Independent Banker

AUGUST 31, 2022

ICBA’s Bank Security Institute offers critical incident response strategies to keep your physical branch location safe. The pandemic forced industries to accelerate their adoption of digital applications, and community banking was no exception. Held in Bloomington, Minn., Learn more ».

Community 91

Community Security Community Bank Fraud 91

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

Abrigo

FEBRUARY 25, 2022

Is making more business loans a top focus at your bank or credit union this year? Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. More business loans, more competition. You’re in good company.

Lending 195

Lending St. Louis Community Survey 195

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Today’s financial marketplace is challenged by increasing regulation, high expectations for fast and mobile financial services, and new fintech companies joining the already competitive arena. CECL Accounting. Portfolio Risk & CECL. Learn More.

Compliance 195

Compliance Policies Fraud Analysis 195

William Mills

NOVEMBER 21, 2019

WMA president Scott Mills spoke at the Sawyers & Jacobs 2019 Bank Tech Summit in Memphis, Tennessee about how fintech accelerators and incubators can be of service to community financial institutions. In his presentation, Scott discussed how accelerators and incubators are providing a path for these partnerships.

Memphis 60

Memphis Tennessee Community Community Bank 60

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. or largely focused on the domestic banking market. So here’s your head start on finding some banking podcasts that might work for you. Check them all out in our Knowledge Center.

Community 195

Community Lending Maine Resources 195

Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. In some cases, FedNow specifications may require upgrades to ensure community bank systems can integrate appropriately. “We

Community Bank 91

Community Bank Community Resources Fraud 91

Abrigo

FEBRUARY 23, 2022

After the success community banks and credit unions had helping businesses in their local communities with lending during the pandemic , financial institutions continue to turn to small business loans as a source of portfolio growth. Win more small business deals: Watch this webinar on SMB Lending Best Practices.

Lending 195

Lending Community Bank Community Analysis 195

Abrigo

FEBRUARY 12, 2020

CRE loan growth at community banks has been outpacing noncommunity banks, both in the quarter and over the last year, according to the FDIC’s latest Quarterly Banking Profile. . Return on Tech Investment – Measuring and Achieving Value from Fintech. Watching for CRE red flags. CRE Lending. Learn More.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

FEBRUARY 27, 2020

Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. financial institutions, represents a large number of lending and credit professionals familiar with bank and credit union lending and credit processes. Lending & Credit Risk.

Lending 243

Lending Survey Data System 243

Abrigo

JANUARY 25, 2022

Drivers of digital change Whether looking to enhance customer-facing aspects of the bank or credit union, improve operations, or diversify revenue and profit streams, financial institution executives everywhere are looking to buy technology or partner with fintechs. I wouldn’t be surprised if they said M&A. Not in all cases.

Management 195

Management Software Survey Fintech 195

Abrigo

MARCH 6, 2017

His Tweets mix news about middle market, small business and business internet banking with occasional pop culture references. 4) @KarenGMills – Former SBA administrator in the Obama administration, Mills is now a senior fellow at Harvard Business School, writing and Tweeting about small business, lending and fintech.

social media 150

social media Lending Community Community Bank 150

Gonzobanker

APRIL 3, 2019

This could be in the form of in-depth staff training and certification, staffing smarter contact center representatives, smarter mobile apps and websites, financial education, webinars about cash management, videos or blogs. About one-third of community banks are planning to add or replace this technology.

social media 108

social media Exercises Millennials Training 108

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Kennebec Savings Bank.

Community Bank 196

Community Bank Community National Fresno 196

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts.

US 345

US Payments Maine System 345

CFPB Monitor

AUGUST 21, 2018

Treasury recommends that this section be interpreted so that “third parties properly authorized by consumers, including data aggregators and consumer fintech application providers, fall within the definition of ‘consumer’… for the purpose of obtaining access to financial account and transaction data.”. On September 20, 2018, from 12 p.m.

Data 84

Data Report Regulation Security 84

Abrigo

SEPTEMBER 5, 2019

The good news is that financial institutions can take several steps to ensure they avoid troublesome software integrations, says Steven Martin of Marcato Advisors, a bank consulting firm focused on achieving success with fintech. Community banks are often resource-starved,” he said. “In Credit Risk. Fraud Prevention.

Software 150

Software Resources Training Community 150

PYMNTS

DECEMBER 14, 2017

Karen Webster recently hosted a webinar with i2c executive vice president of global client success Peg Johnson to dig into the Index survey results and reveal what FIs can learn from the data. It is important to note that 214 banks, excluding the top 25, participated in the Bank Innovation Readiness Index survey.

Innovation 162

Innovation Branding Payments Survey 162

FICO

APRIL 21, 2020

Banking will be different from now on, as audiences demand embedded features and more electronic services. Community banks need to take these concepts and move them into reality. Most big banks have already gone digital, and community banks also need to do so to compete. But we can rebuild.

Community Bank 75

Community Bank Community Lending Fraud 75

South State Correspondent

JULY 12, 2023

Some 57 financial institutions will start with FedNow, including about 42 banks (plus a handful of core systems providers and fintechs). Banks are about to win back payment flow from non-banks, and in this article, we break down how this will happen and what it means for your bank.

Payments 370

Payments Management Fraud Data 370

Abrigo

APRIL 22, 2024

As a share of their total assets, community banks have more business loans below $1 million than larger banks, according to the St. Fed survey data show that lower percentages have said they applied at small banks in each of the last three years. Louis Fed : [S]mall-business loans—i.e.,

Lending 243

Lending St. Louis Community Marketing 243

Tech and Finance

JULY 13, 2016

However, as consumer behavior and preferences continue to evolve, there are steps these banks need to take to better position themselves against the surge of their larger competitors. Realize investment in technology is no longer optional: Regional and community banks may be underestimating the importance of a strong digital offering.

Regional 28

Regional Mobile Millennials Study 28

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Types of Noninterest Income. An important source of revenue.

Community Bank 195

Community Bank Community FDIC Trends 195

Abrigo

SEPTEMBER 14, 2022

What banks need to know as the CFPB gets closer to its final rule Banks, credit unions, and other creditors may be required to collect more data for each application under a new rule. You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Proposed Rule. Commenters have until Nov.

Lending 195

Lending Data Regulation Community 195

Abrigo

MARCH 24, 2021

Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Top Banking Challenges: Finding Growth in 2021 and Beyond. Keep me informed. C&I Loans. Loan Pricing.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

JULY 31, 2018

Loosening federal regulations, enacting national data breach protections and drafting “model laws” at the state level to reduce overlapping red tape, could help promote FinTech in the United States, according to report released Tuesday (July 31) by the U.S. FinTech Growth. Treasury Department. financial technology efforts.

Fintech 194

Fintech Security US United States 194