FICO

FEBRUARY 12, 2018

For all the talk in the UK about disruptors and fintechs and new entrants to the credit market, and about how banks and card issuers need to manage customers in arrears, there’s one group that seems strangely absent from this focus: retailers. It is estimated over £200 billion of UK household debt is in unsecured retail credit.

Retail 63

Retail Management Analytics Compliance 63

Abrigo

FEBRUARY 12, 2020

“Macy’s closing 125 stores signals ‘more pain’ for retailers,” ABC News reported Feb. Retailers like Pier 1, Papyrus and Express are closing 1,000 stores. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. CRE a top focus for many bankers. Learn more.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

APRIL 19, 2016

In the paper, the OCC defined responsible innovation as: The use of new or improved financial products, services, and processes to meet the evolving needs of consumers, businesses, and communities in a manner that is consistent with sound risk management and is aligned with the bank’s overall business strategy.

Innovation 150

Innovation Fintech Risk Management Community Bank 150

Abrigo

MARCH 6, 2017

The ABA has a new report out on how banks are using social media, and much of the report focuses on using Twitter, Facebook, LinkedIn and the like to boost customer service, make connections in the community and recruit staff. 14) @News_CUInsight – CUInsight is an independent source of news on the credit union community.

social media 150

social media Lending Community Community Bank 150

PYMNTS

SEPTEMBER 20, 2018

ProfitStars , the Jack Henry & Associates division that provides risk management solutions for financial institutions, announced its latest fraud tool on Wednesday (Sept. “Our iPay ESM solution delivers sophisticated fraud analytics, eases compliance and provides powerful reporting capabilities to financial institutions.

Fraud 156

Fraud Online Analytics Tools 156

Gonzobanker

JULY 10, 2020

Community-based institutions have unique circumstances (and personal viewpoints) that impact how they see the world in the future and what planning will look like for them. Now that the PPP frenzy is over, get ahead of your next loan opportunity and start managing your portfolios. Risk Management. Be M&A ready.

Risk Management 88

Risk Management Capital Strategy social media 88

PYMNTS

APRIL 10, 2017

The board noted it has already taken actions to strengthen oversight and has held those responsible for the fake bank accounts scandal accountable, including John Stumpf, CEO , and Mary Mack, head of community banking. million to retail and small business accounts, totaling 130,000 in number.

Community Bank 100

Community Bank Meeting Risk Management Community 100

South State Correspondent

JANUARY 4, 2023

Popular projects for 2023 include online loan and deposit onboarding utilizing third-party data to speed the process, compliance-as-a-service, payments, card controls, service case management, leveraging data for customer insights, and providing open banking APIs to customers. Sectors like office, retail, and hospitality, are even worse.

Community Bank 195

Community Bank Capital Lending Training 195

ABA Community Banking

OCTOBER 1, 2019

Heated competition for bank funding is an increasingly important focus for community bank leaders, according to an annual survey released today by the Federal Reserve, the FDIC and the Conference of State Bank Supervisors. The post Survey Finds Cost of Funds Top of Mind for Community Bankers appeared first on ABA Banking Journal.

Survey 49

Survey Community FDIC Community Bank 49

FICO

NOVEMBER 25, 2020

Petr Kapoun is chief risk officer at Home Credit Russia, part of the Home Credit Group, which operates in nine markets worldwide. He has more than 15 years of experience in credit risk management, mainly within the Retail and Small business areas. In his previous position, he led retail risk management at ?eska

Video 52

Video Risk Management Analytics Retail 52

Independent Banker

MAY 2, 2016

At The Bank of Tioga, we preserve the local touch and serve our clients and communities well. We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. Retail locations: Two.

North Dakota 70

North Dakota Community Bank Community Risk Management 70

ABA Community Banking

OCTOBER 27, 2015

Survey says customers want retailers to spend for security Risk Management Cyberfraud/ID Theft.

Retail 40

Retail Security Risk Management Cards 40

ABA Community Banking

APRIL 15, 2019

Many people treat tax returns almost like a bonus: as “extra” money Retail Banking Risk Management Payments Feature3 Survival Strategies Financial Research Feature Financial Trends The Economy.

Taxes 49

Taxes Risk Management Trends Strategy 49

ABA Community Banking

DECEMBER 5, 2015

bank move from wholesale borrowings to cheaper retail funding Risk Management HowTo Rate Risk Community Banking. 125th anniversary helps N.H.

Risk Management 40

Risk Management Community Bank Community Retail 40

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

MARCH 22, 2023

Here are seven key areas where bank executives need action plans to address burning challenges: Communication – Bankers have been working to calm their customers and community, but the quantity and quality haven’t yet met the standard in an always-on social media world where the public is sniffing for transparency and authenticity.

social media 78

social media Capital Risk Management Strategy 78

ABA Community Banking

JUNE 7, 2018

Banking industry expresses lukewarm enthusiasm for small-dollar lending Management Retail Banking Risk Management Customers Credit Risk.

Risk Management 40

Risk Management Lending Retail Management 40

Insights on Business

NOVEMBER 29, 2018

Operational innovation is vital in a highly competitive financial services sector, with a new community of digital banks and other firms vying for market share. These include driving growth, reducing costs and managing financial risks in a volatile business environment. Process: Institute Effective Change Management.

Operations 138

Operations Innovation Management Risk Management 138

ABA Community Banking

MAY 26, 2018

New bulletin meant to send signal of agency acceptance Consumer Credit Management Financial Trends Retail Banking Risk Management Customers Credit Risk.

Risk Management 40

Risk Management Trends Retail Management 40

ABA Community Banking

MAY 25, 2018

Debt management ability found among users of payday and other short-term credit Consumer Credit Retail Banking Risk Management Customers Credit Risk.

Risk Management 40

Risk Management Retail Management 40

ABA Community Banking

MARCH 31, 2016

Customers, too, seen indifferent to EMV protection Payments Risk Management Cards Cyberfraud/ID Theft.

Cards 40

Cards Retail Risk Management Management 40

Independent Banker

JANUARY 28, 2016

As in past years, community bankers will have a dynamic regulatory environment to contend with in 2016. Safety and soundness concerns will remain a prominent driver of that supervisory dynamic for community banks. What should community banks anticipate here? The trends apply to commercial and retail lending.

Community Bank 70

Community Bank Community Regulation Lending 70

ABA Community Banking

NOVEMBER 6, 2017

Fintechs taking larger share of personal loans while improving risk-return performance Retail Banking Technology Risk Management Customers Credit Risk Fintech.

Risk Management 40

Risk Management Fintech Retail Management 40

ABA Community Banking

NOVEMBER 12, 2017

Retail banks still poll low on trust; PayPal, credit cards rank higher Retail Banking Risk Management Customers Operational Risk.

Risk Management 40

Risk Management Retail Cards Operations 40

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Retail Bank, Citibank, New York, NY. Jacksonville, FL.

San Antonio 60

San Antonio Kansas City Groups CA 60

ABA Community Banking

JULY 21, 2017

TransUnion warns that this doesn’t guarantee that taking on more debt is smart Retail Banking Risk Management Customers Rate Risk.

Risk Management 40

Risk Management Retail Management 40

ABA Community Banking

JANUARY 24, 2017

Predictive analysis brings understanding plot of credit “movie” over the snapshot Consumer Credit Retail Banking Risk Management Customers Credit Risk.

Trends 40

Trends Risk Management Data Analysis 40

ABA Community Banking

SEPTEMBER 7, 2017

Millennials borrow differently from past generations, says study Retail Banking Technology Risk Management Customers Credit Risk Fintech.

Risk Management 40

Risk Management Millennials Study Retail 40

ABA Community Banking

APRIL 14, 2017

How Ally tries to find “daylight theft” that occurs through growing financial fraud Retail Banking Risk Management Channels Cyberfraud/ID Theft.

Risk Management 40

Risk Management Fraud Retail Management 40

ABA Community Banking

FEBRUARY 22, 2018

Debt rising in auto, card, mortgage, and personal loan sectors Retail Banking Risk Management Customers Credit Risk.

Risk Management 40

Risk Management Retail Cards Management 40

ABA Community Banking

DECEMBER 11, 2017

Celent analyst says there’s value in setting up customer data dashboards Retail Banking Risk Management Customers Cyberfraud/ID Theft.

Data 40

Data Risk Management Retail Management 40

Independent Banker

AUGUST 26, 2015

Today, many community banks are exploring how to “go paperless”—whether for cost reasons, a better customer experience or a deliberate outreach to a younger, technology-oriented demographic. In many ways, retail signature is identical to pen-on-paper, and today it’s a widely accepted technology with clear standards and conventions around it.

Community Bank 70

Community Bank Minneapolis Community Online 70

ABA Community Banking

SEPTEMBER 8, 2017

Borrowing against retirement plans postpones future Consumer Credit Retail Banking Risk Management Customers Credit Risk.

Risk Management 40

Risk Management Retail Management 40

ABA Community Banking

AUGUST 16, 2016

Passwords definitely out, future security requires more than one physical checkpoint due to imperfections Retail Banking Risk Management Channels Cyberfraud/ID Theft.

Risk Management 40

Risk Management Retail Security Management 40

ABA Community Banking

SEPTEMBER 19, 2016

Analysis indicates 25 bp hike’s average “payment shock” to be barely felt—by most Retail Banking Risk Management Customers Rate Risk.

Risk Management 40

Risk Management Analysis Retail Management 40

Independent Banker

NOVEMBER 25, 2015

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. This is why ICBA and community banks must continue to push consistent regulation of bank and nonbank financial service providers. Siphoning customers.

Community Bank 70

Community Bank Community Analytics Lending 70

ABA Community Banking

FEBRUARY 25, 2017

Consumer Credit Mortgage Credit Retail Banking Risk Management Customers Credit Risk Mortgage/CRE Residential. Originations and balances are up—but so are delinquencies in certain segments.

Risk Management 40

Risk Management Retail Management 40