Food for Thought: A Policy on Credit Exceptions
Abrigo
SEPTEMBER 5, 2023
One that particularly annoys me is when an exception is being cited because it’s the only way to effectively track a portfolio segment due to a dearth of data in the bank’s information systems. Yet, far too often, it is cited when it is not relevant (e.g., a simple 3- to 5-year equipment loan). lack of a loan agreement).
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