PYMNTS

MARCH 11, 2020

With the new API, Carefree has plans to aid more than 1,000 businesses to automate loan disbursals by 2021. Innovations in the payments technology space have played a crucial role in driving this evolution. The company said it’s currently working with lenders, loan management software and banks on its credit disbursal approach.

Lending 130

Lending User Experience Capital Innovation 130

PYMNTS

NOVEMBER 23, 2020

Small and medium-sized businesses (SMBs) got their clocks cleaned by the pandemic, and turning to their traditional lending sources, they’ve encountered sclerotic systems and outdated policies not conceived for the needs of the recovering Main Street merchants of 2021. We no longer go to the bank,” Potter told PYMNTS. We're not connected.

Data 143

Data User Experience Fintech Lending 143

PYMNTS

OCTOBER 6, 2020

In addition to price, reward structure and credit line assignment, Venmo wants to add a fourth advantage: user experience. He said that’s an addition and Venmo is uniquely well-placed to offer, because the app isn’t a card brand trying to create a digital experience for customers. general-member population in 2021.

Cards 313

Cards Mobile User Experience Payments 313

PYMNTS

OCTOBER 9, 2020

I believe we are rethinking the entire B2B payments roadmap for 2021 and beyond,” he said. Between the evolution of corporate cards, the push to debit and the rapidly evolving world of real-time payments, there’s lots of room to innovate – and an increasing number of players looking to step onto the stage.

Payments 185

Payments User Experience Industry Fintech 185

PYMNTS

DECEMBER 30, 2020

Corporate Spending Innovations (CSI) President David Disque , for instance, spoke with PYMNTS about the challenges organizations face regarding interconnectivity with their business partners, as well as the friction that exists in moving not only electronic money, but electronic data from one corporate to another. It's All About Timing.

Payments 297

Payments Innovation Cards Trends 297

PYMNTS

JANUARY 8, 2021

Taken across 70 indicators to measure the quality of customer experiences through checkout, a score increase reflects an improved user experience for consumers that leads to more seamless conversions. SMBS Outpaced Top Retailers When It Came To Innovation Adoption . The year 2020 saw the overall index score rise by 2.2

Retail 261

Retail Online Mobile Customer Experience 261

Javelin Strategy & Research

FEBRUARY 1, 2022

2021 Online Banking Scorecard Javelin Report Date: June 29, 2021 Authors: Mark Schwanhausser , James Lee , Dylan Lerner Research Topic(s): Digital Banking , Mobile & Online Banking It’s undeniably a mobile-first world, and many institutions are putting the emphasis—and the money—toward enhancing users’ experience in that channel rather than online.

Report 40

Report Digital Banking Fraud Mobile 40

Bobsguide

JULY 12, 2022

With the rise of digital transformation in the post-pandemic era, customer behaviour has changed rapidly and in large numbers, according to McKinsey’s Global Banking Annual Review 2021 report. Customers are wanting further channels to conduct their financial transactions in addition to visiting bank branches. The rise of composable banking.

Software 88

Software Customer Experience User Experience Mobile 88

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. billion by 2021. trillion in 2021.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

AUGUST 4, 2020

When the story of the coronavirus is written, when it comes to financial services, the key chapters will focus on the pace at which innovation accelerated — and where a range of players came together to create ecosystems, rather than to simply compete in zero-sum, winner-take-all bids for consumers.

Google 298

Google Digital Banking Course Branding 298

PYMNTS

NOVEMBER 21, 2019

19), Qualcomm, the largest suppler of mobile phone chips in the world, “expects global smartphone makers to ship 450 million 5G handsets in 2021 and another 750 million in 2022. They are betting that the emergence of the latest generation of wireless technology will power innovation from smart homes to automated factories.

Mobile 100

Mobile Apple Samsung Retail 100

NCR

JULY 26, 2017

We live in an era defined by maximum mobility and service availability for consumers, where great strides in technological innovation have created an expectation for people to be able to access the things they want, when they want them. Consider the impact the likes of Amazon and Apple have had on the retail and music industries.

Mobile 81

Mobile ATM User Experience Meeting 81

PYMNTS

APRIL 17, 2019

Nonetheless, it’s a clear statement that when friction is removed from the user experience, people respond.”. Apple is rarely the first to embrace new technologies, but 2021 would be late to release a first 5G phone, even by its standards,” that report said. That, of course, “assumes a smooth, scheduled rollout of 5G networks.

Retail 199

Retail Apple Samsung Conference 199

Gonzobanker

JULY 6, 2021

As information technology departments move from being the provider of all technology services to orchestrator of technology innovation, chief information officers are rightfully asking, “How do we reinvent ourselves in this digital age when we’re saddled with legacy tech debt of 30-year-old, difficult-to-integrate, flat-file-based core systems?”.

Strategy 158

Strategy System Risk Management Technology 158

Insights on Business

OCTOBER 12, 2018

By 2021, “at least 50% of global GDP will be digitized” with technologies such as artificial intelligence, blockchain, cloud, and mobile disrupting current ways of working. Only then will modernization and innovation fulfill its maximum potential, scaling across the entire organization–allowing the CIO to rest easier at night.

Innovation 87

Innovation Strategy Industry Technology 87

PYMNTS

APRIL 19, 2017

billion by 2021. Branding the Nadia avatar as a “trainee” helps the agency convey to users that the program is still learning how to interact in an emotionally intelligent manner. billion in 2016 to $9.59 If the avatar knows you’re a happy person, the avatar will smile.

Digital Banking 180

Digital Banking Technology Samsung Meeting 180

FICO

MARCH 2, 2021

It prompted the top performers to innovate, pivot and quickly move towards greater adoption of automation, early warning systems and pre-emptive AI-driven solutions to help meet their customers’ needs and deliver timely support for agents. Since the start of 2021, Open Banking is now front-of-mind for far more major creditors.

Management 52

Management US UX Guidelines 52

PYMNTS

JUNE 29, 2017

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. trillion in estimated value for global mobile commerce today — and an estimated $6 trillion in value four years from now in 2021. And we are calling it iPhone.”.

Apple 150

Apple Mobile Innovation social media 150