ABA Community Banking

OCTOBER 1, 2019

Heated competition for bank funding is an increasingly important focus for community bank leaders, according to an annual survey released today by the Federal Reserve, the FDIC and the Conference of State Bank Supervisors. The post Survey Finds Cost of Funds Top of Mind for Community Bankers appeared first on ABA Banking Journal.

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Survey Community FDIC Community Bank 49

Jeff For Banks

NOVEMBER 1, 2017

Quarterly Financial Markets & Economic Update- October, 2017 I love this time of year. The markets have not given way to anything, with long term bonds still trading in a tight range and short term rates having risen from Fed action. Tax cut and tax reform proposals have been floated. What Does the Economy Need?

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Marketing Taxes DC Community Bank 60

PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year. 2nd Address.

Fintech 188

Fintech Capital New York City Analysis 188

Jeff For Banks

OCTOBER 25, 2018

Economic growth picked up strongly in the second quarter, with a reading of +4.2%, as momentum from the tax cuts and deregulation pushed spending and investment higher. Fiscal stimulus in the form of tax cuts, especially for corporations, led to spikes in investment and spending. Economy The economy is on a roll!

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Marketing US Taxes Trends 66

Jeff For Banks

FEBRUARY 1, 2019

After a lengthy stretch of strong economic growth and stock market gains, the inevitable correction arrived with force in the fourth quarter, culminating with a December that can only be described as “tres terrible!” Dorothy has been with Penn Community Bank and its predecessor since November, 2004. 50% between 2 and 10 years.

Marketing 60

Marketing Community Bank Community Risk Management 60

Jeff For Banks

AUGUST 12, 2018

This is because the economy has been gaining momentum, however modest, from the tax cuts and deregulation. As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

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Marketing Philadelphia Omaha US 60

Jeff For Banks

JULY 8, 2017

The markets continue to roll and bond markets continue to trade in a 25 basis point range, hitting the higher end when they think the economy is strong (why else would the Fed raise rates?) Presidential Agenda I am very surprised that the markets are not having fits over the lack of progress on the presidential agenda.

Marketing 60

Marketing Community Bank Security Data 60

Independent Banker

OCTOBER 1, 2022

We look at community banks’ options for fighting this type of crime. Community banks can find ways to mitigate age-related fraud through technology, as well as by educating their customers of their particular risks. By Katie Kuehner-Hebert. The only thing the criminal wants is for the scheme to succeed.”. Rehman Khan, Travelers.

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Fraud social media Millennials Examples 133

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Takeaway 2 Several small business lending processes can tax both borrowers and staff. The market surged to as high as $2.4

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Lending St. Louis Community Marketing 243

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. They need a marketing person to title their reports. We perform this service for dozens of community banks.

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Lending Regulation Community Community Bank 60

Gonzobanker

DECEMBER 17, 2021

For the past four-plus years, Chesler has guided Glacier through continued growth and successful acquisitions across the West, all while staying true to Glacier’s local market culture. Congrats to Randy and a great management team. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Has it worked? 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

Jeff For Banks

JUNE 2, 2023

When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? What caused it?

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FDIC Community Bank Regulation Lending 78

Independent Banker

DECEMBER 13, 2015

Half a dozen years ago, the community bank held $13 million in auto loans. Tax-exempt credit union competition is the main culprit for the bank’s decline in auto lending, Thompson says. What types of auto loans does your community bank offer? Todd Thompson. We’ll wait until sanity returns” to get back into auto loans, he says.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

Half a dozen years ago, the community bank held $13 million in auto loans. Tax-exempt credit union competition is the main culprit for the bank’s decline in auto lending, Thompson says. What types of auto loans does your community bank offer? Todd Thompson. We’ll wait until sanity returns” to get back into auto loans, he says.

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Community Bank Lending Community Security 70

PopularBank

JUNE 18, 2020

For our team here at Popular Bank , and for many of the community-centered small businesses we serve, the reach of this story goes deeper. . In a handful of key markets, certain small businesses are leading the charge in the gradual openings of public, cultural and economic space. . A story that hits close to home.

New York 52

New York New York City Retail Survey 52

Lex Sokolin

DECEMBER 25, 2019

If you withdraw your Ether, you get charged an interest rate determined by an open governance community. you get paid some market-clearing interest rate to loan out assets like Bitcoin, which someone is borrowing for a trading or hedging purpose. Nothing like some good old financial engineering to lever up a small market!

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blockchain Bitcoin Software Lending 52

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

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social media FDIC Branding Management 195

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! In all, there are 33 factors that go into the Index creation. So stay tuned!

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National Security US Massachusetts 79

Abrigo

MARCH 31, 2017

Commercial real estate lending continues to receive regulatory scrutiny and reminders for financial institutions to practice solid risk management. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication. Image credit: Benjamin Child via Unsplash.

FDIC 186

FDIC Risk Management Analysis Lending 186

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Consider the risk above.

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Risk Management Examples social media Management 195

Jeff For Banks

APRIL 22, 2018

Now, if Mother Nature would cooperate… Volatility The markets have been incredibly volatile in the first quarter of 2018. The spike in volatility was a wake-up call to every investor and market participant that thought “vols” would stay historically low forever. This may be the understatement of the year! Welcome to 2018!

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Marketing Philadelphia social media Taxes 60

Jeff For Banks

FEBRUARY 3, 2017

His election has already brought change to the financial markets, sending stocks rising 6%, as measured on the S&P 500 index, and sending interest rates to their highest levels in years. Clearly, the markets expect change. The markets must think that GDP growth will soar on January 21 st.

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Marketing Taxes Regulation US 60

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. The housing market is robust across the nation.

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Marketing National New York City Taxes 78

PYMNTS

SEPTEMBER 27, 2019

It is also the only tool that they can use for paying their staff, contractors, bills and taxes because they can’t get banking service. However, opponents wonder if instead of subtracting complexity from the market it has just inserted a new variety of it, and perhaps accidentally created a less-safe banking system with the SAFE banking act.

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Taxes Compliance District of Columbia Industry 151