home-loans correspondent-mortgage-banking 
Abrigo
MARCH 13, 2024
How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Takeaway 3 To triage a CRE loan in workout, first re-engage the deal team and conduct a comprehensive review of the loan documents.
South State Correspondent
AUGUST 16, 2023
Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. Unsecured personal loan usage is up 21%.
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South State Correspondent
OCTOBER 31, 2023
Last week, we discussed how and why commercial lenders use a bank loan proposal letter (aka commitment letters) to their advantage ( HERE ). The argument is that most customers will negotiate a lower rate at the five-year adjustment period, and the bank can determine its willingness to negotiate that spread at that time.
South State Correspondent
NOVEMBER 29, 2023
One of the lessons that was driven home at the recent American Banker Small Business Banking Conference in Nashville was the difference in marketing between large national banks and community banks, particularly deposit marketing. Many banks fall into the “recency trap.” There is a reason for this.
South State Correspondent
SEPTEMBER 7, 2022
This article gives a live example and playbook of what is fast becoming the standard process in modern bank deposit marketing. These days, banks have a data analytics person in marketing that does nothing but look at the data and develop ideas. Despite what this bank thinks, the result would be a disaster.
PYMNTS
JUNE 8, 2020
Non-revolving credit — including student loans and auto loans — fell as well, but only by 4 percent. The Fed figures don’t include mortgage debt.). April’s falling debt figures corresponded with other reports showing that U.S. Banks have been open about boosting their credit requirements.
Abrigo
MAY 1, 2020
Key Takeaways The process for how PPP loans will be forgiven is developing, but lenders can look to guidance so far for key information. Borrowers will be able to request forgiveness eight weeks after the loan is funded; they must provide evidence that expenses should be forgiven. When do borrowers apply for PPP loan forgiveness?
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