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Banking As A Service — Bring Corporates Into The Digital Age

PYMNTS

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.”

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What Open Banking Means For China, Challenger Banks And SMBs

PYMNTS

Such data sharing and partnerships enable service providers to augment their products for better user experiences, and increasingly, small businesses aren’t keeping quiet about their demands for richer banking services. Fifth Third Bank Taps FinTech For SMB Lending. China Dips Its Does Into Unlocking Data.

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Mobile Order-Ahead Sector Goes All-In On AI

PYMNTS

To illustrate how AI adoption is playing out in the field, the November Mobile Order-Ahead Tracker® contains a deep dive on the efforts of the Colorado-based Boston Market chain. He said that AI processes data faster, “allowing restaurants to better tailor their mobile and in-person marketing efforts toward individuals’ tastes.

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How to respond to buy now, pay later

Independent Banker

Emerging as the latest form of point-of-sale (POS) lending, BNPL introduces new ways for consumers to make purchases and spread out their payments. of buy now, pay later users experience credit score degradation. It used to be that if you were a lending company, you lent. Why pay today what can be put off until tomorrow?

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Corporate Cards’ Collaborative Approach To SMB Adoption

PYMNTS

Power took one key friction point of the small business (SMB) credit card market to task. Small Business Credit Card Satisfaction Study, businesses are twice as likely as consumers to switch credit card brands, with many small businesses serving “relatively low” scores for issuers’ rewards, benefits and services.

Cards 101
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20 Banking Realities for 2020

Gonzobanker

For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. We are in the infant stages of integrating digital marketing and online origination. that fintechs doubled their market share in four years and are now generating half of all unsecured loans to consumers.

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Entersekt Teams With Cellulant For More Secure Digital Banking

PYMNTS

Banking apps belong to the most security-critical and data-sensitive app category,” researchers said in a study of 693 banking apps across 83 countries, including 49 apps from banks in Africa. It offers a single app in eight African markets for digital services, including bill payments, remittances, lending and more.