Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. percent of community banks were unprofitable during the quarter. However, across all banks, fourth quarter net income fell by 7.9 Community bank loan balances also rose 2.5

Community Bank 150

Community Bank Community FDIC Industry 150

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. percent of community banks were unprofitable during the quarter. However, across all banks, fourth quarter net income fell by 7.9 Community bank loan balances also rose 2.5

Community Bank 150

Community Bank Community FDIC Industry 150

Abrigo

FEBRUARY 11, 2022

You might also like " CECL Streamlined: A Webinar Series for 2023 Adopters". The decision appears to mark the board’s final word on ongoing petitions from community banks and credit unions who asked for a delay or total exemption. 15, 2022 (effectively, by January 1, 2023, for most institutions). Download the "CECL Prep Kit.".

Resources 195

Resources Regulation Community Bank Community 195

Abrigo

DECEMBER 11, 2014

While the final guidance clearly applies to larger financial institutions, community banks should still take note. ” The section further details this would only occur under extraordinary circumstances, but community banks should be aware of the new framework and even consider applying the guidelines as a proactive, best practice.

Community Bank 208

Community Bank Community Guidelines Risk Management 208

Abrigo

OCTOBER 9, 2014

This article is the second in a two-part series on top concerns and growth strategies of community banks. Everyone in the banking industry seems to be asking the same question these days: How can we facilitate growth? Blog Bank' Source: 2014 Growth Strategy Survey.

Community Bank 237

Community Bank Strategy Community Survey 237

Independent Banker

OCTOBER 31, 2022

FedNow can be another positive differentiator for our nation’s community banks, but we must be ready for this real-time service and its 24/7/365 requirements.”. FedNow will be a great equalizer for the industry, bringing real-time payment clearing and settlement to community banks across the country. My Top Four.

Community Bank 204

Community Bank Payments Community Resources 204

Abrigo

MARCH 3, 2022

In today’s banking world, community banks are focused sharply on shareholders’ expectations for growth in earnings and return on equity. So, how can community banks support earnings and ROE growth in the face of intense regulatory scrutiny and competitive pressures on profitability? Watch Webinar.

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Lending Community Marketing Community Bank 195

Abrigo

DECEMBER 22, 2023

download NOW Takeaway 1 The most popular blog posts on the Abrigo site reflect many of the priorities community banks and credit unions had in 2023. Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings.

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Lending Risk Management Community Management 222

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

Independent Banker

JUNE 30, 2022

Demand for digital solutions continues to accelerate, making innovation an imperative for community banks looking to excel in today’s evolving market. That’s why ICBA makes innovation a priority and provides community banks with the information and tools necessary to grow and succeed in today’s competitive landscape.

Innovation 134

Innovation Rhode Island Community Bank Community 134

Independent Banker

JANUARY 31, 2022

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. By Charles Potts, ICBA.

Community Bank 143

Community Bank Georgia Community Resources 143

Independent Banker

OCTOBER 31, 2021

Working with a community bank is like being welcomed into the fold, and that’s why we choose our partners with care. But when I think about what makes this time of year special, it’s the sense of community it creates. But when I think about what makes this time of year special, it’s the sense of community it creates.

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Community Bank Community Austin Texas 152

Independent Banker

APRIL 30, 2022

In community banking, we’re not ones to rest on our laurels. We’re always raising the bar for ourselves, our teams and our communities to ensure we provide the best possible services to our customers. You want your teams to think not like employees but like co-owners of your bank’s successes. We teach them.

Community Bank 171

Community Bank Community Knowledge Base Leadership 171

Abrigo

AUGUST 31, 2023

To accommodate customers of all identities and orientations, community banks may consider adding pronoun options to their documentation, collecting preferred or chosen name information, and utilizing notes and alerts to help front-line staff identify customers with changed identities. Miss” and thus alienating nonbinary customers.

Compliance 195

Compliance Community Training System 195

Abrigo

AUGUST 28, 2022

Learn more about loan pricing -- including how to assess the relative profitability of loans and how to use the output of loan pricing models -- during the webinar, " Loan Pricing: A Key Driver of Success." Watch the on-demand webinar here. Ag Lending. Lending & Credit Risk.

Software 195

Software Lending Philadelphia Capital 195

Independent Banker

FEBRUARY 28, 2022

What this has to do with community bank investment management may not be readily apparent. Belly of the curve matters to community banks. First, the average duration of a community bank bond portfolio is more than four years right now. 2022 webinar series continues. There are really two reasons.

Community Bank 91

Community Bank Community Memphis Security 91

Abrigo

JANUARY 17, 2023

You might also like this on-demand webinar, "Strategies to grow your commercial loan portfolio." Customers were used to this bank interface after two rounds of PPP, and then we dropped it like a lead balloon. In my experience, community banks only do what they have to do. They are: . Digital lending. Learn More.

Lending 195

Lending System Customer Experience Case Study 195

Independent Banker

AUGUST 31, 2022

ICBA’s Bank Security Institute offers critical incident response strategies to keep your physical branch location safe. The pandemic forced industries to accelerate their adoption of digital applications, and community banking was no exception. Held in Bloomington, Minn., Learn more ».

Community 91

Community Security Community Bank Fraud 91

Abrigo

JUNE 28, 2017

In this recent webinar , Garver Moore and Tim McPeak - principal consultants with Sageworks advisory services group - cover how community banks can improve data quality, assure data adequacy and take the step towards data validation and modeling. truncated by 000’s vs. not truncated) - Data is stored in the right format (e.g.,

Data 150

Data How To Community Bank Community 150

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

Abrigo

APRIL 10, 2017

In a recent Sageworks webinar , Ancin Cooley of Synergy Credit Union Consulting took a deep dive into five areas that credit unions interested in growing their MBL portfolios need to be aware of in order to effectively manage risk in the MBL portfolio. Next, Ancin moved into a discussion of the current regulatory environment around MBL.

Regulation 150

Regulation United States Lending Community Bank 150

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Community banks with small asset sizes might merge with other small institutions whose branches complement one another, and larger banks may acquire smaller ones whose services fit their offerings. CECL Accounting. Learn More.

Compliance 195

Compliance Policies Fraud Analysis 195

Independent Banker

NOVEMBER 30, 2021

“Hi Jim, this is Charlie Brown with Community Trust Bank. How are things at the community bank?”. “I Vining Sparks’ Marty Mosby presents his quarterly Bank Advisory and Strategic Services webinar on Dec. Bank profitability, industry risk and the M&A environment will be discussed. 9 at 10 a.m.

Community 126

Community Community Bank Taxes Security 126

Abrigo

OCTOBER 6, 2017

During a Sageworks webinar on HVCRE risk management Rob Ashbaugh, senior risk management consultant at Sageworks, explained that clarifications on some of the murkier aspects of the HVCRE (high volatility commercial real estate) rule were anticipated by the industry.

Regulation 150

Regulation Risk Management Community Bank Community 150

Abrigo

FEBRUARY 25, 2022

Is making more business loans a top focus at your bank or credit union this year? Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. More business loans, more competition. You’re in good company.

Lending 195

Lending St. Louis Community Survey 195

Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. With less than a year until the scheduled launch of the FedNow Service, community banks are still awaiting updates on specifics. “In

Community Bank 91

Community Bank Community Resources Fraud 91

Independent Banker

SEPTEMBER 30, 2021

Educated customers form stronger relationships with their community banks. When I first came into community banking, I quickly learned that our jobs are as much about education as they are about finance. While community bankers have deep knowledge of financial topics, most people don’t have that background.

Community Bank 103

Community Bank Community National Apple 103

Abrigo

JULY 10, 2020

Community banks and credit unions partnered with their communities to help families and businesses through these unprecedented times , causing spikes in consumer fraud that must be faced head on. To zero in on suspicious activity, typologies can be used to more accurately assess behaviors. C&I Loans. SBA Lending.

Fraud 195

Fraud Lending Software Analytics 195

Abrigo

DECEMBER 16, 2019

Even now, however, banks and credit unions with 2023 deadlines are seeking information about what the earliest adopters have learned so far in their implementation efforts. During the webinar, Felicity Ours, CPA, CRC, of Summit Financial Group (NASDAQ: SMMF), a $2.2 Transition to CECL with confidence. Get started. Start on CECL early.

West Virginia 195

West Virginia Virginia Data Community 195

Abrigo

FEBRUARY 23, 2022

After the success community banks and credit unions had helping businesses in their local communities with lending during the pandemic , financial institutions continue to turn to small business loans as a source of portfolio growth. Win more small business deals: Watch this webinar on SMB Lending Best Practices.

Lending 195

Lending Community Bank Community Analysis 195

Abrigo

OCTOBER 2, 2014

To help banks understand the requirements and associated impacts, Sageworks partnered with Crowe Horwath to lead an informative webinar later this month on preparing for Basel III. It is also important to note that disclosure starts January 1, 2015, which is also considered the compliance deadline for community banks.

How To 238

How To Capital Community Bank Maine 238

Independent Banker

FEBRUARY 28, 2023

By Jim Reber, ICBA Securities As many community bankers are still picking up the pieces from their bond portfolio’s meltdown last year, it occurs to me that the breathtaking rise in rates has created at least one byproduct that is both unusual in frequency and tangibly beneficial for future performance. One is that they are loan surrogates.

Community Bank 91

Community Bank Memphis Community Security 91

Abrigo

FEBRUARY 12, 2020

CRE loan growth at community banks has been outpacing noncommunity banks, both in the quarter and over the last year, according to the FDIC’s latest Quarterly Banking Profile. . Loans for life insurance companies increased 5%, and government-sponsored entity (GSE) originations fell 1%. Watching for CRE red flags.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

AUGUST 28, 2022

You might also like this webinar, "Position yourself for high-yielding ag loan growth." For banks and credit unions, a popular tool to monitor credit risk is a standardized risk rating system, which can serve several purposes. For most community banks and credit unions, internally-developed risk rating systems are used.

System 195

System How To Lending Risk Management 195

Abrigo

JUNE 11, 2021

You might also like this webinar on liquidity risk. Learn more about how to navigate risks facing financial institutions with this webinar series, "Managing Liquidity Risk and Profitability". check out Webinars. How to Measure Interest Rate Risk Effectively in Banks & Credit Unions. EAR, Gap Analysis.

How To 195

How To Risk Management Analysis Kansas City 195

Abrigo

FEBRUARY 27, 2020

Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. financial institutions, represents a large number of lending and credit professionals familiar with bank and credit union lending and credit processes. Lending & Credit Risk.

Lending 243

Lending Survey Data System 243

Abrigo

MARCH 2, 2023

Experts have highlighted numerous lessons from Southwest’s experience, many of which can benefit bank and credit union executives, regardless of their institution size, as they manage competing priorities for spending and growth initiatives on banking solutions.

Technology 195

Technology Lending Community Software 195