Banking Exchange

AUGUST 21, 2019

Community banks are facing tremendous competitive pressures from regional, national, and global banks Technology Feature3 Fintech Feature Financial Trends Community Banking Customers Core Systems Branch Technology/ATMs Outsourcing/Cloud Tech Management Mobile Online Cards Checks/Remote Deposit Capture.

Community Bank 102

Community Bank Community ATM Regional 102

PYMNTS

MAY 4, 2017

In conversation with Cardtronics’ Brian Bailey, managing director for Global Financial Institutions, and Tom Pierce, chief marketing officer of the firm, Webster noted that even with the rallying cry of a war on cash in the digital economies — and in emerging markets — cash is alive, doing well and actually growing in terms of usage.

ATM 192

ATM Millennials United States Study 192

PYMNTS

NOVEMBER 2, 2020

While much has been written about India’s vast unbanked population — roughly one-eighth by the World Bank’s estimates — the more important issue to really look at is how much of India ’s population is under banked , Mandar Agashe , founder, managing director and vice chairman of Sarvatra Technologies told Karen Webster.

Fintech 210

Fintech ATM Community Bank Cards 210

PYMNTS

JULY 10, 2020

“We are seeing more and more issuing banks championing virtual cards that feed directly into mobile wallets, doing away with plastic once and for all.”. For example, do we really need plastic cards anymore? Some changes wrought by recent events are not unwelcome. At the height of lockdown, cash volumes in Spain dropped by 90 percent.

Payments 201

Payments Cards Mobile Innovation 201

PYMNTS

SEPTEMBER 25, 2019

a digital bank for the region, according to a release by the company. said Emirates NBD Vice Chairman and Managing Director Hesham Abdulla Al Qassim. said Emirates NBD Vice Chairman and Managing Director Hesham Abdulla Al Qassim. Emirates banking group Emirates NBD has announced the creation of E20.,

Digital Banking 122

Digital Banking Regional ATM Groups 122

NCR

MARCH 17, 2016

Skimming, shimming, sniffing …no they’re not symptoms of the latest flu bug but this outbreak is equally as unhealthy for the ATM community. ATM attacks and crimes have been extremely active over the past year. We have seen card skimming attacks nearly triple in the United States. Implementation of EMV chip cards at the ATM.

ATM 40

ATM Trends Security Cards 40

PYMNTS

SEPTEMBER 25, 2019

a digital bank for the region, according to a release by the company. said Emirates NBD Vice Chairman and Managing Director Hesham Abdulla Al Qassim. said Emirates NBD Vice Chairman and Managing Director Hesham Abdulla Al Qassim. Emirates banking group Emirates NBD has announced the creation of E20.,

Digital Banking 109

Digital Banking Regional ATM Groups 109

PYMNTS

MARCH 13, 2020

million Series A investment led by Framework Venture Partners, while PenderFund Capital Management, Conconi Growth Partners and Royal Bank of Canada also participated. The company enables travel providers to not only manage their booking, but it adds an array of back-office services, like inventory management and accounting integrations.

Fintech 162

Fintech Capital Software Management 162

FICO

MARCH 18, 2020

As I recently blogged , the use of prepaid cards is growing, in forms ranging from one-time gift cards to reloadable payment mechanisms for benefit distribution. Studies have shown that prepaid card types are closely associated with certain transaction behavior. Prepaid models US Prepaid and GIM Prepaid 1.0

Fraud 52

Fraud Cards ATM Groups 52

PYMNTS

FEBRUARY 14, 2018

PYMNTS found Mexico has a low rate of ATMs, bank branches and POS systems per 100,000 people compared to other nations. This limited access to modern financial infrastructure means lower demand for payment options, like debit and credit cards. ATMs per 100,000 people , considerably lower than Brazil ( 84.7 About the Index.

Data 130

Data ATM National Online 130

PYMNTS

JULY 27, 2018

In addition, Armenia’s VTB Bank launched mobile banking services, and Armenia’s ACBA-Credit Agricole Bank has started to accept JCB cards across the country. Armenia’s ACBA-Credit Agricole Bank has started to service JCB cards, the two companies said in an announcement. The platform is available in Armenian, English and Russian.

Mobile 101

Mobile Cards ATM Fintech 101

PYMNTS

JANUARY 9, 2020

The shift from magnetic stripe to EMV chip cards marked one of the 21 st century’s most widespread payment developments. Chip cards have been heralded for their improved functionality and security, but they have still failed to address critical authentication problems, leaving retailers to bear the brunt of these vulnerabilities.

Fraud 131

Fraud Cards Retail Security 131

PYMNTS

MAY 6, 2019

Clients, in turn, receive debit cards and can move money through mobile check deposit, wire, BillPay and automated clearing house (ACH). They also gain access to automated teller machines (ATMs) across the U.S. Bensoussan says it only takes a few minutes to onboard a bank account compared to other options, which can take days or weeks.

Innovation 192

Innovation Fintech San Francisco New York 192

PYMNTS

NOVEMBER 27, 2019

A recent study on the region showed that almost 65 percent of entrepreneurs in the UAE think banking is their biggest challenge. Customers will have access to checkbooks and debit cards as well, and be able to use Emirates NBD ATMs for daily banking needs. The new venture, E20, is geared toward entrepreneurs and SMBs.

Fintech 167

Fintech Regional Regulation ATM 167

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. billion bank in the Mid-Atlantic region. GonzoBanker of the Year (Regional Bank) – goes to Huntington Bancshares Chairman and CEO Steve Steinour. That’s enough to send normal people into the fetal position.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

FEBRUARY 16, 2016

In 2015 we saw some major payments themes come to fruition with EMV/chip cards and tokenization. I recommend the following five mandates be on payments managers’ focus list this year: 1. Institutions that don’t have a payments manager should hire one. billion on incentives to card issuers and merchants.

Management 60

Management Payments Cards Regional 60

PYMNTS

JULY 1, 2019

Finarya, the company that manages LinkAja, said its services are available at 150,000 merchants across Indonesia. In addition to all of these uses, LinkAja customers can get money from the 40,000 ATMs owned by state-controlled lenders, without the use of a debit card.

ATM 117

ATM Regional Payments System 117

PYMNTS

MAY 8, 2017

The ATM operator saw its first leg down Thursday (May 4), with an 11 percent slip in the wake of an earnings report that was mixed, as top-line numbers came in ahead of the Street, yet the bottom line was below consensus. Software and systems conversions weighed on the quarter, said management. Revenues were $357.6

Report 100

Report Payments ATM Maine 100

PYMNTS

MAY 8, 2017

The ATM operator saw its first leg down Thursday (May 4), with an 11 percent slip in the wake of an earnings report that was mixed, as top-line numbers came in ahead of the Street, yet the bottom line was below consensus. Software and systems conversions weighed on the quarter, said management. Revenues were $357.6

Report 100

Report Payments ATM Maine 100

PYMNTS

JUNE 4, 2020

In PYMNTS’ June edition of The Digital Payments In A Digital World Playbook done in collaboration with Wirecard , we learn that “digital shifts in regions like the EU and the U.S. are somewhat expected, with consumers in both [regions] more frequently interacting with financial and payment providers through digital channels.

Payments 132

Payments Regional America Mobile 132

PYMNTS

MAY 15, 2017

In the first case, Everi Holdings stated that quarterly revenues of $237 million were at the upper range of guidance, with the payments business (at $182 million and up 16 percent year over year), according to management, benefitting from positive macro trends, and with continued expansion of ATM business seen in North America.

Payments 100

Payments ATM Taxes Regional 100

PYMNTS

MAY 30, 2019

Miami’s tech scene is experiencing positive growth and we see a lot of opportunity for disruption in the region,” Pablo Sanchez, head of retail banking and wealth management for HSBC in the U.S. HSBC said the branches have seen a significant increase in activity, ATM transaction volumes, and new credit card applications as a result.

Miami 108

Miami New York City Florida Seattle 108

PYMNTS

MAY 3, 2018

Mastercard beat estimates on Wednesday (May 2) as the company showed results that reflected higher spending on both credit and debit cards through the first quarter, as well as cross-border volumes that surged by double digits. That growth has moderated slightly through April 28 and stands at about 19 percent, said management.

United States 120

United States Regional Conference America 120

MyBankTracker

DECEMBER 17, 2020

Ally Bank Interest Checking No monthly fees with low-cost ATM access. Schwab High Yield Investor Checking Unlimited ATM fee rebates with no foreign transaction fees. Alliant Credit Union High-Rate Checking No monthly fees and ATM fee refunds available. Chase Total Checking Widespread branch and ATM access. Credit Cards.

ATM 52

ATM Cards FDIC Online 52

NCR

OCTOBER 6, 2016

As technology such as contactless cards grow, the prediction is that people may find it more convenient to turn to a card for transactions that they would previously have relied on cash for. Interestingly, there remains a significant amount of variation across the region when it comes to attitudes to cash.

ATM 103

ATM Cards National Payments 103

MyBankTracker

MAY 13, 2021

When you need to buy something with a debit card or pay a bill with a check, the money comes out of the account. The account also offers a fee-free overdraft for overdrawn balances under $5 and two ATM fee rebates each month. Umpqua Bank is a regional bank headquartered in Portland, Oregon. Smaller branch and ATM networks.

California 52

California ATM FDIC National 52

Jeff For Banks

MARCH 14, 2020

Our branch bankers, relationship managers and contact center teammates are all committed to working with our clients to reduce financial stress during this challenging and uncertain time. Contact Information: BBT.com Find up-to-date branch hours and other information to manage your accounts 800.BANK.BBT

ATM 78

ATM Policies US Management 78

NCR

NOVEMBER 13, 2017

Indeed, the UK, has become a world leader in the use of contactless, while the Nordics region is often cited as a strong example of how digital payments are changing the way people make transactions towards cashless. Increasing it to £100 makes it very worthwhile to steal someone’s card for seven or 10 transactions.

ATM 69

ATM Examples Payments Regional 69

CFPB Monitor

APRIL 29, 2015

The CFPB announced yesterday that it had reached a settlement with Regions Bank regarding claims that the bank unlawfully charged overdraft fees to customers who had not opted-in for overdraft coverage. The consent order requires Regions to pay a $7.5

Regional 60

Regional ATM Report Regulation 60

Independent Banker

DECEMBER 13, 2015

An ATM or branch locator is another standard mobile function. ATM or branch locator. View credit card balances, transaction history. Personal financial management (account aggregation). View transaction/statement history. Bill payment. Mobile remote deposit capture. Bill presentment. Stop payment requests. Check ordering.

Community Bank 70

Community Bank Boston Community Iowa 70

Jack Henry

APRIL 30, 2014

Cyber-Attacks on Financial Institutions ATM and Card Authorization Systems. In light of the ATM cash-out schemes that had taken place recently, an alert was issued to provide details on how this type of fraud had occurred, the risks presented to financial institutions (FIs), and what FIs could do to mitigate these risks.

Fraud 88

Fraud Cyber Security ATM FDIC 88

Independent Banker

NOVEMBER 24, 2015

An ATM or branch locator is another standard mobile function. ATM or branch locator. View credit card balances, transaction history. Personal financial management (account aggregation). View transaction/statement history. Bill payment. Mobile remote deposit capture. Bill presentment. Stop payment requests. Check ordering.

Community Bank 70

Community Bank Boston Community Iowa 70

NCR

OCTOBER 26, 2017

One of Hong Kong’s leading telecoms networks is to trial a multi-currency tap-and-go payments system to boost tourism and business trade in the region. The first market that the multi-currency trial will take place in is Hengqin, which is linked to Hong Kong by the new Hong Kong-Zhuhai-Macao Bridge.

Payments 45

Payments Regional Compliance System 45

PYMNTS

JUNE 30, 2017

Cybercrime isn’t always about stealing credit card data. While few computer users opt for a Linux operating system, almost every consumer has an Internet of Things (IoT)-enabled device (or 10) that runs on it, from webcams and DVRs in the home to point-of-sale terminals and ATMs in businesses. Attacks are evolving,” he said. “Be

Security 137

Security Report Software System 137

Insights on Business

AUGUST 28, 2019

They’ll do odd stuff like take money out of an ATM and put it back in to drive up their apparent activity, or run up a credit balance on a card, or all take out home equity lines of credit (HELOC’s) for the same amount, etc. Design “policy rules” in cooperation with higher powers in risk management.

Fraud 93

Fraud Training Cards Data 93

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. Account transaction history for transactional accounts (such as current accounts, credit cards, loan accounts and more). Bank account number. Account balance.

Risk Management 69

Risk Management Data Examples United States 69

NCR

JULY 14, 2016

Name a region – from the EU to the U.S. The blizzard of sources from which transactions might be initiated – such as ATM or mobile banking service; text or messaging service – is only going to increase. The task at hand is urgent and complex. Japan has long had an implementation. Some are further ahead than others.

Payments 40

Payments System ATM Regional 40