Independent Banker

MARCH 31, 2022

We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. For instance, ICBA is calling for congressional hearings on the credit union tax exemption. Their insights are critical to the path we chart for this great industry.”.

Community Bank 239

Community Bank Community Industry Texas 239

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Lifetime Leadership Achievement Awards. We salute a legend of lending and credit union leadership. The Bank That Gets Fintech.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

DECEMBER 31, 2021

That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). For example, we don’t do mortgage lending right now, because we don’t have the compliance expertise and staff knowledge,” Silveria says.

Community Bank 144

Community Bank Community Lending Louisiana 144

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. For those in the know – simply AOBA. The chatter at AOBA centered on three important topics: #1: The Breaks.

Taxes 76

Taxes Video Analytics Arkansas 76

PYMNTS

MAY 9, 2016

Further, 80 percent said they’re concerned about the government and its ability to bring effective leadership across government branches. Thomson Reuters and PayNet released their latest Small Business Lending Index, which saw its sixth decline in the last nine months, reports said.

America 100

America National Capital Survey 100

CB Insights

FEBRUARY 13, 2020

Leadership and board members. Business lending and corporate cards. Square has since expanded its offerings to standalone, integrated point-of-sale terminals, as well as a broader ecosystem of applications and services such as lending (Square Capital), payroll services (Square Payroll), and rewards (Square Loyalty).

Online 98

Online Company Retail Payments 98

PYMNTS

DECEMBER 5, 2016

The experts estimate that the United States government spent millions trying to enforce it and deprived the states of billions in tax revenue — all without managing to make any significant change in American alcohol consumption. The 13-year effort to curb alcohol consumption with a universal ban was pretty much a bust.

Capital 100

Capital San Francisco Bitcoin United States 100

Gonzobanker

DECEMBER 19, 2017

BNC shareholders got a terrific premium, a 47% dividend increase, and a continued leadership role for Richard D. Platoon Talent Leadership Award – Goes to WSFS Bank ’s Lisa Brubaker who, at Finastra ’s client conference, pointed to hiring more free-wheeling advisory talent in branches, “backstopped by a sergeant.”.

Conference 101

Conference Industry Community Bank Community 101

Gonzobanker

DECEMBER 20, 2018

There is a nice mix of the executive gene pool among these two organizations to build the future leadership team, and this deal helps CenterState gain scale as it moved past the dreaded $10 billion regulatory mark. This award goes to Ally Bank ’s mind-numbingly fast growth in its auto lending unit. Pedal to the Metal Award.

Fintech 105

Fintech Conference Innovation Community 105

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. To combat the decline in the bank’s loan-to-deposit ratio, Hartings actively sought out new opportunities in lending.

Ohio 70

Ohio Community Bank Community Lending 70

PYMNTS

SEPTEMBER 3, 2019

Report: The Risky Business of Navigating Online Sales Tax for Merchants. While consumers are flocking to eCommerce, merchants working on expanding and selling online in more markets must comply with local sales tax regulations. Levy laws can vary widely, with one state taxing a product that another does not.

Innovation 101

Innovation Data Taxes Payments 101

Abrigo

OCTOBER 20, 2016

As the leadership at banks and credit unions craft their plans for growth, there are several key metrics they should consider, such as optimizing their lending funnel , developing the right marketing strategy , and ensuring that they are taking advantage of unique opportunities with a robust credit analysis processes.

Software 150

Software Lending Community Bank Taxes 150

CB Insights

OCTOBER 29, 2018

The housing bubble bursting that same year had the opposite effect and various penalties and real estate losses relating to Countrywide’s lending practices ended up costing BofA about $40B, all told. But leadership changes quickly created issues for the merged company. ” 11. Date: April 15, 2008. Price: $500M. Price: $36B.

Google 76

Google Software Innovation Company 76

PYMNTS

FEBRUARY 25, 2019

Alexandria Ocasio-Cortez is asking for hearings in Congress on why Wall Street is lending money to private prisons that house undocumented immigrants, according to reports. New York Rep. We’re going to hold oversight hearings to make these banks accountable for investing in and making money off of the detention of immigrants,” she said.

Lending 100

Lending New York Leadership California 100

PYMNTS

JANUARY 26, 2018

And, under his leadership, the new CFPB seems bent on doing things very differently than it has in the past. percent related to prepaid cards and 2 percent to payday lending. In fact, this week, Mulvaney circulated a new mission statement for the organization, which was later leaked to The New York Times.

Lending 101

Lending Cards Millennials Data 101

PYMNTS

JANUARY 12, 2020

Business organizations said in a letter to senators that “having Senate-confirmed leadership of the SBA will help to ensure that the department’s programs, that provide small businesses with access to capital and disaster assistance, are working effectively.” Even business groups critical of Trump’s tax law expressed support of Carranza.

Leadership 134

Leadership Taxes National Community 134

CB Insights

MAY 23, 2019

In January 2018, Outcome settled all pending lawsuits by the company’s investors on the condition that Shah and Agarwal step down from their leadership positions. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption.

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Fraud Las Vegas Company Video 78

PYMNTS

APRIL 11, 2018

Tax season lurches to its end, and thoughts turn to who spends what and where and how. In the most recent news, acting director Mick Mulvaney is using the actual agency structure to parry questions about his own leadership. In regulatory land, spring has sprung, to borrow a seasonal phrase. Elizabeth Warren (D-Mass.)

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Regulation Capital Leadership Maine 108

PYMNTS

APRIL 16, 2018

In recent years, Tax Day has also become a time to make big statements on taxes. My mission-critical objective for Verifone is turn it into a solutions company that leverages our leadership position in hardware,” CEO Paul Galant noted. “If Also, don’t forget to file your taxes. We won’t do that. You’re welcome.

San Francisco 101

San Francisco Taxes Lending Branding 101

PYMNTS

MAY 21, 2020

But Section 110606 of the HEROES Act, entitled “SAFE Banking,” states that banks and other financial services firms would be able to serve cannabis companies and would be “held liable” by federal laws on transactions or proceeds across deposits, checking and lending.

System 251

System US Taxes Leadership 251

PYMNTS

JANUARY 3, 2017

This growth will ostensibly be spurred by heavy investments in infrastructure and also by tax cuts. The traditional banking system has shied from opening the lending spigots to SMBs in the wake of the financial crisis of 2008. A dampening on lending has also come because of regulations, of course via Dodd-Frank.

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Course Capital United States Regulation 115

FICO

JULY 17, 2017

Perhaps an equally daunting challenge is the already crowded legislative agenda, which includes heavy-lift items like healthcare and tax reform and increased infrastructure spending. Similar efforts, further crowding the legislative calendar, may be pursued if the CFPB moves forward with issuing its final small-dollar lending regulation.

US 40

US Leadership Regulation Policies 40