PYMNTS

FEBRUARY 5, 2020

Looks like the digital advertising and marketing sectors are in for a reckoning. The Merchants’ Guide to Navigating Global Payments Regulations , powered by Ekata, dives deep into this complex and unsettled topic, from possible abrupt retail impacts to long-term open banking repercussions. Together in a Privacy Sandbox.

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Google Data Regulation social media 288

PYMNTS

MAY 30, 2018

Banks, he noted, have to be compliant with a host of extremely stringent regulations, and often across multiple jurisdictions – all with different rules. And, he noted, banks and FinTechs are going to need time to negotiate their relationships with each other, and with consumers the world over. Why Banks Need FinTechs.

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Fintech Regulation Compliance Innovation 160

PYMNTS

NOVEMBER 11, 2018

Moves on the part of Amazon and Google to enter the financial services market is prompting European financial regulators to mull whether or not the tech companies need to be supervised. The comments come as the big tech companies in the U.S. European banks are concerned that U.S.

Google 173

Google Regulation Apple Taxes 173

PYMNTS

AUGUST 6, 2018

Apple Vs. Huawei. Apple , by all accounts, had a very good week last week. This might have made it pretty easy to overlook the tiny grey rain cloud the floated by: The Chinese phone manufacturer Huawei sold more phones than Apple did in the last quarter. million units, and record-high market shares of 15.8

Apple 100

Apple Samsung Cards Marketing 100

PYMNTS

JANUARY 3, 2020

PSD2 has long been established, but its European Union market reverberations are still generating challenges for banks and businesses that must comply. Unanswered authentication questions and regulatory confusion have not dampened PSD2’s attractiveness for regulators outside the EU, and Turkey is among the latest to adopt the standards.

Regulation 133

Regulation Fintech Innovation Marketing 133

Insights on Business

DECEMBER 10, 2017

The dominant story is that fintech startups and banks are better off as friends than foes. Fintech, once seen as a disruptor, is now becoming a mainstream and also a collaborating partner. Consumers have been conditioned by Google and Apple to see that banking services can be much more accessible and convenient from a mobile device.

Fintech 115

Fintech social media Apple Google 115

PYMNTS

DECEMBER 28, 2020

Published reports indicate that China’s central bank and banking, securities and foreign-exchange regulators summoned Ant Group executives this past weekend to discuss official concerns about the firm. Any FinTech disruptor, when it becomes so big, represents systemic risk,” he told Webster. Reuters quoted central bank Vice Gov.

US 168

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PYMNTS

NOVEMBER 13, 2019

That trust factor was higher than Apple and Facebook, but lower than Amazon. “If The delicate balance between bank-FinTech competition and collaboration continues to teeter in the U.S. According to research from Accenture , FinTech startups threaten to take a $280 billion piece of banks’ payment revenue pie by 2025 – worth 15 percent.

Google 161

Google Fintech Apple Survey 161

PYMNTS

FEBRUARY 14, 2019

The Financial Stability Board (FSB), a global finance regulator, warned that the proliferation of eCommerce giants like Facebook, Amazon, Alibaba and Apple in the financial sector is expected to continue and will disrupt the industry, according to a report. Apple Pay , especially, has been expanding at a rapid pace.

Industry 108

Industry Apple Samsung Lending 108

PYMNTS

OCTOBER 11, 2018

With data considered under ownership of the customers and not the bank, financial institutions are exposing themselves to market competition, security risks and other threats in the name of enhanced customer service and choice. One of the biggest challenges is the number of financial regulators in the U.S. In Europe and the U.K.,

US 190

US Regulation Data Security 190

PYMNTS

OCTOBER 22, 2020

Despite concerns in the market about the COVID-19 pandemic affecting purchases of used clothes, the digital resale market is poised to spike in growth by 27 percent this year, and thredUP says it's added customers this year. Investors Say FinTech Valuations Are High, But Not Overheated.

cryptocurrency 142

cryptocurrency Payments Bitcoin Capital 142

PYMNTS

JANUARY 20, 2020

As Goldman Sachs seeks further expansion in the South African economy, the financial services company joined the Johannesburg Stock Exchange’s interest-rate and currency-derivatives market, Bloomberg reported on Monday (Jan. The Wall Street banker has had a presence in South African for over 20 years.

Operations 150

Operations Capital Groups Apple 150

PYMNTS

APRIL 15, 2019

Specifically, who knows what dangers — for banks, at least — lurk in shadow banking, as FinTechs emerge to nibble at market share? or more commonly structured investment vehicles, collateralized debt obligations, money market funds and others — has certainly gathered momentum. The Question of Regulation.

Lending 175

Lending United States Survey System 175

PYMNTS

JANUARY 20, 2020

As Goldman Sachs seeks further expansion in the South African economy, the financial services company joined the Johannesburg Stock Exchange’s interest-rate and currency-derivatives market, Bloomberg reported on Monday (Jan. The Wall Street banker has had a presence in South African for over 20 years.

Capital 131

Capital Groups Apple Operations 131

PYMNTS

SEPTEMBER 17, 2019

And an increased number of banks are swapping their own regulators for Office of the Comptroller of the Currency (OCC) oversight. Pre-sales for of the new iPhone from Apple are coming out ahead of expectations and topping last year’s pre-orders for the same time period. Banks Scrapping Regulators For Friendlier OCC Oversight.

Payments 100

Payments Taxes Regulation Tools 100

PYMNTS

AUGUST 28, 2020

The eCommerce giant opened its first brick-and-mortar Amazon Fresh grocery store , and it also launched Amazon Halo , a fitness wearable designed to take on the Apple Watch. Blair said the launch of Amazon Halo represents a move into a market that Apple has heretofore dominated. The Rise of the SPAC.

Payments 157

Payments Apple Los Angeles social media 157

PYMNTS

AUGUST 3, 2020

Throughout the six-plus-hour grilling, the stock prices of Amazon, Apple, Facebook and Google were all up — and stayed that way throughout the day. Between the close of business on Tuesday and end of day on Friday, though, Barron’s reported that Alphabet, Apple, Amazon and Facebook collectively added $370 billion to their market caps.

Apple 234

Apple Google Online Maine 234

PYMNTS

JANUARY 18, 2017

Not only does it require a significant shift in the behavior of consumers but also a complete mindset change for banks, merchants and even regulators. KW: How do you get the consumers — who, in many of these markets, are very cash-centric — on board? Enabling mobile payments isn’t easy. Here is an excerpt of the conversation….

Marketing 100

Marketing Regional Mobile Regulation 100

Bank Innovation

MAY 11, 2017

I sat down with the marketing team at Anthemis to discuss the opportunities and geopolitical challenges of open finance. In many ways it’s the most avant garde financial regulation of our time whilst also extending a long middle finger to our American cousins. This is the third part of a series of five articles. It’s both.

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Regulation Regional Apple America 252

PYMNTS

AUGUST 6, 2020

It will capitalize on Contis’ regulated status to help SMBs access support from FinTechs, including new payments and lending capabilities. Those cards are linked to popular digital payment services, including Apple Pay and Google Pay. There will be three programs for U.K.

Innovation 143

Innovation Cards Apple Google 143

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Regulation. Why are they doing so well? Profitability.

Innovation 150

Innovation Metro Apple Marketing 150

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. despite creating the same outcome of a regulated public company. Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies?

Capital 52

Capital Fintech US Lending 52

Lex Sokolin

FEBRUARY 18, 2021

The average size is about $300 million, and quite a few are focusing on Fintech and financial services. despite creating the same outcome of a regulated public company. Should we be interpreting the desire of lots of private sub-scale companies to *sell* as a signal about the market environment and the quality of these companies?

Capital 52

Capital Fintech US Lending 52

PYMNTS

OCTOBER 29, 2018

Alphabet’s stock took a drubbing, and remains down after they reported a decline in the prices it charged advertisers, coupled with the increase in the cost of paying partners to distribute its search engine – some $9 billion to Apple alone , it’s been reported. Apple … and the iPhone Customer.

Payments 196

Payments Google Apple Innovation 196

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

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Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

Accenture

NOVEMBER 27, 2017

Some themes endure year-after-year, as shown in the table below—real-time payments, cybersecurity, fintechs, blockchain and open APIs. Market infrastructure renewal. Banks and market infrastructure will need to be one step ahead of perpetrators, due to the diverse and fast-evolving nature of threats to information security.

Innovation 171

Innovation Conference Fintech blockchain 171

Accenture

FEBRUARY 28, 2017

The payments landscape is changing fast due to new disruptive technologies such as open APIs, distributed ledger technology, cloud, Apple/Samsung/…Pay, and customers’ expectations are changing for seamless and faster payments. Use of Apple Pay, Samsung Pay etc. Retailing/Acceptance. Transaction Banking.

Payments 150

Payments Bitcoin Samsung Fraud 150

Accenture

FEBRUARY 28, 2017

The payments landscape is changing fast due to new disruptive technologies such as open APIs, distributed ledger technology, cloud, Apple/Samsung/…Pay, and customers’ expectations are changing for seamless and faster payments. Use of Apple Pay, Samsung Pay etc. Retailing/Acceptance. Transaction Banking.

Payments 150

Payments Bitcoin Samsung Fraud 150

PYMNTS

AUGUST 9, 2019

But it’s the retailers that are going to be affected if they don’t comply with new regulations. As complicated as compliance may be, any exemptions to the regulations will only prolong the inevitable. Merchants were still waiting for answers from card acquirers as to what they needed to do.”. Good News and Bad News.

Compliance 152

Compliance Regulation User Experience Retail 152

Gonzobanker

JANUARY 17, 2020

Banks are most afraid of big tech, just when these players face regulation. However, between anti-trust regulations, algorithm investigations and states focused on privacy (e.g., We are in the infant stages of integrating digital marketing and online origination. In most cases, this information is buried three levels down.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

DECEMBER 30, 2016

Analysts continue to flesh out their predictions for payments and FinTech in 2017, but one can never truly know the exact direction an industry will take. Third, B2B payments in developing markets will outpace mature markets.”. Together, these trends have created a transformational change in emerging markets.

Industry 125

Industry Trends Capital Payments 125

PYMNTS

SEPTEMBER 29, 2017

And, by striking a new partnership with Apple in July, Starling Bank became the first financial institution of any kind in the U.K. to offer the ability to setup and authenticate Apple Pay transactions within its own mobile app. In April, Starling Bank announced it had become the first digital-only bank in the U.K.

Digital Banking 115

Digital Banking Mobile Apple Fintech 115

PYMNTS

MARCH 8, 2018

Instead, the company uses credit and debit cards, bank transmission and mobile wallets like Apple Pay or Android Pay to fund transfers. Right now, 5 percent of the money transmission market is digital,” Nazzaro said. “[But] But] we’re projecting by 2021, it’ll take up the majority of the market.”. Nazzaro asked.

Compliance 101

Compliance Regulation Online Payments 101

Independent Banker

NOVEMBER 30, 2022

So, what does this intersection of regulation and technology competition mean for community banks? Partner so you can have access to an Apple Wallet, a Google Wallet, PayPal, Amazon, whatever it may be, and then keep your priorities in your app focused on banking. Jordan Hirschfield, Mercator Advisory Group.

Community Bank 91

Community Bank Community Maryland Data 91

Insights on Business

MARCH 26, 2018

At IBM Think, the premier business and technology conference, the main theme is “mankind + machine,” and during the Wednesday morning session with Ian Hurst and Sarah Diamond, IBM General Managers of Banking and Financial Markets, and Naresh Vyas, Royal Bank of Scotland Head of Solutions, that theme was on full display.

User Experience 135

User Experience Compliance Maine Regulation 135