Gonzobanker

AUGUST 22, 2014

The vast majority of exits came from banks with less than $100 million in assets, and more than 10,000 of these institutions left the financial services landscape between 1984 and 2011 due to mergers and failures. At the same time, the pace of new bank charters has dwindled to near non-existence.

Strategy 87

Strategy United States Community New York City 87

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. For 35 years, Wilmers led M&T with creativity, integrity and the “old-school” wisdom of a community banker who created a $26 billion market cap company. FinTech threats and distractions.

Conference 93

Conference Industry Community Bank Community 93

CFPB Monitor

JULY 1, 2015

A recent American Banker article written by officials of three community groups urges President Obama to publicly denounce Director Cordray for failing to issue regulations implementing the small business lending data requirements of Dodd-Frank Section 1071.

Community 60

Community Lending Groups Data 60

CFPB Monitor

JULY 24, 2019

In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations. Such data includes the race, sex, and ethnicity of the principal owners of the business.

California 60

California Regulation Community National 60

CFPB Monitor

JULY 2, 2019

In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations. In April 2011, the CFPB issued guidance indicating that it would not enforce Section 1071 until it issued implementing regulations.

California 60

California Resources Community Lending 60

Jeff For Banks

DECEMBER 12, 2017

The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. That got regulator's attention in the form of a May 2011 Consent Order (CO). Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. How did they lose it? Its size today, at $2.8

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Regulators have shown little resistance to gene-edited crops, and the United States Department of Agriculture (USDA) in particular is not regulating the space. briefing: Digital Health Trends for 2018. Credit: Zheng et al./PNAS.

System 78

System Study Industry Tools 78

CB Insights

FEBRUARY 16, 2018

on the horizon, CRISPR has reached a new peak in interest from outside the scientific community. . Regulators have shown little resistance to gene-edited crops, and the United States Department of Agriculture (USDA) in particular is not regulating the space. briefing: Digital Health Trends for 2018. Credit: Zheng et al./PNAS.

System 40

System Study Industry Tools 40

Tech and Finance

FEBRUARY 27, 2019

It also has a regulator that takes a far more active role in promoting consumer interests vs. banks than the Fed does. banks have blocked real-time payments for years, mostly obviously in 2011 when they voted against making the ACH system real-time. How community banks don’t trust TCH and want the Fed to provide RTGS.

System 38

System Payments Kansas City Community Bank 38

CB Insights

NOVEMBER 9, 2017

Indeed, co-founder Alejandro Resnik, the CEO, told the WSJ in 2015 that it was looking to raise a “monster round” of $300 million at a $2 billion valuation to fuel its national expansion. The company also found itself confronted by conflicting energy program mandates and regulations. via TechCrunch. Company: AOptix Technologies.

Capital 78

Capital Company San Francisco Operations 78

CFPB Monitor

NOVEMBER 22, 2021

These represent the first remarks by these regulators following the DOJ’s announcement of its major new “ Combatting Redlining Initiative ” on October 22, 2021, and it was the topic of each of their presentations. along racial, ethnic and national origin lines. Department of Justice (“DOJ”), the CFPB, and the U.S.

Conference 78

Conference Lending Industry Regulation 78

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress. By Ed Avis.

Community Bank 70

Community Bank Alabama Ohio Community 70

Lex Sokolin

OCTOBER 14, 2020

The high tech platforms outlived all of the individual fintech competitors, and used their size and credibility with regulators to remain in business. To do this, the platforms had to do the heavy lifting to impact regulation that created operating models allowing regular people to access the venture asset class. alternatives).

Lending 52

Lending User Experience Google United States 52