PYMNTS

SEPTEMBER 24, 2020

smaller community banks and credit unions (CUs) stepped up to the plate and, according to the Small Business Association (SBA), ended up facilitating more than half of PPP loan volume to SMBs. That's good news for community banks and credit unions, which could see a wave of new SMB customers and members in the coming months.

Community 193

Community Community Bank Regional Lending 193

Jack Henry

SEPTEMBER 18, 2023

Community and regional banks and credit unions can learn about payments trends in 2023, FedNow, streamlining experiences, reducing fraud and risk, and the future of payments.

Strategy 97

Strategy Payments Regional Fraud 97

South State Correspondent

APRIL 30, 2024

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times.

Community Bank 195

Community Bank FDIC Community National 195

Jack Henry

APRIL 28, 2022

Community and regional banks and credit unions have created strong accountholder loyalty for decades, based on service, trust, and relationships. They’ve handled everything from a child’s first passbook account to a teen’s first checking account.

Strategy 148

Strategy Regional Community 148

Cisco

JANUARY 10, 2023

As a change agent serving the financial services industry for over 20 years, it is a great privilege to collaborate with Bank, Insurance, and Wealth Management institutions to devise and execute digital transformation strategy, solve complex business problems, and leverage technology to strengthen business results. Previous FSI Commentary.

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

South State Correspondent

FEBRUARY 20, 2023

Community bankers need to understand their competitive landscape. Who the competition is, what the lending competition is offering, their delivery channels, and service levels can help community banks differentiate their services and enhance their competitive advantage.

National 195

National Lending How To Community Bank 195

American Banker

DECEMBER 11, 2023

Proposed capital rules aimed at bigger institutions will force regional and larger community banks to consider ways to grow or seek an exit strategy, bankers and analysts predict.

Community Bank 90

Community Bank Regional Capital Community 90

Gonzobanker

NOVEMBER 26, 2018

Rapid consolidation in the banking industry is creating a growing band of regional banks that find themselves stuck in a solution provider market that isn’t fully capable of serving them. FIS has captured a dominant share in the regional banking space with its IBS core platform (formerly Metavante).

Regional 101

Regional Strategy Technology Innovation 101

Gonzobanker

OCTOBER 13, 2020

With megabanks spending billions on digital investments each year, regional and community bank executives understand they cannot compete on resources. Instead, these players are focusing on specific niches, brand strategies and community connections to differentiate themselves. Appoint Digital Ambassadors.

Strategy 158

Strategy Digital Banking Digital Strategies Mobile 158

PYMNTS

NOVEMBER 13, 2018

To that end, news came earlier this week in the United States that a dozen community and regional banks have formed a group aimed at exploring the opportunities amid FinTech offerings. The group, to be known as Alloy Labs Alliance, according to a press release , is being managed by FinTech Forge. Here In The States.

Community Bank 183

Community Bank Community Fintech Arizona 183

Independent Banker

DECEMBER 31, 2021

They share tips for how community banks can get started. Social media has made it easier for community banks to nurture connections with prospects, customers and the community. To harness the power of social media as an effective marketing tool, community banks should consider how paid social could amplify their digital reach.

Marketing Strategies 91

Marketing Strategies Strategy Marketing social media 91

South State Correspondent

FEBRUARY 27, 2024

Community bankers need to practice realistic loan pricing discipline. However, we need to understand the meaning of pricing discipline and its effect on community bank performance. This is strong evidence that community banks are pricing to an arbitrary minimum credit spread in this set of loans.

How To 195

How To Community Bank Community Management 195

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

South State Correspondent

AUGUST 21, 2022

Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. We also shared a table that summarized the two strategies. Why Community Banks Use Loan-Level Hedging.

How To 195

How To Community Bank Community FDIC 195

The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? How can regionals regain their shine? This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. appeared first on The Financial Brand.

Regional 31

Regional Branding New York Banking Trends 31

The Paypers

FEBRUARY 8, 2022

US-based payment processing service Jack Henry & Associates has announced a new cloud-native technology strategy to help community and regional financial institutions innovate faster.

Strategy 40

Strategy Regional Community Innovation 40

Celent Banking

JANUARY 26, 2015

One of the major themes will be regional integration, which is another way of saying the development of cross-border markets. There are at least two important threads here: the ongoing internationalization of China’s currency, and the development of the ASEAN Economic Community (AEC) in Southeast Asia.

Regional 100

Regional Trends Capital Regulation 100

BankInovation

FEBRUARY 16, 2022

Core provider Jack Henry is responding to a widespread shift in the financial services landscape with an open banking strategy that aims to facilitate a fintech-enabled digital ecosystem for community banks. As community […].

US 98

US Community Bank Community Regional 98

PYMNTS

JULY 27, 2020

As it slowly starts to recover from the devastating losses of the restaurant business during the early days of the pandemic, shellfishing companies in the region are now trying to find new ways to get their product to market.

Industry 157

Industry Strategy New York City Connecticut 157

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. In Europe, for instance, the region is preparing for the rollout of a new directive which could challenge how medical providers process invoices.

Strategy 190

Strategy Report Lending Fintech 190

The Financial Brand

SEPTEMBER 14, 2023

This article Community Banks Are Missing Out on the Value of Social Media appeared first on The Financial Brand. Nearly 9 in 10 community and regional banks are active on social media, but they lag on using it for sales. Meanwhile, examiners are keeping tabs.

social media 36

social media Community Bank Community Regional 36

Banking Exchange

DECEMBER 28, 2019

Community Banks Should Focus on Regional Strategy Community Banking Feature3 Feature The Economy Bank Performance Financial Trends Human Resources People Management.

Community Bank 78

Community Bank Regional Resources Community 78

Jeff For Banks

SEPTEMBER 24, 2023

We talk about what we would like our bank to be, to our customers, employees, community and shareholders (if we have them). We build a strategy that is more often than not preaching differentiation versus cost advantage. That's our strategy. It's an unsustainable strategy. And we can't measure that anyway.

Strategy 107

Strategy Management Community Regional 107

Abrigo

MARCH 8, 2024

This discussion highlights recent trends in wire fraud and offers strategies to protect both clients and institutions. While previously, fraud was local or regional, today, scammers leverage technology extensively. We know a lot of fraud is not reported due to a lack of knowledge on reporting and victims feeling shame for their loss.

Fraud 195

Fraud Technology Trends Training 195

South State Correspondent

MAY 18, 2022

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). Deposit Behavior In This Tightening Cycle Versus Last Three.

Community Bank 195

Community Bank Community Analysis Industry 195

Abrigo

AUGUST 31, 2023

Naming conventions One benefit of customer-centric KYC is that it differentiates community financial institutions from larger, more impersonal banks by allowing clients to retain their individuality and build personal relationships. Members of Amish or sovereign citizen communities often have fewer government-issued IDs.

Compliance 195

Compliance Community Training System 195

South State Correspondent

JANUARY 3, 2023

While many bankers focus on developing strategies to increase loan yield to widen NIM, we believe this approach is not sound. Because most community banks do not use a risk-adjusted return-on-capital (RAROC) loan pricing model, the only variable that some bankers focus on is loan yield – the most easily measured variable.

Community Bank 221

Community Bank Community Data Marketing 221

American Banker

SEPTEMBER 13, 2023

Following New York Community Bancorp's acquisition of Flagstar, the company is ditching the regional bank brands that it long used. CEO Thomas Cangemi calls Flagstar a "neutral" but "patriotic" name that underscores the firm's nationwide expansion strategy.

New York 36

New York Regional Community Strategy 36

PYMNTS

JULY 31, 2019

The company revealed that David Kowach has been named head of Community Banking, while Jim Hays has come onboard as president and head of Wells Fargo Advisors. In his new role, Kowach is responsible for Regional Banking, Distribution Strategies, Customer and Branch Experience, and Regional Services.

Community Bank 147

Community Bank Lending Regional Strategy 147

PYMNTS

JUNE 4, 2019

Payment company PayFi and The Clearing House (TCH) have partnered to bring real-time payments technologies to the community banks on PayFi’s Branch99TM Real-Time Platform, according to a release. “We PayFi said its main goal is to speed up the adoption of real-time payments and relationship banking for community banks.

Community Bank 120

Community Bank Payments Community Regional 120

American Banker

APRIL 11, 2024

New York Community Bancorp took a massive loan-loss provision and slashed its dividend to meet tougher capital and liquidity requirements after rocketing by that asset mark. A half dozen regionals face tough questions about whether they're better prepared than NYCB, which had to be rescued.

New York 41

New York Regional Community Meeting 41

PYMNTS

OCTOBER 7, 2020

Japan, the third-largest economy in the world, is an important market in our global growth strategy as we continue to see encouraging signs of recovery across the region amidst the new normal.

Regional 218

Regional System Operations Community 218

Gonzobanker

JULY 6, 2021

Three winning core strategies to accommodate any financial institution’s budget, business case, and future vision. It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Commoditization Strategy. Optimization Strategy.

Strategy 158

Strategy System Risk Management Technology 158

PYMNTS

JANUARY 30, 2020

As we continue to execute on our long-term strategy, we believe that this investment supports Farfetch in delivering on the significant opportunity we see and scaling our business to achieve profitability in the medium term.”. “We

San Francisco 228

San Francisco Leadership Technology Branding 228

South State Correspondent

MARCH 28, 2024

In this article, we breakdown the details and discuss seven strategies and seven tactics banks use to set themselves apart. By taking a leadership role, banks can assist customers and their communities and generate loans, deposits, and fees in the process. Banks likely need to focus on specific areas to be effective.

America 195

America Strategy Taxes Community 195

South State Correspondent

APRIL 19, 2023

For example, while banks in the Southeast and Mid-Atlantic regions of the U.S. This is one of the great mysteries of community banking. Almost every community bank touts its commitment to the relationship. It starts with articulating a strategy. This alone can have a material impact on retention and is inexpensive.

How To 195

How To Examples Resources Community Bank 195