Independent Banker

DECEMBER 31, 2021

If 2020 was the year no one expected, 2021 was a year of resetting expectations. Between a smoldering pandemic, the divisive political landscape and strong, albeit uneven, growth, there was a lot to account for in 2021, and some uncertainty remains. Illustration By blindSALIDA. What changes will 2022 bring? Click to enlarge.

Community Bank 144

Community Bank Community Lending Louisiana 144

Jeff For Banks

MARCH 21, 2024

No one will forget the inflation that followed in 2021 to 2023, started first by supply chain issues, but then fueled by the Fed’s purchases and the obscene amount of cash handed out by the federal government. No one will forget how quickly stocks plunged and recovered. M2 growth was out of control at over 20%. Real GDP was +3.2%

Marketing 145

Marketing Policies Report Atlanta 145

Jeff For Banks

JUNE 2, 2023

To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry.

FDIC 78

FDIC Community Bank Regulation Lending 78

Abrigo

APRIL 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Lending 244

Lending St. Louis Community Marketing 244

Abrigo

MAY 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

AUGUST 28, 2022

Takeaway 3 Better ag lending workflows streamline document collection and management and increase credit analysis accuracy. . In Abrigo’s 2021 Business Lending Process Survey , two-thirds of respondents said their financial institution re-entered the same data point for a loan in another field or system up to five times.

Lending 195

Lending System Analysis Data 195

FICO

JANUARY 19, 2022

From TBML to BNPL to NFTs, 2021 found fraud and financial crime professionals dealing with a plethora of new challenges and criminal schemes. Darryl Knopp wrote: For banks with their own BNPL offering, a multi-layered approach to risk management and fraud protection is critical. Here are excerpts.

Fraud 52

Fraud Cards Report Analytics 52

Abrigo

JUNE 29, 2022

Ag Sector Outlook Presents Opportunity and Risk for Lenders Higher prices for agricultural producers and continued gains in farmland values are meeting rising interest rates and input costs. More Unpredictable Than 2019-2021. billion in 2021 and $95.2 Property taxes/fees: 1.4% The general U.S. Seed purchases: -0.3%

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Abrigo

JANUARY 7, 2021

Relevant tax forms, quarterly financial statements, or bank statements are acceptable documentation. All other items, such as subcontractor costs, reimbursements for purchases a contractor makes at a customer's request, investment income, and employee-based costs such as payroll taxes, may not be excluded from gross receipts. .

Taxes 195

Taxes Lending Connecticut Capital 195

South State Correspondent

MAY 13, 2024

The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders. Fraud Risk Mitigation Fraud was the single largest topic at Nacha.

Conference 195

Conference Payments Fraud Data 195

Abrigo

FEBRUARY 15, 2023

Introduction Incorporating the AML/CFT priorities into a risk assessment Not all risks to a financial institution are equal. Since the AML/CFT priorities are still relatively new, the residual risk is most likely considered low to moderate when solid mitigating processes are in place. Be ready for AMLA-related changes.

Fraud 195

Fraud United States Training Policies 195

Jeff For Banks

NOVEMBER 16, 2020

The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. Did you manage a vacation over the summer? Projections for 2021 are at about +7.0% Stock prices are rising strongly, but bond prices have fallen from their highs. year-over-year. year-over-year, respectively.

Marketing 78

Marketing National New York City Taxes 78