Payments Dive
OCTOBER 5, 2018
Host Will Hernandez, discusses the rise of digital identity, how mobile affects the digital identity, with Equifax Mobile Strategy Leader, Hrishi Talwar.
PYMNTS
OCTOBER 5, 2018
One of the new realities of augmented reality is this: the technology is attracting more investment from China than from sources in North America. This trend happens as activity around AR heats up, with major players in the digital economy apparently positioning themselves to profit as the retail-friendly tech move every closer to mainstream popularity.
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Bank Innovation
OCTOBER 5, 2018
Digital money movement is convenient, and works well for utilitarian scenarios like paying bills and reimbursing friends, but falls a bit flat for gifting. It lacks ceremony. It's cold. And children -- until recently, the recipients of bills in peekaboo envelopes showing the notable American's face through the oval window -- tend to lack accounts […].
PYMNTS
OCTOBER 5, 2018
5G is coming. Now if we can just figure out what it’s good for. That’s a little bit unfair, but it does reflect some of the talk around the mobile connectivity standard. What types of business will it support? What will emerge as the “killer use case” for payments and commerce? As one observer put it: “The fifth generation of connectivity, pithily called 5G, will be ready for prime time later this year.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Bank Innovation
OCTOBER 5, 2018
One of the biggest impediments for banks in acing customer service and user experience is being unable to seamlessly manage cross-product, cross-channel interactions. Bank of America is hoping to bridge that gap, albeit in a small way, by allowing its clients to move seamlessly between Bank of America, Merrill Lynch, Merrill Edge, and U.S. Trust […].
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Bobsguide
OCTOBER 5, 2018
The challenger banks do not only have to stick to the old adage of hitting the ground running - they need to sprint. With incumbents increasingly pouring resources into innovation programmes, the challenger banks are in a race against time to offer their unique capabilities before others replicate.
PYMNTS
OCTOBER 5, 2018
Facebook-owned Instagram reportedly is testing a new privacy setting that could lead to more targeted ads directed at consumers. The new privacy setting would enable Instagram to share users’ location history with Facebook. According to TechCrunch , that “means your exact GPS coordinates collected by Instagram, even when you’re not using the app, would help Facebook to target you with ads and recommend you relevant content.
Bobsguide
OCTOBER 5, 2018
German fintech N26 has begun its phased launch into the UK. The country has seen many a challenger bank set up shop in the last 10 years with Monzo (2015), Starling (2014), and Atom (2014), as incumbents increasingly fail in areas of customer service – according to recent CMA rankings. Many.
PYMNTS
OCTOBER 5, 2018
It’s a good time to be a sports gambler. Football. Hockey. Baseball playoffs. The upcoming Netball 2018 Sunshine Series featuring Jamaica vs. England. (You might not know what netball is, but its basic form is likely familiar to you, and some 20 million people in 80 countries play it, according to estimates. Besides, it sure beats the snooze fest that is golf on TV.).
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Bobsguide
OCTOBER 5, 2018
According to the World Bank, financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs; transactions, payments, savings, credit and insurance, delivered in a responsible and sustainable way. This access to.
PYMNTS
OCTOBER 5, 2018
The reason private label works so well in stores, Bread CEO and Co-founder Josh Abramowitz told PYMNTS’ Karen Webster, is because they are so well-integrated with the physical retail environments for which they were created. They are easy for consumers to use, they are white-labeled so they create a bond with the customers and – most critically – they speak to the desires and wants of in-store customers.
ATM Marketplace
OCTOBER 5, 2018
According to research from Aite Group, more than half of all financial institutions will offer FII by 2021. Wondering what’s fueling the transition from a nice-to-have service to one customers can’t live without? Consider some of the benefits FII brings to the table.
PYMNTS
OCTOBER 5, 2018
Business credit card startup Brex has confirmed earlier reports of its pursuit of unicorn status. A press release issued Friday (October 5) said Brex closed a $125 million Series C funding round, valuing the company at $1.1 billion just a little over three months after launch. The funding, led by Greenoaks Capital, DST Global and IVP, will be used to enhance its existing feature set, with plans to launch a rewards program in the coming weeks.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
Payments Source
OCTOBER 5, 2018
Singtel Group, owner of Singapore Telecom, launched a QR code-based cross-border mobile payments alliance with Thailand’s largest digital bank, Kasikornbank and Thailand’s largest mobile phone operator Advanced Info Service or AIS.
PYMNTS
OCTOBER 5, 2018
Welcome to Five at Five, your late look the day’s payments and commerce news. Today’s coverage includes a look at Square’s newest merchant offering, along with SoftBank’s newest potential investment in ride sharing. U.S. regulators are leaders on penalties, a scooter-sharing firm expands and AMC reports progress in subscription commerce. Square Debuts Merchant Installment Payments.
Payments Source
OCTOBER 5, 2018
Circle Internet Financial Ltd., one of the most valuable U.S. cryptocurrency marketplaces, agreed to acquire crowdfunding firm SeedInvest as it seeks to help startups issue digital tokens and allow its own customers to trade a wider variety of coins.
PYMNTS
OCTOBER 5, 2018
For many shoppers, Revolve is not quite a household name as of yet. The brand largely focuses on (and sells to) younger shoppers — particularly millennials and Gen Z. But among that rather critical shopper demographic, Revolve has found a powerful sweet spot, especially for its private-label offerings. The site in total offers 500 brands for consumers to choose from, of which only 19 are its own label (a little over 4 percent).
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
Payments Source
OCTOBER 5, 2018
The information you need to start your day, from PaymentsSource and around the Web. Today: Grab extends its merchant reach; DoJ accuses Russian hackers of using bitcoin to cover tracks; KKR and Tencent invest in payment technology in the Philippines; Mastercard extends digital pay in South Africa.
PYMNTS
OCTOBER 5, 2018
To learn more about the workers who deliver items such as food and groceries through startups, the San Francisco Municipal Transportation Agency (SFMTA) is launching a survey. The poll seeks to find out how many couriers enter the city each day, what time they make most of their deliveries and where a large share of the deliveries are made, according to reports.
Payments Source
OCTOBER 5, 2018
Comparing the U.K. payments landscape to that of the U.S. is sometimes like comparing apples to oranges according to Ankit Kumar, manager of digital payments and mobile financial services at Gemalto.
PYMNTS
OCTOBER 5, 2018
Even as online shopping becomes more and more of the norm, 90 percent of consumers still prefer heading to brick-and-mortar stores to shop for and purchase food and other grocery products. That’s not to say online shopping and experiences aren’t becoming more important for grocery, however. A growing number of consumers consider online experiences, paired with physical store visits, to be one of the most influential factors in where they shop, according to the latest PYMNTS Enterprise Retail Gro
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
Payments Source
OCTOBER 5, 2018
In monitoring the patterns of a North Korean cyberattack organization that has stolen more than $1.1 billion from global financial institutions since 2014, security firm FireEye says these hackers are still at work in targeting a bank's access to the Swift messaging network.
PYMNTS
OCTOBER 5, 2018
Following news that Snap Chief Executive Evan Spiegel unveiled new strategic goals and acknowledged shortcomings with a recent design of its app in a memo, the social media company’s shares fell by 0.7 percent on Friday (October 5). The most recent decline comes as the stock has plummeted by roughly 47 percent year-to-date, CNBC reported. “In our excitement to innovate and bring many new products into the world, we have lost the core of what made Snapchat the fastest way to communicate,” Spieg
ATM Marketplace
OCTOBER 5, 2018
According to research from Aite Group, more than half of all financial institutions will offer FII by 2021. Wondering what’s fueling the transition from a nice-to-have service to one customers can’t live without? Consider some of the benefits FII brings to the table.
PYMNTS
OCTOBER 5, 2018
The last few years have been tough on J.Crew. Sales have slipped consistently and only showed slight signs of improvement last quarter, mostly driven by J.Crew’s sub-brand Madwell. Meanwhile, the brand carries a heavy debt load and has been a consistent feature on lists of once powerful brands now facing the possible risk of bankruptcy. Crew, however, is not content to go down without a fight – and now under new management the brand has been making big changes as it tries to hit the reset
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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