Independent Banker

MAY 24, 2016

This leaves federal crop insurance support as a key risk-management tool. Crop insurance “has a target on its back,” says Mark Scanlan, ICBA’s senior vice president for agriculture and rural policy. It’s a crucial risk-management tool” for 1.7 It’s a crucial risk-management tool” for 1.7

Community Bank 70

Community Bank Kansas City Community Iowa 70

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Lifetime Leadership Achievement Awards. SoFi’s March acquisition of Golden Pacific Bancorp for $22.3 Congrats on a brave move and national recognition Jim!

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

DECEMBER 31, 2021

That’s followed by residential mortgage lending (36.3%), small business lending (32.1%), commercial and industrial (C&I) lending (30%) and agricultural lending (23.6%). For example, we don’t do mortgage lending right now, because we don’t have the compliance expertise and staff knowledge,” Silveria says.

Community Bank 144

Community Bank Community Lending Louisiana 144

Jeff For Banks

MARCH 14, 2020

We have implemented employee travel restrictions, provided associates with tools and technology and have encouraged them to work from home, conducted a deep cleaning of all Genworth facilities and revised our time off and FMLA policy. To sign up, click: [link].

ATM 78

ATM Policies US Management 78

Independent Banker

AUGUST 26, 2015

My personal opinion is that insurance is a service that a community bank should offer their wealth management and commercial lending clients—if we could do it in a way that was meaningful and made sense,” he continues. “We So, today, no matter the size of a client, we can address his or her insurance and risk management needs.”.

Operations 70

Operations Community Bank Community Management 70

Abrigo

SEPTEMBER 14, 2022

You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." The data is intended to help the CFPB enforce fair lending laws and could also be used by the government and small business lenders to identify the needs of businesses, said Michelle Lucci, Abrigo Regulatory Compliance Manager.

Lending 195

Lending Data Regulation Community 195

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Practice the art of surgical lending. For instance, Wells and Chase just shut down all home equity lending. Ready … break! “In

Lending 114

Lending Analytics Analysis Capital 114

PYMNTS

APRIL 1, 2019

Senate passed a bill broadening the SBA’s authority over its Small Business 7(a) loan program that would strengthen its credit risk management office, enhance the SBA’s oversight of lenders and enable full-risk analysis of its small business loan program.

Leadership 116

Leadership Policies Risk Management Analysis 116

Gonzobanker

DECEMBER 14, 2023

Under Stuart’s leadership over the past 17 years, OnPoint has gone from under $2 billion in assets to knocking on the door of $10 billion, all while becoming the most recognized financial brand in the Portland market and achieving some of the industry’s best profitability in 2023. Sounds like a cool strategy to build a smarter bank.

Fintech 195

Fintech Community Regional Technology 195

FICO

JANUARY 5, 2023

Policy Predictions for Financial Services Companies. I suspect Yogi would be disappointed to know that after many years of writing a year-end public policy predictions blog post, I am no longer aware of my batting average. Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act. Four 2023 U.S.

Policies 52

Policies Company Regulation Risk Management 52