Independent Banker

JANUARY 28, 2016

Supreme Court held that financial institutions could be held liable for neutral practices that pose adverse lending decisions against certain borrowers, even when there is no intent to discriminate, but with restrictive guidelines. IB: How could fair lending exams change as a result of the Supreme Court’s ruling?

Policies 70

Policies Lending Community Analysis 70

PYMNTS

MARCH 30, 2020

Today, nearly all SMBs (those that remain in operation, that is) have been forced to divert that sense of optimism into a battle for their survival. We went into the field last Wednesday (March 24) to understand, at an aggregate level, how COVID-19 has impacted the SMBs that line the Main Streets and the side streets of our communities.

Maine 232

Maine Data Capital Study 232

Jeff For Banks

MARCH 29, 2014

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. We focus our marketing efforts in three areas. Department of Agriculture.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. New FHA guidelines. FirstBank, which has $2.3

Trends 70

Trends Community Lending Community Bank 70

Gonzobanker

MARCH 24, 2020

Gonzo bankers, we are facing events that will cause an immediate impact on the small businesses in our communities and in our portfolios, and now more than ever we need to show our stuff! The lending and credit teams need to be on top of what is available and guide small business clients on how to take advantage of it.

Groups 68

Groups Strategy Guidelines Operations 68

PYMNTS

MAY 8, 2020

Fitness centers are feeling the pain from sudden revenue drops as on-site operations cease, but they may be able to build new business strengths with creative approaches and the support of payment partners. The club can still provide education, training, community, inspiration [and] motivation.”.

Exercises 164

Exercises Training Industry Payments 164

PYMNTS

APRIL 19, 2016

However, all of what’s transpired over the last year may be the warm up act for the drubbing that it may face over its widely anticipated regulatory guidelines for short-term lenders. Short-term lending found itself with a surprise advocate in DNC chairwoman Debbie Wasserman Schultz. It’s been a dramatic 12 months for the CFPB.

Lending 100

Lending Survey Community Guidelines 100

FICO

JANUARY 5, 2023

The Consumer Financial Protection Bureau (CFPB) has indicated it will publish rules , not guidelines, aimed at strengthening consumers’ control over and providing portability of their financial account data, sometime in 2023. Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act.

Policies 52

Policies Company Regulation Risk Management 52

PYMNTS

OCTOBER 11, 2017

Last week, after five years of debates, discussions, arguments and waiting, the Consumer Financial Protection Bureau’s (CFPB) final rules for payday lending dropped. As one might expect after such a long and intense build-up, the reactions were also fairly intense from both sides.

Lending 109

Lending Regulation Guidelines FDIC 109