PYMNTS

JULY 1, 2016

For weeks the FinTech industry has been managing fears and anxieties over the future of the novel alternative finance space. Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Commercial Banking. D3 Banking. Alternative Lending.

Lending 101

Lending Analytics Capital Industry 101

PYMNTS

DECEMBER 17, 2019

One of the biggest tests for FinTech in the coming years is how well it can serve businesses that don’t have easy or efficient access to credit. As Martins said, the country’s financial system and central bank have restrictive rules about what types of collateral — or “leverage” — businesses can offer when seeking loans.

Fintech 136

Fintech blockchain Trends America 136

PYMNTS

NOVEMBER 27, 2019

That can hold especially true in wealthy countries, such as the United Arab Emirates (UAE), as discussed in a new PYMNTS interview with Evans Munyuki, chief digital officer of Emirates NBD , a UAE banking group. The government, for instance, has set up funding meant to guarantee and encourage more lending to those smaller operations.

Fintech 167

Fintech Regional Regulation ATM 167

Insights on Business

DECEMBER 27, 2017

As we wrap up an unpredictable and sometimes tumultuous year in both the fintech industry and the world, we’re looking back at the last 12 months of IBM FinTech blogs to pick out some of the more popular and insightful posts of 2017. Some even say that blockchain will be the most influential FinTech technology of 2018.

Fintech 129

Fintech blockchain Fraud United States 129

PYMNTS

APRIL 10, 2019

With more consumers than ever interested in fulfilling all their financial needs on mobile, both legacy banks and FinTech firms are focusing on creating digital-only banking services, designed to catch and keep customers using their smartphones to bank. Around the Digital Banking World.

Mobile 185

Mobile Digital Banking social media Strategy 185

PYMNTS

JULY 27, 2020

The strategy includes layoffs as well as strengthening commercial lending. EU Banks Prep For $26B In Q2 Loan Losses. European banks are estimating at least 23 billion euros ($26.8 New Report: Why Real-Time Settlement Can Make or Break Main Street Businesses.

Google 148

Google Maine Payments Innovation 148

Celent Banking

NOVEMBER 30, 2015

Fintech is booming. In 2013, according to a report by Accenture and CB Insights , total investment into Fintech was just less than $4 billion. Many are claiming the death of traditional banks, but I´m not sure these claims have merit. Banks will need to adapt to new behavioral patterns and trends in technology.

Fintech 100

Fintech Report Innovation Trends 100

CB Insights

SEPTEMBER 10, 2020

After a difficult first quarter, fintech funding rebounded in a big way in Q2’20. Free Download: State of Fintech q2’20. Fintech funding rebounded in Q2’20 but deal activity continues to fall. Below, we answer some of our readers’ most pressing questions from the webinar on the state of fintech. First name.

Fintech 46

Fintech Innovation Lending Regional 46

PYMNTS

OCTOBER 1, 2020

The flexibility, speed and convenience that characterizes consumer payments is steadily making inroads into the business world, however, thanks to the rise of the Banking-as-a-Service (BaaS) model. Governments around the world have established lending programs aimed at supporting small- to medium-sized businesses (SMBs) during the pandemic.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

AUGUST 12, 2020

Small businesses have landed at the center of B2B FinTechs’ and financial service providers’ latest collaborative efforts. In this week’s roundup of open banking initiatives and bank-FinTech tie-ups, PYMNTS finds a renewed push to strengthen SMB banking experiences including financing, account management and more.

North Carolina 193

North Carolina Fintech Technology Community 193

PYMNTS

NOVEMBER 23, 2020

Small and medium-sized businesses (SMBs) got their clocks cleaned by the pandemic, and turning to their traditional lending sources, they’ve encountered sclerotic systems and outdated policies not conceived for the needs of the recovering Main Street merchants of 2021. We no longer go to the bank,” Potter told PYMNTS.

Data 143

Data User Experience Fintech Lending 143

PYMNTS

MAY 23, 2019

Digital banking is not the main element that drives consumers toward using a credit union. However, as Lumin Digital President Jeff Chambers told Karen Webster in a recent conversation, that doesn’t mean the digital banking experience isn’t critical to credit unions’ relationships with their members.

Online 123

Online Millennials Digital Banking Maine 123

PYMNTS

APRIL 21, 2020

The rise of open banking (and account aggregation) has shaped the conventional wisdom that banking will pivot toward innovation and service-oriented offerings. But, in truth, account aggregation is largely an activity that simply moves data from financial institution (FI) to FinTech. You can reward people in non-cash ways.”.

Branding 232

Branding Innovation Regional Fintech 232

Chris Skinner

APRIL 23, 2017

A summary of the main blogs of the week … Arguing with a banker … A banker and I were talking about the function of a bank. It is blockchain like, but more scalable and robust by using a network structure rather than a chain.

America 184

America Leadership Maine blockchain 184

PYMNTS

FEBRUARY 20, 2019

While they were once seen as novelties, challenger banking institutions are further encroaching into traditional banks’ territory, adding new responsibilities and products to their portfolios, such as lending. News From the Digital Banking Landscape. In the U.K., About the Tracker.

Digital Banking 155

Digital Banking Millennials America Lending 155

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens.

blockchain 171

blockchain Lending User Experience Mobile 171

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

PYMNTS

JANUARY 18, 2017

2017 could have some big changes in store for digital banking. As the calendar turned to January, banks rolled out new ways for both commercial and corporate banking clients to conduct business by tapping the potential of several new financial innovations. Notable news from the Digital Banking space.

Data 100

Data social media Report Community Bank 100

PYMNTS

MAY 3, 2016

Over the weekend, CBS brought FinTech to prime time during a segment of its “60 Minutes” broadcast on Sunday (May 1). Lesley Stahl, who hosted the segment, used Stripe as an example of how FinTech is transforming payments and, in particular, how they simplify the process new merchants face when attempting to accept payments online.

Fintech 100

Fintech Online Payments Fraud 100

PYMNTS

APRIL 20, 2017

Market entrants are looking to disrupt across a range of segments of the banking industry, but SME finance has become a popular target for these innovators. It seems that every few weeks another FinTech is seeking a banking license in the U.K. These challenger banks aren’t just disrupting the U.K.’s s main street banks.

Compliance 110

Compliance Innovation social media Lending 110

Gonzobanker

MARCH 9, 2022

Fiserv had previously been recommending Finxact as the occasional digital bank core alternative to its traditional DNA, Premier, and Cleartouch core platforms. In principle, this structure was designed to deliver faster and simpler mashups between traditional payments, savings, lending, and off-balance sheet products.

Financial Technology 149

Financial Technology Technology Fintech Community 149

PYMNTS

APRIL 1, 2019

At the end of the day, he noted, trust is the critical element at credit unions, and the main differentiator between credit union customers and other banking customers. They very naturally want to see those types of innovations incorporated into their banking relationships. That is, if they choose the right FinTech.

Innovation 141

Innovation Fintech Fraud Security 141

PYMNTS

JUNE 17, 2019

In a discussion with Karen Webster, Samuel-Ogbu talked about the role of API aggregation and how incentives can help to ignite open banking, one of the main efforts now taking place in the world of payments and commerce. The discussion took place as more attention shifts to open banking. 14 deadline?

User Experience 196

User Experience Examples Innovation Cards 196

Accenture

NOVEMBER 27, 2017

Some themes endure year-after-year, as shown in the table below—real-time payments, cybersecurity, fintechs, blockchain and open APIs. Perhaps they are unsurprising, but individually each shows it is a driver of enduring change, and together they show how the industry is transforming and rotating to the new digital era.

Innovation 171

Innovation Conference Fintech blockchain 171

PYMNTS

JULY 14, 2016

What’s the impact to England’s FinTech ecosystem? An excerpt of their discussion is below: Webster: What was your initial reaction – broadly and, more specifically, about the impact to FinTech — once you received word about the “Leave” vote? I think you’re starting to even see the lending services become part of that offering.

National 100

National Strategy Fintech Regulation 100

William Mills

SEPTEMBER 25, 2018

They see themselves as a platform for managing digital identity, secure by biometrics. However, they see their main value as helping to improve customer experience. ^SR banks @cashoff_uk Lina Perez, Billy Leung. SME Lending for the Indian marketplace. And of course, SMB lending has been a huge focus for fintech.

Mobile 78

Mobile Customer Experience Lending Analytics 78

Tefkin

JANUARY 5, 2016

2016 will see a strong competition in the pure banking space. In Europe especially, a crop of new banks and alternative banks will push strongly into the market. A new wave of technology, from blockchain to AI and omnipresent sensors is shaping a new world (hopefully not brave).

Fintech 31

Fintech Marketing Maine Trends 31

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. West: We have a major initiative to significantly improve our digital delivery system. On the heels of that, we’re going to build a new digital banking platform and data warehouse. It’s a major undertaking for a bank of our size.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

MARCH 9, 2020

It’s a fair question today, particularly as we observe the blurring of the lines between traditional banks, Big Tech and FinTechs — and as we contemplate the impact that the blurring of the digital and physical worlds has on consumers’ expectations and customer service paradigms. Seven percent (7.4) percent) or PayPal (3.2

How To 232

How To Millennials ATM Fintech 232

Gonzobanker

MAY 30, 2017

At the recent Financial Brand Forum , the main stage sessions I saw focused more on experience and culture as customer interactions head in a digital direction. The busiest expo booths were one-off specialists like lending analytics campaign provider Intuvo and digital banking provider Alkami talking about applying data.

Analytics 79

Analytics Data System social media 79

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. THE BANKING AWARDS. And let’s be honest, no right-thinking banker wants any part of Amazon forming a bank. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

CB Insights

FEBRUARY 13, 2020

In an interview at CB Insights’ 2019 Future of Fintech conference, CFO and CPO William Gaybrick indicated that businesses are more constrained by developer resources than by capital. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses.

Online 98

Online Company Retail Payments 98

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0, Big Idea – Trends.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

DECEMBER 6, 2016

Among other things, it makes running a footrace with FinTech startups — tough. Big and regulated banks — especially these days — are not set up to sprint. Kolaja is global chief product officer for Citi FinTech, a new unit of Citigroup primarily focused on reimagining mobile banking experiences.

Fintech 100

Fintech Compliance Regulation Mobile 100

Lars Markull

JUNE 28, 2020

Although this sounds great, there is a catch – the data generated by these actions resides in certain platforms such as banks, stock brokerages, accounting software, and so on. Given the rapid rise of fintech and financial services, there is massive demand for this data with only limited supply.

Fintech 52

Fintech Data Security Policies 52

Lars Markull

JUNE 28, 2020

Although this sounds great, there is a catch – the data generated by these actions resides in certain platforms such as banks, stock brokerages, accounting software, and so on. Given the rapid rise of fintech and financial services, there is massive demand for this data with only limited supply.

Fintech 59

Fintech Data Security Policies 59

PYMNTS

APRIL 23, 2018

For the first time, shoppers could conveniently visit one store to see, touch and buy things, many of which were simply not available to them in the stores lining the main streets in their towns. All of these same forces are disrupting banking and lending.

Retail 117

Retail Maine Lending Software 117