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Get your ducks in a row: HVCRE risk management

Abrigo

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. Ashbaugh goes on to demonstrate that the default rates for these loans did not peak until about 2009, and the ALLL did not increase until 2010.

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Solve This Problem with Your Strategic Horizon

South State Correspondent

Strategic Horizon and Capital As mentioned, the problem that bank’s often run into when it comes to strategic planning is their time horizon is too short. Risk management also needs to change. Finding your bank tied to a rural area that is decreasing in size and profitable demographics is your bigger risk.

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Mastercard CFO Retiring; Sachin Mehra To Take On Role

PYMNTS

Mehra joined Mastercard in 2010 as a group executive and treasurer, overseeing treasury strategy and operations, global settlement, customer credit risk management, and enterprise risk management. He has a keen understanding of the opportunities ahead of us and how best to capitalize on them.”.

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Are de novos making a comback?

Abrigo

The FDIC paper The Entry, Performance, and Risk Profile of De Novo Banks published in April 2016 reports that the number of de novo bank failures and acquisitions annually has drastically declined since 2010, primarily due to the fact that new bank formations have become nearly inexistent. A low interest rate environment 2.

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FICO Resilience Index Now Available for Lenders to Pilot

FICO

Analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

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Meet Our 2023 FICO Decisions Awards Judges

FICO

Douglas Blakey is group editor banking and payments at GlobalData and has edited Retail Banker International and Electronic Payments International since 2010. Douglas Blakey, editor, Retail Banker International. Burcu Çalıcıoğlu, Akbank (previous winner).

Meeting 52
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New World Payments Report Released By Capgemini, BNP Paribas

PYMNTS

Cards still remain the fastest-growing digital payment method since 2010, holding at 11.8 FinTechs, as well as the creation of Innovation Labs in banking, are establishing new precedents for developing superior customer journeys,” said Anirban Bose, head of banking and capital markets for Capgemini.

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