Abrigo
JULY 6, 2017
It’s been more than six months since the National Credit Union Administration (NCUA) issued its revised member business lending (MBL) rule in January 2017. The NCUA recently updated the Examiner’s Guide to include what it described as a clear framework for supervisory expectations for managing a commercial lending program.
South State Correspondent
FEBRUARY 27, 2024
Further, when we adjust the loans for credit quality and only include A-quality loans (loans with 1.50X debt service coverage ratio (DSCR) and below average loan-to-value (LTV)), the same conclusion can be reached – banks are not using pricing discipline in the true sense of the definition. Why do banks use RAROC loan pricing models?
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Perficient
MAY 27, 2022
Maintaining a service provider oversight program to address risks to service provider relationships. A firm that meets the definition of “investment adviser” must register with the SEC unless certain exemptions or exclusions apply or it does not meet a minimum size threshold.
Abrigo
OCTOBER 2, 2015
banks and credit unions, according to Graham Dyer, senior manager in Grant Thornton’s National Professional Standards Group. Under CECL, Dyer said recently at the 2015 Risk Management Summit presented by Sageworks, “We’re required to make forecasts of the future – that’s the big hang-up.”
PYMNTS
FEBRUARY 28, 2020
A National Association of Federally-Insured Credit Unions (NAFCU) survey found 82 percent of credit unions were negatively affected by data breaches stemming from local businesses in the past two years, for example. Problems outside CUs’ control can affect members’ faith in their FIs, too.
PYMNTS
AUGUST 10, 2017
From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. PM: As a CEO, just as important as the time you devote to business strategy, is the time spent on compliance and risk management. Take for example identification.
Jeff For Banks
NOVEMBER 7, 2015
I've been in this business over 20 years and still don't know the definition of community banking. Interestingly, Kelly started what would end up being EnerBank at Baltimore's First National Bank of Maryland (now M&T Bank ), a former employer of mine in the mid 1990's. It does not seem like prudent risk management to do so.
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