Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

JULY 25, 2019

N26 was founded in 2013, launched in 2015 and now serves 3.5 I do see, in more recent years, more larger institutions [that have suffered] data breaches which then leads to more [secure] information circulated online,” Kopp said. N26 officially entered the U.S. Bringing a global fraud approach to a new local market. operations.

Fraud 164

Fraud Marketing US Resources 164

PYMNTS

APRIL 30, 2018

Digital banks. trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4 They’re also using software and cryptographic techniques and permissioned-based networks to digitize and move assets around the world faster and in a secure, compliant manner. Digital Banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JUNE 15, 2018

The Asia Securities Industry and Financial Markets Association (ASIFMA) advocated enhanced use of new technologies tied to “know your client” or KYC efforts. Using technology would cut costs that come in tandem with anti-fraud efforts. That’s up markedly from 69 in 2016, as estimated by that association.

Fintech 115

Fintech Compliance Software Taxes 115

NCR

APRIL 15, 2016

According to the FDIC, the total number of banking and thrift charters declined from around 20,000 in 1980 to 6,812 at the end of 2013. To meet consumer expectations for on-the-go convenience, mobile banking capabilities must be expanded in conjunction with security measures.

Security 40

Security Knowledge Base FDIC Mobile 40

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Core Banking & Infrastructure. Digital Banking. Futu Securities.

Fintech 78

Fintech Lending Capital Analytics 78

Banking 2020

DECEMBER 3, 2015

. “Western banks are pursuing digital transformation projects that are dependent on a vendor community that may or may not understand the direction of change,” the report stated. While in the past, protectionist policies and almost limitless support for state-owned banks was the primary driver, this is now changing.

Innovation 40

Innovation Payments Lending Financial Technology 40

Fintech Labs Insights

OCTOBER 28, 2016

Courtesy of its billion-dollar acquisition of security innovator Trusteer in 2013, IBM will add behavioral biometric analysis to its digital banking fraud prevention solution, IBM Security Trusteer Pinpoint Detect , the company announced on Thursday.

Security 12

Security New York Strategy Analysis 12

Fintech Labs Insights

JANUARY 15, 2016

CaixaBank CEO Gonzalo Gortázar said the new mobile-only bank was part of a “commitment to providing new services that perfectly complement the more traditional banking model.” Users of the app can access their imaginBank accounts from within Facebook, checking account balances and viewing recent transactions securely.

Millennials 12

Millennials Mobile social media ATM 12

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Freelancers.

Retail 78

Retail Cards Millennials Mobile 78

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM’s evolving suite of digital banking apps. JMP’s evolving suite of digital banking apps.

Cards 76

Cards Mobile Strategy Branding 76

Fintech Labs Insights

JANUARY 8, 2017

The company announced last month that it has signed a memorandum of understanding with fellow Finovate/FinDEVr veteran Fidor Bank ( F11; FD16 ) that will make Token’s software available within Fidor AG’s digital banking and open community middleware technology, Fidor OS. ” InsurTech.

Fintech 12

Fintech blockchain Technology Lending 12

CB Insights

FEBRUARY 13, 2020

These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security. The company was ultimately acquired by PayPal in 2013, and now represents a sizable chunk of its merchant business. Issuing serves corporate expense and digital banking use cases, among others.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

NOVEMBER 22, 2021

5 Nov 2021. July 2021 round. 5 Nov 2021. June 2021 round. 5 Nov 2021. August 2021 exit to Square. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. New Zealand. Accounting. 5 Nov 2021. 5 Nov 2021. Aug 2021 round. Payroll/SMB. Oscar Health. Mar 2021 IPO pricing. July 2021 SPAC (proposed). AvidXchange.

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

JULY 7, 2021

Bunq , banking startup from The Netherlands. Trulioo , Canadian fintech security company. -based wealth management platform. 102(t): $2.1B Mercado Bitcoin, Brazillian crypto exchange. 105(t): $2.0B Clip , Mexican payments startup. 105(t): $2.0B 121(t): $1.8B Ledger , French crypto company. 139(t): $1.4B 163(t): $1.0B 163(t): $1.0B

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

MAY 3, 2021

US-based challenger bank. US-based bank tech provider. US-based payments security provider. Tinkoff Bank. . #88 Current : $2.2B 119 (tie) Alkami : $1.4B 119 (tie) Chargebee : $1.4B US-based payments company. 126 Signifyd $1.3B 128 Deel : $1.25B US-based payroll processor. 142 (tie) Groww : $1.0B 142 (tie) Sift : $1.0B

United States 15

United States Fintech US Company 15

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. Digital banking is the new core.” MalauzaiMonkeys. They have raised.83

Samsung 69

Samsung Mobile User Experience Google 69

Fintech Labs Insights

MARCH 13, 2017

OurCrowd , a crowd investing platform for venture capital, was founded in 2013 and is headquartered in Jerusalem, Israel. Known as a “bank in a box” NYMBUS technology gives smaller banks and credit unions the ability to compete with larger FIs when it comes to providing customers with the latest digital banking services.

Capital 20

Capital Conference New York Video 20

Gonzobanker

DECEMBER 22, 2015

FFIEC’s Cyber Security Self-Assessment Tool. October 2013: Walmart CEO Lee Scott is asked why, in the face of so many failed consortia before it, MCX would succeed. 120 minutes into a core vendor demo, the bank’s PMO clears his throat and asks, “So … what’s the name of your product?”. Thank You Sir, May I Have Another?’

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 7, 2016

Back in 2013 this was their company stats: HQ Location: Charlotte, NC. Product Launch: September 2013. I suspect they do (or have done) a lot of work for Bank of America since they are based in Charlotte. -K.T. Working with Banks and financial services partners to build fast, scalable and secure payments.

Mobile 40

Mobile Cards Fraud Data 40

CB Insights

JUNE 17, 2020

Finance: Demand for contactless options accelerates digital adoption. Branchless banking. Security: Higher internet usage and data generation lead to increased investment. Conversational AI/chatbots. Cloud call centers. Contactless payments. Parametric insurance. Personal surveillance technology. Distributed cybersecurity.

Industry 101

Industry Technology Online Video 101

CB Insights

MAY 15, 2019

Founded: 2013. Ignasi Barri Vilardell, Innovation Manager & Head of GFT Digital Innovation Lab, GFT Spain. GFT’s Digital Innovation Lab focuses on improving the consumer banking experience, both online and in branches, while ensuring banks are meeting security and efficiency needs. Founded: 2014.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

MARCH 7, 2016

Did prepaid really solve a problem for people – or did it instead try to solve a problem for the industry that was determined to move cash to digital? Then there’s the digital banking movement and the land grab for the bank accounts of millennials. Other than that, it sounds like a great strategy.

Payments 100

Payments Innovation Software Mobile 100