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Perception Versus Reality: Do People Get More From Credit Unions Than Banks?

Jeff For Banks

Nearly four years ago, I tested the higher interest on deposits claim in a guest post with the exact title on The Financial Brand , an industry publication geared towards marketing executives at banks and credit unions. In 2011, banks paid higher interest on their interest bearing deposits than credit unions throughout the measurement period.

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Rebounding from the Downturn

Independent Banker

Our local market was heavily impacted by the decline in property values and high unemployment rates, both of which lingered for several years. million valuation allowance on the bank’s deferred tax assets. The bank became subject to regulatory orders during 2011 as its nonperforming assets skyrocketed.

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Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Market opportunity. Stripe is ramping up its private market investments. Expansion into emerging markets. TABLE OF CONTENTS. Focus on developers.

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Banking's Top 5 in Total Return to Shareholders: 2018 Edition

Jeff For Banks

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. Total return includes two components: capital appreciation and dividends. But bounce back they did!

Oregon 101
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Steal This 5-Step Banking Innovation Playbook from Gentle Monster

South State Correspondent

Gentle Monster Background Founded in 2011 by Kim, Gentle Monster initially struggled to break through against large brands like Luxottica which controls an estimated 30% of the US market, and is behind almost every single designer eyeglass brand you can think of, including Ray-Ban, Oakley, Armani, Ralph Lauren, Chanel, Prada and many more.

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Beyond emissions: the interplay of macroprudential regulation and climate policy

BankUnderground

In a new working paper , we show that cap-and-trade schemes lead to lower volatility in GDP and financial variables, and result in reduced welfare costs of the business cycle , when compared to the more widely known carbon taxes. At the heart of the model are intermediate polluting firms in a capital-intensive sector.

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Guest Post: 3rd Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

What are the Markets Thinking? Bond markets have been the big winners in the third quarter. Stock markets performed exceptionally well in September after a summer selloff that took the Dow below the 10,000 level again. Still, with stock markets having done so well during September, I would have expected rates to rise somewhat.

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