Gonzobanker

DECEMBER 22, 2020

Bankers started the year with good business plans, strong balance sheets, and optimism. Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness?

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

DECEMBER 17, 2021

THE BANKER AWARDS. Bank Deal of the Year. With prices rational and revenue pinched, there were some nice acquisitions by many banks. Bancorp for grabbing MUFG Union Bank. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. Doug Larson.

Fintech 143

Fintech Strategy Leadership Lending 143

Abrigo

NOVEMBER 24, 2015

In prepared remarks for the release of the FDIC’s third-quarter version of the Quarterly Banking Profile , Gruenberg said growing interest-rate risk and credit risk warrant “timely attention” by banks and will “continue to be a focus of supervisory attention.” Banks’ net interest margin, on average, ticked slightly higher to 3.08

FDIC 150

FDIC Lending Community Bank Industry 150

Independent Banker

OCTOBER 29, 2014

About 99 percent of the time I use the app on my phone when I need to do some kind of banking,” Bauhs says. About 99 percent of the time I use the app on my phone when I need to do some kind of banking,” Bauhs says. And the other 1 percent I go into the bank.”. By Ed Avis. Meet Jack Bauhs, your next customer.

Millennials 110

Millennials Community Bank social media Community 110

Independent Banker

APRIL 28, 2016

At HNB National Bank, common-sense banking and remaining disciplined are very key to our success. We have an awesome group of people who truly want to see the bank do well because they will do well. HNB National Bank. We are a $396 million-asset community bank with 13 branches. Hannibal, Mo.

Community Bank 70

Community Bank Community National US 70

Gonzobanker

MAY 17, 2022

As technology buyers, banking executives need to up their game on tech purchases and technology performance management. For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Tech companies trying to support a bank stack have no easy task.

Technology 135

Technology Regional Community Bank Community 135

Independent Banker

NOVEMBER 13, 2014

About 99 percent of the time I use the app on my phone when I need to do some kind of banking,” Bauhs says. About 99 percent of the time I use the app on my phone when I need to do some kind of banking,” Bauhs says. And the other 1 percent I go into the bank.”. By Ed Avis. Meet Jack Bauhs, your next customer.

Millennials 87

Millennials Community Bank social media Community 87

Independent Banker

SEPTEMBER 26, 2014

Awareness of elder financial abuse is growing, and community bankers are often relied upon as the front line of defense in the protection of their customers, including as providers of crime prevention education and information. Buhrmaster, president of 1st National Bank of Scotia, in Scotia, N.Y. “As

Community 101

Community Resources Community Bank Video 101

Independent Banker

FEBRUARY 24, 2016

“I know that unnecessary regulation saps the strength of community banks.” Federal banking regulators are always alert to emerging safety and soundness issues. Having said that, I believe very strongly that community banks have a bright future, and they don’t need to ease or lower their standards to build market share.

Community Bank 70

Community Bank Community Regulation Compliance 70

Independent Banker

SEPTEMBER 22, 2015

Arecent National Mortgage News article pointed out that “consumers complain when lenders ask for information, even suggesting such requests are a violation of their privacy.” From my own experience, the reams of complex and confusing paperwork homebuyers must sign—and be bound by—to obtain a home mortgage continually astonishes them.

Maine 70

Maine Regulation Washington Community 70

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. MOXY Bank, for example, aims to introduce corporate treasury management services, as well as offerings for small business (SMB) owners.

Community Bank 122

Community Bank Community FDIC Marketing 122

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. The bank closes 35 to 45 reverse mortgages each month.

Trends 70

Trends Community Lending Community Bank 70

South State Correspondent

MARCH 15, 2023

While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed. This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. This is compared to about 40% at most banks.

social media 195

social media FDIC Branding Management 195

South State Correspondent

OCTOBER 28, 2022

This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0, Many of the new banking and payment technologies have now far eclipsed traditional cores’ capabilities. Banks are just starting to realize this. Small Idea – It’s Our Kid’s Technology. That will require a new core.

Conference 195

Conference Technology Las Vegas Trends 195

Gonzobanker

DECEMBER 19, 2017

Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. 16 passing of Robert Wilmers, chairman and chief executive officer of M&T Bank Corp. Well, you can cross the last one off your list, because THE AWARDS ARE HERE.

Conference 91

Conference Industry Community Bank Community 91

South State Correspondent

MAY 31, 2023

The concept that we allow the customer to choose how they want to bank often enables the bank to be passive in its position and give up agency. Despite that increase in profitability, banks need to be mindful of how they manage their branch and customer base to increase profitability further.

Data 195

Data Branch Strategies Strategy Mobile 195

Independent Banker

APRIL 28, 2016

He was unanimously inducted into the National Baseball Hall of Fame in 2013. Independent Banker talked with him before the Community Banking LIVE 2016 conference in March, where he spoke as a general session speaker. What’s your message to community bankers about team building? It was very basic.

Leadership 70

Leadership St. Louis Management Oakland 70

Gonzobanker

DECEMBER 20, 2019

THE BANKING AWARDS. Charles Scharf, CEO, Wells Fargo – We have to give a nod to the individual tapped to restore the reputation and culture of such a legendary bank. Bank Lifetime Achievement Awards. Brutal competition is an everyday affair, as are product and price commoditization. But that’s for next year.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 19, 2022

All of you with your hands up… … uh huh. It would have required a few trips to the local dispensary to dream up what bankers have endured this year. Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. OK, show of hands. Pull ’em down.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

The housing industry, and mortgage banking revenue, came to a stop. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. Employees are back to work. Or maybe two or three days a week. We are in awe.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 22, 2015

Sure, we bought some December options on west Texas crude at $100 a barrel, but it was only with a third of the 401(k)—plenty of time to make that up, right? THE BANKING AWARDS. It’s hard for any banker to avoid gulping at the sheer long-term performance of George Gleason II and his team at the Bank of the Ozarks.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

SEPTEMBER 23, 2016

As September is gearing up to go into its last week, the waning warm days of the summer season certainly went out with a bang — care of the largest data breach ever recorded. It’s also a pick-up for Lyft, which can now compete with Uber, which launched its own Instant Pay service with Go Bank earlier this year.

Data 100

Data Retail Groups Payments 100

Gonzobanker

DECEMBER 22, 2014

THE BANKING AWARDS. It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. That’s one helluva move up.

Los Angeles 101

Los Angeles Apple Risk Management California 101

PYMNTS

APRIL 22, 2020

The House is expected to pass the measure on Thursday (April 23), with President Donald Trump signing it into law by week’s end. In less than two weeks, all of the money had been allocated to firms that had successfully submitted applications via their banking institutions – about 1.6

Kentucky 237

Kentucky Community Groups Community Bank 237

NCR

OCTOBER 28, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. In fact, student debt for undergraduates in the class of 2014 reached an average of $28,950 , up 2% from the previous year, and the number is undoubtedly higher for the majority of students in fields such as law and medicine.

Community Bank 40

Community Bank San Francisco Community National 40

NCR

OCTOBER 7, 2016

That was an early appearance for this topic on a national stage, and it hasn’t let up since. In fact, student debt for undergraduates in the class of 2014 reached an average of $28,950 , up 2% from the previous year, and the number is undoubtedly higher for the majority of students in fields such as law and medicine.

Community Bank 40

Community Bank San Francisco Community National 40

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

A deep mistrust is growing for anything that feels bureaucratic or obfuscated, and bankers stand at a crossroads as to where they may fall in this shakeout. In the post-Wells-scandal world where the shift from people and bricks to machines and digital is getting very real, bankers are scrambling to build new generations of their businesses.

Utah 60

Utah System Community Marketing 60

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. Takeaway 1 The threat of the proliferation of weapons of mass destruction is very significant and the consequences are severe. Included as a Priority is Proliferation Financing. Foreign proliferation threats.

National 195

National Training United States Regulation 195