Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

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Innovation Fintech Online Mobile 15

Jeff For Banks

DECEMBER 12, 2015

FinTech, FinTech, FinTech! A banker told me yesterday that if I wanted headlines in American Banker , put FinTech in my copy. So FinTech (six) firms need capital and revenues to grab a foothold in the financial services market. If looking for a FinTech (seven) partner, follow your vendor management procedures.

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Fintech Capital Cards Bitcoin 60

PYMNTS

AUGUST 5, 2019

Mobile Check Capture Circa 2009. Ingo’s technology for locking out fraud from its own remote check cashing business has also helped a host of FinTechs keep their own fraud in check. Approached with the prospect of easy money, they may not use quite as much critical thinking as they otherwise would.

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Fraud Payments Mobile Handbook 162

Fintech Labs Insights

OCTOBER 19, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. In August, we added 17 new unicorns for a total of 238. Their total market value is now $2.21 trillion, up $100B from last month. Unicorn count: Beginning (Sep 1) = 224. + Total (Sep 30) = 238.

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Fintech Lending Payments Analytics 15

Fintech Labs Insights

JANUARY 21, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 266. trillion. .

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Fintech Lending Payments Security 15

Fintech Labs Insights

FEBRUARY 15, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Fintech Unicorn count: Beginning (Jan 1, 2022) = 271 Plus: 9 born this month (see Table 2, below) 1 previous unicorn added this month (Citadel Securities) _ Total (Jan 31) = 281. Full Fintech Unicorn List.

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Fintech Lending Technology Payments 15

PYMNTS

MAY 27, 2016

A FinTech Sector On The Rise. Israel has a well-known reputation of being a global cybersecurity hub — increasing talent flow from military intelligence, exposure to severe security threats and a burgeoning startup scene all combine to make the country a cybersecurity power player. According to Special Counsel, Adv.

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National Security Fintech Industry 101

Fintech Labs Insights

FEBRUARY 1, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). 1 previous unicorn added this month (Citadel Securities). _. Full Fintech Unicorn List. Citadel Securities. In December, we added 7 new unicorns for a month-end total of 273. Total (Dec 31) = $2.03 Value ($B).

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Fintech Lending Technology Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

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Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

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Fintech Lending Payments Security 15

Fintech Labs Insights

DECEMBER 20, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. Their total market value is now $2.23 trillion, down $30B from last month (essentially flat). Total market value = $2.20

Fintech 15

Fintech Lending Payments Security 15

Insights on Business

JUNE 14, 2017

The worldwide banking industry experienced profound challenges during the Great Recession of 2008-2009. Pressures stem from a myriad of sources: competition from fintechs; unrelenting regulatory environment; associated costs of compliance (or non-compliance!); While the global economy has improved, the pressure on banks is unabated.

Marketing 156

Marketing social media Millennials Customer Experience 156

PYMNTS

JUNE 17, 2016

Unfortunately, “60 Minutes,” famous for investigative journalism, missed the really big story in FinTech. A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest.

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Bitcoin Lending blockchain Fintech 100

Fintech Labs Insights

DECEMBER 7, 2020

At FintechLIVE , we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn list (values as of 2 Dec 2020). Related: The Best Fintech Conferences this Week (7 Dec 2020). Fintech Startup of the Week: Breach Clarity Wins Finovate Best of Show (Nov 2020). Value Date/Source.

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United States Fintech Portland Oregon 15

Fintech Labs Insights

MAY 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US-based payments security provider. Full Fintech Unicorn List. In April, we added 11 new unicorns for a month-end total of 168. Their total market value is now $1.67 trillion, up $50B from last month. 125 Signifyd $1.3B

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United States Fintech US Company 15

Fintech Labs Insights

NOVEMBER 10, 2023

The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. Venture investors saw consumer banking as ripe for disruption in the aftermath of the 2007-2009 financial crisis. Consumers have been banking online for 28 years. Elon Musk’s second startup, X.com (now PayPal), launched in 1999.

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Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

JULY 7, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Trulioo , Canadian fintech security company. Full Fintech Unicorn List. In June, we added 12 new unicorns for a total of 199. Their total market value is now $1.91 trillion, up $190B fro m last month. 102(t): $2.1B

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United States Fintech Bitcoin Capital 15

NCR

NOVEMBER 11, 2016

Blockchain is the technology that allows bitcoin, the digital currency launched in 2009, to function. The database uses cryptography to ensure that each user can make changes to the ledger securely, without the need for a central authority. A blockchain refresher.

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blockchain Industry Bitcoin System 106

Insights on Business

DECEMBER 14, 2016

The landscape for banks and brokerages today shows significant improvement from the global financial crisis of 2008 – 2009. This type of cost-cutting does little to address the emergence of fintechs, which have rapidly gone from trivial annoyance to strategic threat.

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social media United States Regulation Operations 70

Fintech Labs Insights

OCTOBER 5, 2016

Half of the companies in the FinTech Forward 20 “Companies to Watch” list presented by American Banker and BAI this week are Finovate/FinDEVr alums. Founded in 2009. Founded in 2009. Also on the Fintech Forward 20 Companies to Watch list were: Autobooks. Om Kundu is CEO, Chairman, and founder. ClickSWITCH.

Company 16

Company Fintech New York City New York 16

PYMNTS

JULY 28, 2016

It may seem like ages ago, but back in 2009 the iPhone, along with other fast-moving technologies, was taking the world by storm and changing various industries in its wake. Seven years later, Holmes tells Karen Webster that MoneyGram is a vastly different company than the one he joined in 2009. ” More Than Just Cash.

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Mobile Technology Security Industry 100

Fintech Labs Insights

MAY 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US-based payments security provider. Full Fintech Unicorn List. In April, we added 11 new unicorns for a month-end total of 171. Their total market value is now $1.67 trillion, up $50B from last month. 126 Signifyd $1.3B

United States 15

United States Fintech US Company 15

Celent Banking

FEBRUARY 10, 2016

Secure, publicly accessible Web APIs have been around for more than ten years in the financial services sector. Payment APIs have grown by almost 2,000% since 2009, with Financial APIs growing at more than 470% during that time. An open data API for market information and relevant open data.

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Data Groups Fintech Report 100

PYMNTS

MAY 15, 2017

The first bitcoin transaction was recorded by Nakamoto in early January of 2009 a few months after his famous paper introducing bitcoin to the world was released. At the same time, experts urge businesses to invest in stronger security controls to protect against the growing threat of cybercrime — clearly sound advice.

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Bitcoin Regulation Innovation Fintech 155

Fintech Labs Insights

APRIL 15, 2016

Last night in Amsterdam the 2016 European Fintech Awards celebrated innovators shaping the future of finance. Four of the winners are Finovate and FinDEVr alums, including BehavioSec, who won the overall award of Best European Fintech Company of 2016: BehavioSec. Category: Risk, Intelligence, and Security. Founded: 2009.

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Fintech San Francisco Lending Innovation 12

PYMNTS

JUNE 30, 2016

In our fast-paced FinTech environment, business requirements aren’t typically introduced at a steady pace. The natural desire of every FinTech businesses is to continue to add value for its customers and clients. “Educate and delegate” is my guiding philosophy. PYMNTS: What is the most difficult part of your job, and why?

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Mobile Comparison System Payments 100

Jeff For Banks

SEPTEMBER 13, 2015

He joined COB's board in 2009 after its $310 million recapitalization which was needed from a disastrous slew of losses incurred starting in 2008 as a result of awful credit decisions, leading to a 21% NPA/Asset ratio peak in 2010. Security Bank in Midland, Texas lends to business, period. What has Monty delivered to Security Bank?

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Community Bank Lending Community Security 60

Fintech Labs Insights

AUGUST 5, 2016

. “To stay one-step ahead of the market demand,” Dashlane’s Malaika Nicholas wrote on the company blog , “Google and Dashlane are helping create a seamless, universally-acceptable Android app authentication solution to increase your online security.”

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Google Security Online New York City 12

PYMNTS

OCTOBER 8, 2018

Warren Buffet made rails sexy again when he bought a railroad in 2009. The network is valuable because it connects all the end points to which those payments must be made and complies with the regulations that assure the secure movement of those funds. Could that process be more efficient? Yes, it could. Does it work? Yes, it does.

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Payments Innovation Regulation San Francisco 192

NCR

NOVEMBER 30, 2016

The Payment Services Directive 2 (PSD2) builds on regulations set out in PSD1 in 2009 to help create a single, Europe-wide system for payments and member states are required to implement the rules into national law by 13th January 2018. What are the key changes? This can lead to the creation of new revenue streams.

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Regulation National Strategy Examples 40

PYMNTS

NOVEMBER 21, 2018

Algorithms are taking on more of the data and security work for financial institutions (FIs), with technologies such as data mining and business rules management systems (BRMS) finding popularity among banks and credit unions. PYMNTS found that 81.8 percent of financial institutions use AI for banking services, and 72.7

Data 192

Data System Technology Fraud 192

PYMNTS

JANUARY 11, 2017

This time around, the B2B sector led FinTech as the area where the most funds flowed, with about $456 million. But by 2009,” said Alex Terry, CEO of Conversica, “we realized that a lack of thorough follow-up on leads presented a much larger opportunity than the original lead-generation business.”. We mean that literally,” Terry said.

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Capital US Company System 100

Insights on Business

FEBRUARY 13, 2019

The global financial crisis of 2008 and 2009 brought a renewed focus on the governance, risk and compliance (GRC) processes within the financial institutions, who, not very long ago, viewed GRC as little more than a necessary evil – cost of doing business, which added little value. IBM OpenPages with Watson 8.0

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User Experience Compliance Risk Management Training 79

Fintech Labs Insights

SEPTEMBER 16, 2015

We have extended the proven and tested technology from the BehavioSec’s large banking installation of behavioral biometrics that work as an additional layer of security and implemented it as a transaction based service in the cloud. Founded: 2009. ” Presenting Olov Renberg (COO). ” Presenting Olov Renberg (COO).

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Strategy Fintech Security Technology 12

Fintech Labs Insights

DECEMBER 30, 2016

Previous year-end holiday posts: 2015 , 2014 , 2013 , 2012 , 2011 (big banks), 2011 (CUs/community banks), 2009 part 1 , 2009 part 2 , 2007 , 2006 , 2006 , 2004. This year, running two holiday-themed items, one for checking and the other a broad security warning. ———-. 2016 Holiday Messages.

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Texas Comparison Community Bank Analysis 20

Fintech Labs Insights

JUNE 18, 2015

As a payments platform, WePay conducts business in a battlefield of daily security concerns. Founded in 2009, WePay offers online marketplaces, crowdfunding platforms, and small businesses two main products: 1) A white-labeled payments processing platform, Clear. 2) A merchant account platform, Connect.

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Security Payments San Jose Fraud 12

PYMNTS

SEPTEMBER 14, 2016

Of that figure, 71 percent, or $145 million, came from the FinTech sector, with the biggest deal, at $119 million, tied to OfferUp, a Craiglist.com rival, raised through Warburg Pincus and also GGV Capital. The money just raised brings the cumulative funds raised by the firm to as much as $210 million. . Fiat, last year, recalled 1.4

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Big Data Fraud Software Analytics 100