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Is a Zombie Core Eating Your Bank’s Brain?

Gonzobanker

Being on a zombie core doesn’t have to end in an apocalypse, as long as you know how to manage the system – and the vendor. Emerging third parties looking to grow market share may not invest in integrating with core solutions that have declining client bases. Legacy Tech Stacks. No New Partners. Are you somewhere in between?

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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.

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Who Owns Digital? Ugh, That’s the Problem for Bankers

Gonzobanker

A successful digital product manager knows how to bring order to the chaos of digital transformation. Conduct formal “competitive shops” of other financial institutions’ digital offerings and features, including national banks, challenger banks, fintechs, and peers. The post Who Owns Digital?

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What’s Fueling Poland’s Tech Growth Engine?

PYMNTS

Growth in FinTech activity specifically has resulted in the arrival of many startups that are serving as a catalyst for innovation throughout the country. Atsora is another notable Poland-based FinTech startup that is aiming to help financial services organizations communicate more effectively with customers.

UX 100
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Mobile UX: A First Look at “Second Look” Transaction Alerts from Capital One

Fintech Labs Insights

The new company (spun out from Signet Bank in 1994) was widely revered as a data analytics and marketing master. After swiping through it and logging in via TouchID the app displayed a chart showing how much my bill had increased last month ( screenshot 2 ). Customers can also elect to receive the alerts through email.

UX 17
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Does ‘Google Checking’ Foreshadow Big Tech, FinTech Payments Changes?

PYMNTS

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. Google’s expertise is in UX design,” he noted. “By The tension between FinTechs and FIs is real, as PYMNTS data shows. Banking services could be decoupled from banks.”.

Google 272
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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

How To’ videos are extremely effective, especially for coaching customers through new banking tasks. The assumption here when it comes to customer development is that lenders need to understand how to create a more open ended pricing strategy that considers numerous relationship factors. Read the full customer development post 3.