CFPB Monitor

MAY 25, 2023

As the financial services industry continues to monitor the proceedings in Community Financial Services Association of America v. Continue Reading

Groups 78

Groups Industry Regulation National 78

PYMNTS

JANUARY 27, 2020

Regulators are looking into a possible merger between Dean Foods and Dairy Farmers of America (DFA) and its potential antitrust implications for the industry, according to a report by The Wall Street Journal. is marketed by them. In November, the two entities announced they were looking into making a deal with each other.

Regulation 151

Regulation Texas America Branding 151

PYMNTS

OCTOBER 8, 2018

According to The Wall Street Journal , the federal derivatives-market regulator also handed out around $900 million in penalties, higher than the amount in five of the eight years of the Obama administration. Total fines ordered through SEC enforcement activity fell 7.2 percent in 2017 to about $3.8

Regulation 159

Regulation cryptocurrency Minneapolis Fraud 159

PYMNTS

JULY 21, 2020

Open banking is appealing to financial institutions (FIs) and regulators in many markets, even as the pandemic sweeps across the world. Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

MAY 30, 2018

What will it take to make Latin America more digital — in payments, commerce, FinTech or even healthcare? Cash remains king in the region, with about two-thirds of consumers in Latin America preferring that payment method over credit, according to estimates. Healthcare seems likely to play a role.

America 109

America Regional Mobile Pennsylvania 109

PYMNTS

AUGUST 5, 2019

That news has brought out a multitude of regulators, lawmakers and leaders around the globe who are concerned that the currency won’t be regulated closely enough and could potentially upend the global financial market. The ICO statement is signed by numerous authorities in Europe, Africa, Australasia and the Americas.

Regulation 128

Regulation cryptocurrency Groups America 128

PYMNTS

SEPTEMBER 16, 2019

17) will discuss the fraud problem stemming from influencer marketing. The event strives to unite the worlds of communications and marketing to stimulate conversations about digital marketing and influencer campaigns, PR Daily reported on Monday (Sept. The first Influencer Fraudnomics Summit in New York City on Tuesday (Sept.

social media 150

social media Regulation New York City Baltimore 150

PYMNTS

JANUARY 10, 2020

After allegations of patent infringement by Koninklijke Philips and its North American unit, regulators with the United States International Trade Commission (USITC) said they will look into wearable monitoring devices with the inclusion of those made by Garmin and Fitbit , Reuters reported.

Regulation 130

Regulation United States Google America 130

PYMNTS

JANUARY 10, 2020

After allegations of patent infringement by Koninklijke Philips and its North American unit, regulators with the United States International Trade Commission (USITC) said they will look into wearable monitoring devices with the inclusion of those made by Garmin and Fitbit , Reuters reported.

Regulation 130

Regulation US United States Google 130

PYMNTS

JUNE 30, 2019

Flowers, who was the company’s chief credit and market risk officer in the past, is a company operating committee member and an executive officer. It was also noted that Mary Katherine DuBose will serve a chief credit officer and most recently served as managing director and head of capital markets. Morgan Securities.

Regulation 122

Regulation Risk Management America Operations 122

PYMNTS

JULY 24, 2020

Open banking is often associated with the European Union (EU) almost by default as the region pushes the envelope further on regulation than anywhere, partly to encourage — but also to keep up with — imaginative FinTech innovators going to market throughout the Eurozone. FinTechs Flourishing. Similarities To The EU.

America 168

America Regional Regulation Fintech 168

PYMNTS

JUNE 14, 2017

Not only do regulations vary from jurisdiction to jurisdiction, but the consequences of non-compliance vary greatly, too. Turkey, the report found, was the most complex market for regulatory compliance, followed by Brazil, Italy, Greece and Vietnam. The first, unsurprisingly, is regulation. Top Challenge Areas.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

OCTOBER 14, 2020

MercadoLibre , which operates platforms for buying and selling goods across Central and South America, is eyeing an investment in Brazil next year that would be even bigger than its $716 million investment this year, Bloomberg reported. However, it is not simply a technology or a regulation. million on a peak day last year.

United States 260

United States America Regulation Regional 260

PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. The Pandemic’s Delayed Effects On Latin America.

America 165

America Regulation Regional Tools 165

PYMNTS

MAY 12, 2016

He added: “Bond markets seem to be rather wide open. I do think if the next president does the right things around immigration, corporate and individual tax reform, proper infrastructure spending, America will be booming.”. Small business, middle market, large companies. There is a lot of M&A chatter. And I agree with that.”

Regulation 100

Regulation Community Bank Community America 100

Perficient

OCTOBER 5, 2023

Excellence in Governance: Dana- Farber Cancer Institute Leaders of the Pack- Financial Services: UBM Regional Excellence- North America: Mecklenburg County These three projects have earned the distinction of being finalists for the remarkable digital experiences they provide their visitors. Strict industry regulations posed a challenge.

User Experience 221

User Experience Regional America Tools 221

PYMNTS

FEBRUARY 5, 2018

Last month, Canada’s Competition Bureau released its final study on tech-led innovation in FinTech, offering regulators some thoughts on competition in the payments sphere, along with suggestions on where the competitive landscape could be improved. Canada might be viewed as a different market when it comes to financial services.

Regulation 103

Regulation Bitcoin Innovation Study 103

Abrigo

FEBRUARY 14, 2024

LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses. Takeaway 2 Pressures on builders, tighter CRE underwriting, and excess vacant office space are some of the indicators pointing to potential market risks. Stay up to date with CRE advice.

Risk Management 195

Risk Management Management Lending Capital 195

PYMNTS

JUNE 30, 2019

Flowers, who was the company’s chief credit and market risk officer in the past, is a company operating committee member and an executive officer. It was also noted that Mary Katherine DuBose will serve a chief credit officer and most recently served as managing director and head of capital markets. Morgan Securities.

Regulation 100

Regulation Risk Management America Operations 100

PYMNTS

JULY 2, 2018

Just a few weeks in, the data privacy law that has just taken root in the European Union already has some regulators seeking exemptions around the globe. Pertaining to investigations, the regulation – which took effect on May 25 – places restrictions on the data that can be shared internationally in the “public interest.”

Regulation 100

Regulation North Carolina Alabama cryptocurrency 100

PYMNTS

NOVEMBER 24, 2016

Developing markets are quickly increasing their rate at which paycards are accepted, according to the latest research by RBR. 23) with positive news for developing markets. According to the report, regulations, combined with FinTech innovation, are accelerating payment card adoption in these markets.

Marketing 100

Marketing Cards Regulation Regional 100

PYMNTS

DECEMBER 10, 2018

While entrepreneurs continue to reflect record-level optimism, their top concerns are increasingly including the tight labor market and the importance of retaining staff in such a climate. “And that’s the way the market economy works, for better or worse.” How did small businesses fare in job growth last month?

Marketing 148

Marketing Data Survey America 148

PYMNTS

NOVEMBER 10, 2017

Regulators in the U.K. According to the news report – citing Catherine McGuinness, the City of London’s financial district’s policy chief – Britain must examine how it will regulate banks, insurance firms and asset management firms after Brexit takes place in March of 2019. During a speech, McGuinness said that U.K.

Regulation 103

Regulation Resources America Policies 103

FICO

MARCH 7, 2023

Home Blog FICO Responsible AI: Are European Firms Ready for the Regulators? In banking and financial services within North America, our research shows that AI is an even higher priority now than 12 months ago for 52% of financial services organisations.

Regulation 52

Regulation America Compliance Fraud 52

PYMNTS

JANUARY 15, 2021

Founded in 1999, based in Argentina and registered in the United States, MercadoLibre is an eCommerce platform and digital payment solution that operates across Latin America. In a June PYMNTS interview, Osvaldo Giménez , CEO of Mercado Pago, said that the 18-country region where MercadoLibre operates is complicated, with varying regulations.

Regional 207

Regional America United States Operations 207

CB Insights

DECEMBER 10, 2020

Bank of America and the traditional banking system is being disrupted across a wide variety of core revenue streams. . Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. Tech companies are chipping away at the traditional bank’s market share.

America 101

America Lending Cards San Francisco 101

PYMNTS

MAY 10, 2018

Global Wireless POS Market Growth. The global wireless POS terminals market is expected to have a compound annual growth rate (CAGR) of 13 percent from 2017 to 2023. According to a press release from Market Research Future , North America is the leader in the wireless POS market as the region has “advanced technological infrastructure.”

America 114

America Regional Mobile Cards 114

PYMNTS

AUGUST 3, 2018

These legislative initiatives are why Latin America, a market not necessarily known for its FinTech innovation, has one of the strongest penetrations of eInvoicing in the world. When companies go-it-alone, King said, they can quickly be overwhelmed with managing individual systems for each individual market. While the U.S.

Regulation 101

Regulation Data America Payments 101

PYMNTS

NOVEMBER 17, 2020

Mastercard is teaming up with FinTech startup Juvo to help the “underbanked” in Latin America and the Caribbean to build credit histories so they can engage in a wider range of financial services. Mastercard plans to take Juvo’s platform to financial institutions (FIs) across Latin America and the Caribbean.

Regional 150

Regional America Regulation Fintech 150

PYMNTS

JANUARY 19, 2018

Fizzle of the Week: Cryptocurrency Regulation. The saga over bitcoin and its relationship to various regulators has become something of the payments answer to a romantic comedy. If crypto closes down in one place, users can take their anonymous accounts to more regulatory-friendly markets. Easy come, easy crypt-go, it seems.

Bitcoin 123

Bitcoin Regulation cryptocurrency Taxes 123

Chris Skinner

MAY 1, 2017

I’m regularly blogging and talking about the legacy economy known as America. This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. Which country took a decade longer to get Chip & PIN than most? Land of the free, and home of the brave.

America 211

America Fintech National Regulation 211

Celent Banking

SEPTEMBER 30, 2015

While Dan was the one really working (he presented on “How Big Data can change Financial Services”) I mingled around the participants of this vibrant ecosystem encompassing entrepreneurs, financial institutions, investors, and regulators among other stakeholders. Discover the finalists of all regions here.

America 100

America Fintech Big Data Regional 100

PYMNTS

SEPTEMBER 14, 2018

Cornershop’s digital expertise, technology and capabilities will strengthen our successful businesses in Mexico and Chile and provide learning for other markets in which we operate. In August, India’s anti-trust regulator has approved Walmart’s $16 billion acquisition of online marketplace Flipkart.

America 108

America Retail Online Marketing 108

PYMNTS

JANUARY 21, 2020

After a ruling by a location regulator that the firm wasn’t fairly engaged in competition, Uber Technologies Inc. is asking for the Colombian government to put emergency regulations into place to enable its ridesharing service to continue running. Colombia stayed behind.”.

Regulation 130

Regulation Taxes America Policies 130

Perficient

FEBRUARY 10, 2021

This has created an even greater demand for healthcare companies to incorporate more innovative technologies and build custom products to stay competitive within the market. Agile has been a part of the Perficient Latin America operational DNA from the beginning. Healthcare Industry Experience.

Software 294

Software Innovation Company America 294

PYMNTS

APRIL 13, 2016

As one 29-year-old Silicon Valley marketing manager and former frequent Virgin flyer told The New York Times : “I think of [Virgin] as a young, hip airline. As one 29-year-old Silicon Valley marketing manager and former frequent Virgin flyer told The New York Times : “I think of [Virgin] as a young, hip airline.

Alaska 100

Alaska America Wichita US 100

PYMNTS

OCTOBER 21, 2016

The fleet management market is estimated to grow from $9.54 According to MarketsandMarkets, the increasing need for operational efficiency is expected to be the primary driver for the fleet management market during the forecast period. When it comes to fleet management, the market is segmented into various industries.

Management 100

Management Marketing Regional System 100