Insights on Business

DECEMBER 10, 2015

As banks eagerly await the Fed’s decision on raising interest rates to redeem them by improving their lending margins and profitability, I see banks in a similar spot as that of a soul surfer. Forrester estimated an ROI of 238 % and cost savings of around $13M for an existing customer of IBM Case Management solution.

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San Jose Comparison Management Policies 101

Insights on Business

DECEMBER 10, 2015

In the following paragraphs I’ll be sharing a couple of points on the why banks should use IBM case manager. As banks eagerly await the Fed’s decision on raising interest rates to redeem them by improving their lending margins and profitability, I see banks in a similar spot as that of a soul surfer. About IBM Case Manager.

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San Jose Comparison Management Policies 70

Insights on Business

DECEMBER 10, 2015

As banks eagerly await the Fed’s decision on raising interest rates to redeem them by improving their lending margins and profitability, I see banks in a similar spot as that of a soul surfer. Forrester estimated an ROI of 238 % and cost savings of around $13M for an existing customer of IBM Case Management solution.

San Jose 70

San Jose Comparison Management Policies 70

Insights on Business

DECEMBER 10, 2015

As banks eagerly await the Fed’s decision on raising interest rates to redeem them by improving their lending margins and profitability, I see banks in a similar spot as that of a soul surfer. Forrester estimated an ROI of 238 % and cost savings of around $13M for an existing customer of IBM Case Management solution.

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San Jose Comparison Management Policies 70

Independent Banker

NOVEMBER 13, 2014

in San Jose, Calif., Regardless, the initial reaction is that FICO Score 9 could be good news for lenders, say several banking and lending analysts. Featured Lender Life Lending Mortgage' The FICO Score 9 model, produced by Fair Isaac Corp. In many cases, that is not the case today.”.

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San Jose Community Bank Lending Analytics 79

Fintech Labs Insights

AUGUST 10, 2016

In a round led by a host of Silicon Valley and international investors, auto title lending platform developer Finova Financial has raised $52.5 Pictured: Finova Financial CEO Gregory Keough demonstrating the Car Equity Line of Credit (C-LOC) at FinovateSpring 2016 in San Jose, California. million in combined equity and debt.

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Lending San Jose Florida California 12

Fintech Labs Insights

JULY 24, 2015

Dealstruck has raised $10 million in new capital from Community Investment Management. The online business lender now has a total capital of $70 million and says the investment will enable it to lend more than $100 million to small businesses. “And growing the capital pool means more access and more opportunity.”

Capital 12

Capital Lending San Diego San Jose 12

Fintech Labs Insights

APRIL 20, 2017

A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. AFS is the only provider that has an agile, out-of-the-box, commercial lending solution geared for growth – AFSVision – that is mobile and digital, operating in real-time. Mark Deese, Global Product Manager. Presenters.

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San Jose Lending Innovation Mobile 13

Fintech Labs Insights

AUGUST 12, 2015

Its lending and credit management tools offer multiple services to track commercial debt. What is unique about the platform, according to CEO Joe Ehrhardt, is that Teslar aggregates multiple tools to offer a cradle-to-grave approach to assist with all phases of loan management. Stats: Self-funded. 100% employee owned.

Software 12

Software Management San Jose Arkansas 12

Fintech Labs Insights

APRIL 13, 2016

Google’s Guide: New Book Explains How Google Manages its Cloud Infrastructure. With Shopify Integration, Thinking Capital Helps Diversify Alt Lending in Canada. See OutsideIQ at FinovateSpring in San Jose next month. Crowdfund Insider interviews Cloud Lending CEO Snehal Fulzele. Follow FinDEVr on Twitter.

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San Jose New York Atlanta Lending 12

Fintech Labs Insights

APRIL 14, 2016

Vice President of Consumer Scores at FICO Geoff Smith pointed out that FICO scores are used in more than 90% of the lending decisions in the U.S. ” FICO demonstrated Decision Management Platform Streaming as part of its presentation, “Rapidly Deliver Contextually-Powered Stream Processing,” at FinDEVr New York.

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San Jose New York Washington California 12

Fintech Labs Insights

JULY 7, 2016

Auto lending loan origination service (LOS) provider defi SOLUTIONS will soon offer lenders a full-service analytics and reporting platform. And courtesy of a partnership with Integrated Fintech, defi ANALYTICS will provide lenders with risk management and strategic consulting, as well.

Analytics 16

Analytics San Jose Report Texas 16

William Mills

MAY 11, 2016

This approach makes a lot of sense– but not sure if it would meet the governance and compliance considerations of most banks and investment management firms. ^SR Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added.

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Video Lending social media Analytics 40

William Mills

MAY 10, 2016

OurCrowd is bringing a fintech solution to the process of sourcing and managing deals. Interesting take on managing customer experience, a big topic nowadays. This is car-title lending updated by fintech. ^SR Some of the top companies in fintech are gathered for the Spring Finovate conference in San Jose.

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San Jose Customer Experience Mobile social media 40

Fintech Labs Insights

JUNE 1, 2015

LoanNow combines more than a decade of experience in lending, top engineering talent (“most of our team is ex-Amazon” the LoanNow team tells me), and a fresh approach to managing risk to provide better loan programs to the subprime borrowing population. “Lending is risk-based.” Founded June 2013.

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San Jose Missouri Utah Groups 12

Fintech Labs Insights

APRIL 27, 2016

“This award is recognition of the strength of our idea for peer-to-peer lending and the growth we have seen since then as the idea has moved mainstream,” Giles Andrews said. Innovation in Lending: Marketinvoice. Innovation in Risk Management: Imagine Software. Innovation in Payments: Zwipe Payment by Zwipe.

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Innovation Fintech San Jose Cyber Security 12

Fintech Labs Insights

SEPTEMBER 25, 2015

HQ: San Francisco, California. Auto lending marketplace lender. HQ: San Jose, California. Risk management. Mobile P2P lending platform. Tags: Investing, information, trading, analytics, investors, wealth management. Total raised: $135 million. Source: P2P-Banking. CoverHound. Insurance portal.

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San Francisco Company Fintech San Jose 12

Fintech Labs Insights

OCTOBER 19, 2015

HQ: San Jose, California. Expense management solutions for small businesses. 401(k) management. Using the blockchain for managing records. Tags: Enterprise, SMB, investing, wealth management, data. Latest round: $135 million at $1 billion valuation. Total raised: $600 million. Source: Finovate. Xpenditure.

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New York City Company Fintech New York 12

Fintech Labs Insights

MARCH 1, 2016

HQ: San Jose, California. HQ: San Francisco, California. Tags: Consumer, lending, loans, underwriting, Equitable Bank (investor). Here are the fintech deals by size from 20 Feb to 26 Feb 2016: LoanZen. Receivables financing for small business. Latest round: Undisclosed Seed. Total raised: Unknown. HQ: Bangalore, India.

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New York City Company Fintech San Francisco 12

William Mills

MAY 11, 2016

CreditHQ helps businesses manage cashflow. Managing cash flow – targeted at small business in partnership with banks. ^KT. Here’s another solution for document management and origination. ^SR. ChipShield also has an integrated password management vault. David Carr (Innovation Manager). Martin Campbell (CEO).

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Video Mobile social media Analytics 40

Fintech Labs Insights

MAY 18, 2015

As always, we had a blast watching the 71 companies demo their new tech, live in front of the FinovateSpring audience in San Jose. Finovate Spring 2015: Fintech innovation for banking and wealth management. Sizing Up Small Business Lending: Onsite Coverage. Lend Academy. Below is the press coverage so far.

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San Jose Video Apple Innovation 12

Fintech Labs Insights

MAY 18, 2015

Fresh off its debut at FinovateSpring 2015 in San Jose, the world’s first social network for credit, Vouch , has raised $6 million in Series A funding from new and existing investors. If you didn’t think P2P lending could get any more “P”, then you don’t know Vouch.

Innovation 12

Innovation San Jose San Francisco Capital 12

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. Our Actionable Intelligence Management solutions help banks and mortgage companies streamline and automate manual processes, seize new business opportunities and manage compliance, all while transforming the customer experience. Good job AI Foundry! Key Investors.

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Security Samsung Strategy San Jose 40

Fintech Labs Insights

APRIL 24, 2017

Whether you are a process facilitator, making the purchase experience easier on the homebuyer, or a loan servicer looking to better target your lending efforts, the efficiencies and insights provided by these technological trends are transforming this growing space within fintech.

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Trends Data San Jose Innovation 23

Fintech Labs Insights

APRIL 30, 2015

Register today to see and meet these innovators in person on May 12 and 13 at our upcoming conference in San Jose, California. Sneak Peek Part 7: Avoka, CBW Bank, Cloud Lending Solutions, Context Relevant, Dealstruck, DriveWealth, Dwolla, Dynamics, Encap Security, EyeBuy, FIS Mobile, Kabbage, Knox Payments, Lending Tree, LendKey.

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San Jose Las Vegas California Tucson 12

Fintech Labs Insights

FEBRUARY 23, 2016

Wealth management platform. HQ: San Rafael, California. HQ: San Jose, California. P2P lending marketplace. Risk management and compliance software. Home buying & mortgage process management. HQ: San Francisco, California. Tags: Consumer, insurance, automobile lending, cars.

Company 12

Company Fintech San Francisco Texas 12

Fintech Labs Insights

NOVEMBER 9, 2015

P2P lending. HQ: San Jose, California. Alternative data platform for asset managers. HQ: San Francisco, California. Tags: Consumer, PFM, financial management, messaging, savings. Here are the rounds by size from Oct 31 through Nov 6: Meili Jinrong. Latest round: $65 million Series A. Source: FT Partners.

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Company Fintech South Dakota San Jose 12

Fintech Labs Insights

MAY 26, 2016

Commercial real estate leasing & asset management platform. HQ: San Jose, California. Banking & wealth management platform. Porftfolio management for institutional investors. Tags: Banks, advisors, banking, wealth management, investing. Fintech deals by size from 30 April to 6 May 2016: VTS.

St. Louis 20

St. Louis Company Fintech New York City 20