Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

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Innovation Fintech Online Mobile 15

Fintech Labs Insights

JUNE 29, 2021

Enter the digital insurance challengers aiming to fill the gaps through simple online/mobile interfaces. Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). Check out our latest lists: SMB online lenders (26) | SMB charge/credit cards (15) | SMB challenger banks (10) .

Online 15

Online DC Denver Atlanta 15

Fintech Labs Insights

JUNE 27, 2023

Enter the digital insurance challengers aiming to fill the gaps through simple online/mobile interfaces. Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). Related: Top 9 Online Digital Payment Processors for Small Businesses (SMB): June 2023 Top 9 U.S.

Online 15

Online Denver San Francisco DC 15

PYMNTS

APRIL 29, 2019

Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Speaking of online, uncertainty over shopping online is what gave birth to PayPal in 1998. Then, buying and selling online was a sea of uncertainty. Consumers stick to what they know will deliver a predictable outcome.

Online 162

Online Retail Study Cards 162

Fintech Labs Insights

AUGUST 12, 2014

Fintech (note 1) has been part of YC from the beginning. The first class (Summer 2005) included one fintech startup, TextPayMe, among the eight companies. But as YC grew from 2005 to 2009, the number of fintech companies stayed at roughly 1 per year. You are almost guaranteed a multi-million funding. One solution.

Fintech 26

Fintech Bitcoin Cards Online 26

Fintech Labs Insights

DECEMBER 2, 2021

Enter the digital insurance challengers aiming to fill the gaps through simple online/mobile interfaces. Here are the biggest players in the United States ranked by our FAB score ( Fintech Attention Barometer ). Check out our latest lists: SMB online lenders (26) | SMB charge/credit cards (15) | SMB challenger banks (10) .

Online 15

Online Denver DC Atlanta 15

PYMNTS

MAY 5, 2016

We expect the offline offering to potentially outgrow our online business,” Sebastian Siemiatkowski, Klarna’s cofounder and chief executive, said in an interview. Founded in 2005, Klarna was most recently valued at $2.25 According to McKinsey & Company estimates, the payment services industry was worth about $1.7

Samsung 100

Samsung Regional Apple Retail 100

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). It is the 7th fintech unicorn based in India, and the 4th most valuable. It’s currently tied for 96th most valuable across all fintech, and 36th most valuable payments company. Full Fintech Unicorn List. 2-feb-2021.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

MAY 12, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Camino Financial.

Atlanta 15

Atlanta Utah DC Detroit 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

NOVEMBER 19, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah Miami DC 15

Fintech Labs Insights

MAY 12, 2021

Bank of Montreal online mortgage app circa Jan 1998 (via Internet archive). It’s telling that Apply by Phone/Fax were more prominent than Apply Online. files over the weekend, I ran across an Online Banking Report article I wrote in 1997 about Bank of Montreal’s pioneering online mortgage application. Founded: 2005.

Atlanta 15

Atlanta Utah DC Detroit 15

Fintech Labs Insights

MAY 16, 2017

The 50 companies have an aggregate market valuation of $239 billion, and almost 20% of the list consists of fintech companies, six of which are Finovate and/or FinDEVr alums. Launched: 2005. A unique, online lending company that prides itself on social finance. Identity verification specialist for AML/ KYC compliance.

New York 17

New York Analysis Compliance Lending 17

Fintech Labs Insights

JUNE 29, 2016

He’s pro-fintech, as well. The major credited Agrawal’s experience creating “multi-million pound businesses from scratch” as giving the fintech entrepreneur insight into the challenges businesses face in the UK. The new mayor of London isn’t just pro-business. ” Agrawal founded Xendpay in 2012. .

Fintech 20

Fintech Online Cards Management 20

Fintech Labs Insights

AUGUST 17, 2015

Four out of the top 100 companies are Finovate alums: Kabbage , provides working capital to small businesses online. WePay , payment technology provider for online platforms and marketplaces. Prosper , online P2P lending platform. Founded: 2005. Founded: 2009. Headquarters: Atlanta, GA. 3-year revenue growth: 67x.

San Francisco 12

San Francisco CA Atlanta Big Data 12

Fintech Labs Insights

JUNE 27, 2016

One giant leap for fintechs considering financing beyond equity investment. Available at 65,000 online stores and with 45 million consumers using the technology, Klarna enables more efficient e-commerce by allowing shoppers to receive goods first and then pay for them within 14 days of delivery. One small step for Klarna.

San Francisco 16

San Francisco Capital Fintech Marketing 16

Fintech Labs Insights

SEPTEMBER 1, 2015

Starting today, customers at Overstock.com will be able to use Klarna Checkout for mobile online purchases. Klarna’s technology allows online consumers to buy now and pay later. Founded in Stockholm, Sweden in 2005, Klarna made its Finovate debut at FinovateSpring 2012 in San Francisco. Overstock.com CEO Patrick M.

San Francisco 12

San Francisco America Bitcoin Fraud 12

Fintech Labs Insights

SEPTEMBER 16, 2015

This allows users to pay using their favorite debit/credit card with their smartphone online, in store, via digital signage, and on TV.” Founded: May 2005. ” Presenting Peter Misek (CEO) and Jason Squire (CTO). Product Launch: October 2015. Metrics: 5 full time employees. HQ: Toronto, ON, Canada.

Mobile 12

Mobile Strategy Innovation Cards 12

Fintech Labs Insights

JUNE 30, 2016

Launched in 2005, BizFi offers a host of funding options, including equipment financing, invoice financing, SBA loans, and more. At FinovateFall 2015, BizFi showed its aggregation engine that supplies 35 online and offline partners including OnDeck, Kabbage, and Bluevine with a white-labeled, co-branded funding solution.

New York 15

New York Community Bank Community Capital 15

Fintech Labs Insights

SEPTEMBER 15, 2015

the best way for publishers and app developers to enable online trading on ANY platform. Institutional Investor named him Most Influential Person in Online Finance in 2005. Trading Ticket Inc. Trade It is our first available product. Features: Trade It is. the simple, fast, secure way to place orders. growing fast.

Software 12

Software Online Tools Groups 12

Fintech Labs Insights

NOVEMBER 22, 2016

Online payment solutions company Klarna made a move to bolster the brain power of its team today. ” Founded in 2005 in Stockholm, Klarna is headquartered in Ohio with offices in San Francisco, New York, Tel Aviv, and across Europe. The company demonstrated its online payment processing service at FinovateSpring 2012.

Company 12

Company San Francisco Payments Ohio 12

PYMNTS

SEPTEMBER 24, 2020

The news follows Instacart’s agreement earlier this month to add the 7-Eleven convenience store chain to its online ordering platform, with plans to initially start making deliveries from 750 stores across the country in a first phase covering Virginia, Maryland, Washington, D.C., Founded in 2005, Klarna is valued at $5.5

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San Francisco Oklahoma Maryland Virginia 143

Fintech Labs Insights

DECEMBER 1, 2015

.” For all the innovative methods for risk profiling – from Big Data to Social Media – the information available from credit reference agencies like Equifax remains as critical for online lenders as it is for offline lenders. Join hundreds of fintech fans in London in February for FinovateEurope 2016.

San Francisco 12

San Francisco social media Lending New York 12

Fintech Labs Insights

SEPTEMBER 15, 2014

The 48 hours after Tim Cook revealed Apple''s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online "firsts" happened ( see note 1 ). And we''re seeing more thoughtful fintech posts in the past week than we used to see in an entire year.

Apple 32

Apple Cards Mobile United States 32

Fintech Labs Insights

SEPTEMBER 27, 2016

Online payment solutions company Klarna has made a move that furthers its goal to become “the world’s favorite way to buy” The Ohio-based company has gone live with SAP’s Smart Accounting for Financial Instruments , ( Smart AFI ). Founded in Stockholm in 2005, but making its U.S.

San Francisco 12

San Francisco Ohio New York City Columbus 12

Fintech Labs Insights

OCTOBER 8, 2015

Also in the “coming soon” category is IBSSMail’s patent-pending real-time online biometric document signature solution for loan applications, tax returns and other financial services documents.

San Diego 12

San Diego San Francisco System Security 12

Fintech Labs Insights

OCTOBER 6, 2015

Small businesses can apply for a line of credit or term loan online in minutes, get a decision immediately and receive funds in as fast as the same day. from July 2005 until it was acquired by PayPal, Inc., Since 2007, OnDeck has deployed more than $3B to small businesses nationwide. Prior to joining OnDeck, Ms. in October 2008.

Hawaii 12

Hawaii Lending Analytics Innovation 12

Fintech Labs Insights

FEBRUARY 1, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 271. Value ($B).

Fintech 15

Fintech Lending Technology Security 15

Fintech Labs Insights

JANUARY 21, 2022

At FintechLab s we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In December, we added 7 new unicorns for a month-end total of 273. Their total market value is now $2.1 trillion, down $110B from last month. Unicorn count: Beginning (Dec 1) = 266. trillion. .

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Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In October, we added 22 new unicorns for a total of 260. Their total market value is now $2.23 trillion, just $20B more than last month (essentially flat). Unicorn count: Beginning (Oct 1) = 238. +

Fintech 15

Fintech Lending Payments Security 15

PYMNTS

DECEMBER 13, 2018

basically ran from the birth of Amazon to perhaps 2005 or so, when the verification of online shoppers’ physical addresses was a main feature of digital fraud prevention. That holds especially true as PSD2 in Europe and other initiatives seek to encourage FinTech and payments innovation, at least over the long term.

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Fraud Innovation Cards Payments 160

Fintech Labs Insights

DECEMBER 20, 2021

At FintechLabs we maintain a list of 21st-century fintech unicorns* updated constantly ( current list here ). Full Fintech Unicorn List. In November, we added 9 new unicorns, and lost 3, for a month-end total of 266. Their total market value is now $2.23 trillion, down $30B from last month (essentially flat). Total market value = $2.20

Fintech 15

Fintech Lending Payments Security 15

Fintech Labs Insights

MARCH 4, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. Online Digital Banks for Small Businesses. In January, we added 9 new unicorns for a month-end total of 134. The total value is now $1.65 trillion, up $230B from last month. Founded in 2015.

United States 15

United States Fintech Company Analytics 15

Fintech Labs Insights

JULY 7, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Trulioo , Canadian fintech security company. Full Fintech Unicorn List. Related: Top 15 Digital & Online Insurance Providers for Small Businesses (SMB): June 2021. Their total market value is now $1.91

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

JUNE 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US fintech insfrastructure. Full Fintech Unicorn List. Related: Top 15 Online Digital Corporate Credit Cards for Small Businesses (June 2021). Online Digital Banks for Small Businesses (SMB) May 2021.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

SEPTEMBER 13, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. The 12 Fintech Companies in Top Quartile of 2021 INC 500. In August, we added 17 new unicorns for a total of 225. Their total market value is now $2.1 trillion, up $80B from last month. Value Date.

United States 15

United States Fintech Lending Bitcoin 15