRIL 12, 2017

Indeed, new figures from RBR revealed the number of cash withdrawals globally at the ATM grew by ten percent in 2015 to almost 100 billion transactions a year, with the value of cash withdrawn totaling just under $14 trillion. In the Philippines, which is currently home to around 18,000 ATMs, there are particularly big opportunities.

ATM 75

ATM Regional Comparison National 75

PYMNTS

MAY 4, 2017

In conversation with Cardtronics’ Brian Bailey, managing director for Global Financial Institutions, and Tom Pierce, chief marketing officer of the firm, Webster noted that even with the rallying cry of a war on cash in the digital economies — and in emerging markets — cash is alive, doing well and actually growing in terms of usage.

ATM 192

ATM Millennials United States Study 192

PYMNTS

MARCH 3, 2020

This gap represents a significant segment of the banking market that could be captured with personalized banking services. Other digital-first banks are leaning heavily on ATMs to reduce their overall footprints. The sheer cost of updating existing systems and implementing new ones represents an obstacle for digital-first banks.

ATM 151

ATM Fraud Study Regional 151

NCR

MARCH 17, 2016

Skimming, shimming, sniffing …no they’re not symptoms of the latest flu bug but this outbreak is equally as unhealthy for the ATM community. ATM attacks and crimes have been extremely active over the past year. While common in many markets, some regions have lagged in their interest to deploy anti-skimming solutions.

ATM 40

ATM Trends Security Cards 40

PYMNTS

JUNE 8, 2018

It may no longer be the case that cash is king on a global stage but, in some markets (particularly developing markets, like India), it’s still doing quite well — as consumers are spending trillions of dollars’ worth of it a year. trillion : Consumer cash spend in the Asia-Pacific Region in 2016.

ATM 108

ATM Regional Branding Lending 108

PYMNTS

NOVEMBER 27, 2019

The bigger players take up more space at the table, and, for various reasons, often face fewer barriers to market entry and expansion than small- and medium-sized businesses (SMBs). A recent study on the region showed that almost 65 percent of entrepreneurs in the UAE think banking is their biggest challenge.

Fintech 167

Fintech Regional Regulation ATM 167

NCR

DECEMBER 8, 2017

The transformation of the global payments market continues to gather pace, with the emergence of a growing number of technologies offering consumers more choice than ever when it comes to choosing how they pay for goods and services. Emerging markets set for non-cash payments boom. percent globally in 2014-15.

Marketing 78

Marketing Payments Regional Mobile 78

PYMNTS

FEBRUARY 26, 2020

The card is reloadable and can be used on any service (gaming, hospitality, entertainment and ATMs) at the resort, in brick and mortar retail worldwide, and online. . We look forward to continuing to improve the digital commerce experience with innovative new Sightline programs we’ll bring to new regions of the world.”.

Oregon 232

Oregon Pennsylvania Innovation Operations 232

PYMNTS

OCTOBER 30, 2018

Florence Diss, Google’s chief of commerce partnerships in the region, said that “within a year, the goal is that 50 percent of the population will use the service.” Already, according to the outlet, 200,000 people in the region tap into contactless payments daily. percent – is spoken for by Android and iOS.

Google 115

Google Payments Regional ATM 115

NCR

MARCH 22, 2017

Cash and ATMs drive financial inclusion in China. According to Retail Banking Research (RBR), China and India are the largest contributors to the five percent worldwide growth in the number of ATMs in 2015. There were 24 billion withdrawals from ATMs across China in 2015, also according to recent figures from RBR.

ATM 75

ATM Regional Innovation Marketing 75

PYMNTS

SEPTEMBER 24, 2018

“Banco Monex has already distinguished itself as the Mexican leader in cross-border payments by being at the forefront of payment technology adoption,” Alfred Nader, vice president of Western Union Business Solutions for the Latin America and Caribbean region, said in the announcement. In the U.K. In the U.K.

Cards 138

Cards Analytics Mobile ATM 138

PopularBank

OCTOBER 28, 2020

This realignment in our New York Metro market is consistent with our small business and retail services model in South Florida,” said Popular, Inc. Customers will continue to have access to Popular’s digital banking tools, as well as the 55,000 ATMs within the AllPoint Network 1 across the United States. New York Metro. 631) 806-7742.

Puerto Rico 52

Puerto Rico New York Metro Community 52

PYMNTS

FEBRUARY 14, 2018

Until the market matures, cryptocurrency price manipulation is “unavoidable,” according to NEM President Lon Wong. “You see it in mainstream markets as well. ” And new automated teller machines (ATM) in New England will make it easier for people to buy and sell their bitcoin, Finextra reported. .”

Bitcoin 100

Bitcoin Rhode Island cryptocurrency New Hampshire 100

NCR

NOVEMBER 1, 2017

The Asia-Pacific (APAC) market is one that offers great promise for the financial services industry right now. billion potential customers in the regions as a whole, the potential for the most innovative and forward-thinking banks is limitless. million ATMs are located here. million of the world’s 3.1

ATM 49

ATM Payments Regional National 49

PYMNTS

OCTOBER 5, 2016

In fact, our research estimates a $300 billion increase in the amount of cash in the Eastern European market between 2015 and 2020. In Eastern Europe, where political unrest and economic insecurity are woven into the recent history of the region, spending cash is seen as more secure than using credit to make purchases or investing.

ATM 178

ATM Cards Mobile Regional 178

PYMNTS

FEBRUARY 22, 2018

cut 22 percent and Regions Financial Corp. In addition, they can boost their presence with more ATM kiosks and advertising, enabling the firms to gain 10 percent of new checking account customers in a market where they have only 5 percent of the branches. From mid-2012 to mid-2017, Capital One Financial Corp. cut 12 percent.

Mobile 109

Mobile America Boston Survey 109

PYMNTS

SEPTEMBER 8, 2016

For instance, in Thailand, banks are both marketing more debit cards to consumers to steer them from pulling cash from the ATM and also incentivizing merchants to accept cards more often. Such an increase, according to RBR’s Global Payment Cards Data and Forecasts to 2021, is almost double the 8 percent rise in card numbers alone.

Cards 100

Cards Payments Study ATM 100

ATM Marketplace

APRIL 2, 2021

Kristin Cardinali is vice president of regional sales at Nvoicepay, a Fleetcor company. With over 16 years of experience working with companies like Capital One, Billtrust, and now Nvoicepay, she delivers scalable payment solutions to mid-market and enterprise companies. Cardinali shares wher thoughts on virtual card programs.

Cards 78

Cards Fraud Regional Capital 78

PYMNTS

DECEMBER 1, 2016

In fact, they found the Philippines to have one of the fastest growing smartphone markets in the world. The cards can then be used as debit cards at ATMs. One regional target in sight is South Asia — the region is estimated by the World Bank Group to the highest percentage of unbanked customers worldwide.

Regional 100

Regional eBook Mobile Analysis 100

Independent Banker

MARCH 31, 2022

The weekend after the tornado hit, community bank employees from across the region, from tellers up to the C-suite, answered the needs of the community in any way they could. When outages affected the region, First Kentucky Bank used generators to restore ATM power so customers could access emergency cash. A beacon of light.

Kentucky 163

Kentucky Community Bank Community Wisconsin 163

PYMNTS

JULY 11, 2018

The digital bank will be marketed separately from Citizens’ current branch footprint, as well as operate separately from Citizens Bank’s current retail offerings, which include approximately 3,300 ATMs and around 1,150 branches in 11 states within the New England, Mid-Atlantic and Midwest regions.

Digital Banking 103

Digital Banking United States FDIC ATM 103

PYMNTS

JULY 27, 2018

ACBA has 58 branches throughout Armenia, along with 1,400 POS-terminals and a developed network of automated teller machines (ATMs). JCB , meanwhile, has more than 110 million card members spread across 24 countries and regions, with 30 million merchants around the world accepting its cards.

Mobile 101

Mobile Cards ATM Fintech 101

PYMNTS

JULY 10, 2020

the number of ATM transactions was down 62 percent – and Austria, among the first countries to reopen bars and restaurants, has not seen a bounceback to pre-COVID levels of cash volume. At the height of lockdown, cash volumes in Spain dropped by 90 percent. In the U.K.,

Payments 201

Payments Cards Mobile Innovation 201

PYMNTS

MAY 15, 2017

The relatively smaller market caps of some of these companies means that small gains or losses, in terms of dollars and cents, tend to have outsized impacts on percentage changes. million and management said that various agreements in the EMEA region had been repriced and extended, which impacted revenues. The Street had expected $13.5

Payments 100

Payments ATM Taxes Regional 100

NCR

MAY 25, 2017

Samsung has boosted competition in the UK mobile payments market, with Samsung Pay finally arriving in the country this month, almost two years after the launch of Apple Pay and a year after Android Pay’s rollout. The post Samsung Pay makes UK market debut appeared first on Banking.com. Image: iStock/shironosov.

Samsung 45

Samsung Marketing Mobile Training 45

PYMNTS

OCTOBER 2, 2017

With thousands of people displaced for days, weeks and potentially even months, any concern they can cross off their lists is welcome — and having access to their finances while away from home is a big one, says Kathy Herziger-Snider, senior vice president of ATM and debit at CO-OP Financial. That requires planning ahead. The Best Of Times.

Florida 109

Florida ATM Texas Regional 109

NCR

APRIL 13, 2017

The market will be particularly active in the UK, where efforts to open up the banking system to more players are expected to bear fruit in terms of encouraging competition and innovation, with more payment services providers gaining access to key systems. million) and £4 million upfront for access to the market. million ($3.12

Marketing 72

Marketing Payments Metro System 72

Tech and Finance

JULY 13, 2016

Regional and mid-tier banks face an uphill battle on the digital front, but have advantages they can capitalize on with some focus and determination. Alarm bells are sounding in boardrooms of regional and mid-tier banks across the U.S. Or at least they should be. The 2016 U.S. Retail Banking Customer Satisfaction Study from J.D.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

JANUARY 19, 2017

A movement by countries around the globe to embrace a cashless future is resulting in plastic payments (think credit and debit cards) to erode cash’s market share. In the same period, ATM cash withdrawals increased but at a slower rate of 33 percent. They now represent the largest share in all regions excluding Asia-Pacific.

Payments 100

Payments Cards Retail ATM 100

NCR

DECEMBER 27, 2017

It has certainly been an interesting year, with highlights including the 50 th anniversary of the ATM, brand new real-time payment systems being introduced and ongoing preparation for a regulatory shift that could transform the industry as we know it. 50 years of the ATM. The humble ATM celebrated its 50 th birthday in June 2017.

ATM 76

ATM Fraud Industry Security 76

NCR

OCTOBER 6, 2016

However, while cash use in absolute terms may be on the rise, when viewed as a percentage of each nation’s GDP, cash’s share of the payments market is set to decline ever so slightly by 2.3 Interestingly, there remains a significant amount of variation across the region when it comes to attitudes to cash.

ATM 103

ATM Cards National Payments 103

Independent Banker

APRIL 30, 2022

Then, with the Community Foundation’s help, it coordinated a $25,000 match from the Federal Home Loan Bank of San Francisco’s Disaster Relief Matching Contribution program, according to Stacy Kendall, Plumas Bank’s vice president of marketing and community engagement. Ryback, left, cleaning up at the Greenville branch.

Community 150

Community Nevada California Community Bank 150

PYMNTS

FEBRUARY 26, 2019

To compete with legacy banks and serve unbanked populations, several digital-first and digital-only challenger banks have emerged and are providing financial services through smartphones, which are owned by more than half of adults in the region. Those outside the financial fold had even fewer options.

America 122

America Security ATM Fraud 122

Jeff For Banks

MARCH 14, 2020

Genworth Dear Valued Policyholder: As COVID 19 (the coronavirus) dominates the news and the stock markets have large movements from day to day, we at Genworth want to reassure you that our associates are well positioned to continue our long tradition of being there for our policyholders regardless of social and economic conditions.

ATM 78

ATM Policies US Management 78