PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? With various banks and FinTechs producing innovative solutions — like mobile banking and P2P tools aimed at improving the speed of payments — the pressure is on for community banks to keep up. faster payments system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. and a trailblazer in the world of banking as a service (BaaS). The difference could be seen in what alpha bankers bragged about.

Fintech 166

Fintech Customer Experience Conference Technology 166

PYMNTS

APRIL 23, 2020

Below, PYMNTS rounds up the latest solutions that FinTechs and lenders are developing to ease the PPP lending process for SMBs and FIs alike, with many initiatives focused on enabling regional and community banks to maintain a competitive edge against the biggest banks. LendingTree.

Fresno 142

Fresno Regional Fintech Lending 142

Gonzobanker

JUNE 28, 2023

The announcement is a #GonzoBanker #Fintech Deal to Watch for a few reasons: Money is still flowing in this fintech market, but it’s increasingly focused where there is real use case value for financial institutions that pay real money for real solutions to help real clients that generate real earnings. Follow Sam on LinkedIn.

Fintech 145

Fintech Risk Management Lending Software 145

Independent Banker

OCTOBER 31, 2018

This year, you’ve probably heard me say that ICBA is focused on three pillars: community bank advocacy, education and innovation. As I put on three hats—consumer, community banker, and ICBA president and CEO (in no particular order)—I see three specific opportunities for innovation. Exciting, right?

Fintech 70

Fintech Community Bank Community Nashville 70

The Financial Brand

AUGUST 18, 2020

Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help. The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? appeared first on The Financial Brand.

Community Bank 43

Community Bank Analysis Community Branding 43

PYMNTS

DECEMBER 5, 2019

Data aggregation and analytics platform Envestnet | Yodlee announced that it has signed a data sharing agreement with JPMorgan Chase. Envestnet | Yodlee has already partnered with more than 1,200 financial institutions and FinTech innovators, including most of the top 20 U.S. consumer and community banking business of JPMorgan Chase.

Data 132

Data United States Community Bank Fintech 132

PYMNTS

AUGUST 4, 2020

FinTech Kabbage could be seeking a sale, and in doing so, could look to garner up to $1 billion, according to sources quoted by Barron’s. It has also invested in numerous financial services offerings for smaller businesses in fields like payments, for settling funds faster or analytics and insights. billion to 270,000 applicants.

Community Bank 162

Community Bank Analytics Community Fintech 162

BankNXT

DECEMBER 8, 2016

John Best talks to Todd Clark, CEO of Co-op Financial Services, about credit unions, technology, analytics and community building. Technology, analytics and community building on BankNXT.

Analytics 40

Analytics Community Technology Community Bank 40

Abrigo

MARCH 6, 2017

Sageworks (which is also on Twitter at @Sageworks ) has identified 15 must-follow Twitter accounts for banking professionals. 1) @davidpoconnell – David O'Connell is a former commercial lender and a senior analyst at Aite Group, where he covers commercial banks and their use of analytics.

social media 150

social media Lending Community Community Bank 150

Abrigo

JANUARY 25, 2022

Drivers of digital change Whether looking to enhance customer-facing aspects of the bank or credit union, improve operations, or diversify revenue and profit streams, financial institution executives everywhere are looking to buy technology or partner with fintechs. I wouldn’t be surprised if they said M&A. Not in all cases.

Management 195

Management Software Survey Fintech 195

The Financial Brand

FEBRUARY 3, 2022

Community institutions are losing share among Millennial and Gen Z segments. Analytics and first-party data can help reverse the trend. The post How Small Banks Can Counter Fintech & Megabank Marketing Budgets appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Marketing 32

Marketing Fintech Millennials Analytics 32

Independent Banker

NOVEMBER 25, 2015

A mix of players, FinTech firms pose threats and opportunities. Call them disruptors, upstarts or the voguish FinTech companies. Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products.

Community Bank 70

Community Bank Community Analytics Lending 70

PYMNTS

MARCH 19, 2018

And in news tied to GDPR, IBM and Mastercard said they formed Truata to help organizations conduct analytics and comply with data protection standards that come into effect in May 2018. The 67-to-31 vote lifts some restrictions on two dozen banks, with regulatory relief aimed at smaller banks and community banks.

Taxes 122

Taxes United States Community Bank Analytics 122

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. Let’s be clear Gonzobankers, these deals are NOT about massive numbers of bank core replacements.

Financial Technology 136

Financial Technology Technology Fintech Community 136

Independent Banker

NOVEMBER 1, 2021

Community banks who are considering entering the small business lending space are already challenged by several barriers to entry: Inefficiency of traditional loan processing. New competition from emerging categories (Fintechs, Challenger Banks, Neobanks). Changing regulatory guidance. Expand Your Pipeline View.

Lending 91

Lending Community Community Bank Analytics 91

Gonzobanker

JANUARY 17, 2020

California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player?

Customer Experience 126

Customer Experience Fintech Regional Cards 126

Independent Banker

FEBRUARY 24, 2016

You recognize one of today’s most prominent technology dilemmas for community banks: It’s the great mobile divide. It’s where older, profitable customers have been slower to adopt new banking technologies that not-yet-profitable millennials pick up quickly and easily. By Paul Schaus. Millennials, who will make up half the U.S.

Mobile 70

Mobile Millennials Community Bank Community 70

PYMNTS

OCTOBER 8, 2018

Information Commissioner’s Office, as Cambridge Analytics had harvested Facebook’s data tied to as many as 87 million users internationally. Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs.

United States 174

United States Regulation cryptocurrency Cleveland 174

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Fintech Labs Insights

JUNE 15, 2016

Market intelligence is the tool for this kind of “know your customer,” but for many small and medium-sized banks the challenge of turning raw customer data into actionable market intelligence has been both pricey and technically prohibitive. A small bank simply couldn’t achieve this by itself. ” Company facts.

Community Bank 12

Community Bank Data Community Marketing 12

William Mills

JANUARY 25, 2018

Community Banks. Sample findings include: James Van Dyke, CEO of Futurion, says that large Customer Experience (CX) projects take 21.5 The report’s table of contents. Introduction. Mobile Developments. Application Program Interfaces (APIs). Channel Integration. Talent Wars. Mobile Payments. Faster Payments. Fraud Prevention.

Report 40

Report Technology Innovation Atlanta 40

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. Trend #2: The Cryptofication of Banks. Revenue” will be the mantra of bank-fintech partnerships in 2022.

Trends 188

Trends Fintech social media Strategy 188

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 143

Fintech Strategy Leadership Lending 143

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. Small banks are increasingly utilizing analytics for mitigating the risk of small business loans. by David Smith.

Lending 40

Lending Marketing Community Bank Online 40

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Payments chaos.

Conference 91

Conference Industry Community Bank Community 91

Fintech Labs Insights

DECEMBER 14, 2015

Buoyed by 7 Startupbootcamp Insurance entrants each grabbing $17,000, a record 30 fintech companies raised money this week for a total of just under $100 million ($95.8 Four Finovate alums were among the bunch: CBANC Network took in $4 million for it’s community bank information network. Covi Analytics.

San Francisco 12

San Francisco Company Fintech New York City 12

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. One bank that is not turning back. WesBanco, Inc.

Missouri 142

Missouri Community Bank Community Management 142

William Mills

MAY 11, 2016

Presenting a programmable cloud – a fintech platform. ^KT. This is a leading bank in Russia, with a track record of fintech innovation. This is an extension of business services, powered by a local community bank. A mobile wallet powered by a local bank, built on the Malauzai platform.

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

JANUARY 12, 2017

Huron Community Bank of Michigan to leverage Insuritas to launch insurance agency. Experian partners with reporting and analytics platform dv01 to enable dv01 clients to access to richer borrower credit attributes. Around the web. PayPal partners with Discover.

Michigan 12

Michigan Community Bank Analytics Community 12

Fintech Labs Insights

MAY 3, 2017

Community banking app company Malauzai has teamed up with payment processing giant Vantiv to launch a youth spending tool called Family Manager: SmartKid Control. In October 2016, Malauzai teamed up with Guardian Analytics to leverage its fraud detection solution.

Tools 17

Tools Community Bank Branding New York 17

Gonzobanker

JULY 28, 2015

.” Sensing that I had won yet another debate regarding banking, I eased off the gas pedal and said to my friend: “So you see, you don’t know Jack. And as I look around the industry, it’s the mega-banks and fintech startups–not the community banks and credit unions–that are doing something about it.”.

Leadership 60

Leadership Data Community Bank Community 60

Fintech Labs Insights

DECEMBER 2, 2015

For its part, Social Money sees the acquisition as an opportunity to continue helping community banks and credit unions, in the words of Social Money CTO Adam Anderson, “establish direct-to-digital capabilities in the future.” The company’s solutions are used in more than 275 community banks and credit unions.

Iowa 12

Iowa Austin Millennials Community Bank 12

PYMNTS

FEBRUARY 9, 2018

Instead, VCs leaned conservatively toward a mix of B2B FinTechs operating in the financial management space for small businesses (SMBs) and in the treasury management market for mid-level and larger enterprises. It seems VC has cooled off a bit in the B2B FinTech front. All in all, investments totaled more than $178.6 Catfoss Finance.

Fintech 100

Fintech Detroit Capital Michigan 100

Gonzobanker

JULY 11, 2019

Designed as a single tenant solution, D3 has an on-premise and dedicated-hosted cloud option that has been focused on the $15 billion asset and above bank market. Rarely do we see fintech CEOs being that extemporaneously open with clients about shortcomings. D3 has some cloud-based analytics infrastructure.

Atlanta 128

Atlanta Digital Banking Analytics Leadership 128

Fintech Labs Insights

AUGUST 1, 2016

Directed at regional and community banks and credit unions, the solution gives them the kind of the technology customers are increasingly expecting – and getting – from larger FIs. This is in addition to the role the solution provides in helping customers become better banking consumers.

Technology 12

Technology San Francisco Nebraska UX 12

South State Correspondent

SEPTEMBER 13, 2023

Not knowing where that check came from or how long that receiving account has been opened has created this huge risk factor in banking that has been consistently exploited. Criminals will not be able to send funds to a foreign bank that has not been vetted by either The Clearing House or the Federal Reserve.

Payments 221

Payments Fraud Data Taxes 221