Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. By Katie Kuehner-Hebert. Data privacy and security is a hot topic and is only getting hotter. Bob Hickok.

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Data How To Community Bank California 91

South State Correspondent

JANUARY 4, 2023

In addition to these technology-oriented improvements, there are also a variety of process improvements that many banks can make that are cost-free. Moving all customers to digital statements, restructuring compliance reviews and employee onboarding are just some of the more popular efforts that banks are undertaking in 2023.

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Community Bank Capital Training Lending 195

American Banker

JUNE 19, 2020

CBTX in Houston must develop policies and procedures, along with a training program, to address deficiencies in its bank's compliance with the Bank Secrecy Act.

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Compliance Houston Texas Training 43

Abrigo

DECEMBER 17, 2021

Takeaway 2 When evaluating a fintech partnership, ask how the vendor will help with integration, training, and ongoing success. As the saying goes, “the only constant in life is change,” which is certain for the banking industry. Are there added fees involved for training? How easy is it to access assistance from the vendor?

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Fintech How To Innovation System 195

Independent Banker

SEPTEMBER 21, 2015

Tips on how to keep up with never-ending Bank Secrecy Act compliance. It may seem lately that complying with Bank Secrecy Act and anti-money laundering rules is a Sisyphean task. Of course, keeping up with those four tasks for managing BSA compliance are enough to keep a team of bankers busy. Do not skimp on training.

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Independent Banker

OCTOBER 31, 2022

We spoke with industry specialists about the priorities for community banks as they build a digital loan process for small businesses. It’s critical for community banks to have online loan applications, process automation staff skilled in digitization and more. Doing so can help community banks: Optimize the loan cycle.

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Lending Community Bank Community Illinois 91

Abrigo

APRIL 7, 2022

Community banks with small asset sizes might merge with other small institutions whose branches complement one another, and larger banks may acquire smaller ones whose services fit their offerings. When two financial institutions come together, the AML and fraud compliance functions will need to be consolidated.

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Compliance Policies Fraud Analysis 195

Independent Banker

AUGUST 31, 2022

Community banks can get up to speed on current legislation and regulations to both protect their customers from unauthorized or false deposit account transactions and to prevent them from happening in the future. of Regulation E specifies the timing and steps banks must take to investigate and resolve EFT errors consumers allege.

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Community Bank Regulation Community Training 91

Independent Banker

SEPTEMBER 30, 2020

Virtual Community Banker University courses provide education and training around timely topics, including emerging regulatory issues. In an environment where compliance accounts for upwards of $4.9 billion of community bank expenses, what more can we expect as a result of new programs like PPP?

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Community Community Bank Compliance Training 116

Abrigo

JULY 16, 2021

Given the AMLA emphasis and the Priorities release, it may be time for community financial institutions to rethink the risks of these more serious crimes and keep criminals at bay. There are many steps community banks and credit unions can take to stop these illicit funds from flowing through our U.S. BSA Training.

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Community Regulation Training Policies 195

Abrigo

DECEMBER 2, 2021

Indeed, deposit levels to transaction accounts among community banks exploded 74% to $896.5 31, 2019, and June 3, 2021, according to the Community Banking in the 21st Century report. It's "business as usual" as far as expectations for compliance staff to remain alert for illicit financial activity. Learn More.

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Independent Banker

JUNE 30, 2022

Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. Bankers and industry observers have several recommendations for how community banks can come up with risk ratings and rankings that foster safe growth in a volatile economic climate.

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Management Community Bank Community Regulation 103

Independent Banker

JULY 28, 2016

Establishing a comprehensive Compliance Management System. Does it sound like “reality compliance”? The demands of managing regulatory compliance are uncontested, and depending on the disposition of the participants inside and outside of the bank, compliance management exists with varying degrees of problems and adversity.

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Compliance Training Community Bank Regulation 70

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But

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Community Bank Community Milwaukee Jacksonville 91

Independent Banker

SEPTEMBER 30, 2021

The number of money mule schemes affecting community banks is increasing, in part because of the pandemic. Here’s how two community banks are protecting their customers from falling victim to fraud. More and more community banks are having to deal with money mule schemes targeting unsuspecting customers.

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Community Bank Fraud Community Training 91

PYMNTS

APRIL 8, 2020

With a focus on compliance, Wolters Kluwer revealed its new solution to enable financial institutions issue PPP loans to small businesses. also known as CSI, is targeting community banks’ PPP lending needs, also configuring its existing lending solution to enable smaller FIs to comply with regulatory requirements.

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Independent Banker

JULY 29, 2016

Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training. Community Banker University certification programs offer real-world, useful advice that community bankers can use immediately. It also offers online training available 24/7.

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Minneapolis Community Bank Community San Antonio 70

NCR

AUGUST 31, 2016

Larger banks, on the other hand, are generally better equipped to handle loan QC internally. Most banks have at least one compliance officer who possesses a cursory knowledge of the mortgage finance arena. If a bank is already outsourcing other pieces of the mortgage process, it may eventually bring these in-house as they grow.

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Community Bank Community Guidelines Compliance 49

Independent Banker

SEPTEMBER 21, 2015

ICBA’s in-depth certification programs vault compliance officers to the highest standards. imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. By Ed Avis.

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Compliance Community Bank Community Training 70

Independent Banker

AUGUST 25, 2016

Audit to check and balance the compliance management process. While the saying irritated the Russians to distraction, the phrase can be a useful reminder for the essential role that effective auditing plays in the compliance process. A bank’s CMS may look impressive and may appear comprehensive on the surface, but is it effective?

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Compliance Training Community Bank Regulation 70

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

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Resources Tools Community Bank Conference 70

Abrigo

JANUARY 8, 2016

The GAO acknowledged that community banks, credit unions and their professional industry associations reported increased compliance burdens and reduced activity in specific business activities, such as certain mortgage lending, as a result of Dodd-Frank.

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Regulation FDIC Survey Community Bank 150

American Banker

JULY 14, 2020

Unity Bancorp must improve its policies and procedures, and increase staff training, for following Bank Secrecy Act and anti-money laundering laws.

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New Jersey Compliance Training Policies 43

CFPB Monitor

OCTOBER 9, 2018

This guidance addresses instances in which certain banks and credit unions can enter into “collaborative arrangements” to share resources to manage their Bank Secrecy Act (“BSA”) and anti-money laundering (“AML”) obligations more efficiently and more effectively. Sharing resources in no way relieves a bank of this responsibility.

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Resources Compliance Community Bank Community 68

Independent Banker

NOVEMBER 30, 2021

We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example. Key Community Bank. At the heart of Key Community Bank’s work culture is connection. Greg Dennis, Key Community Bank. “We

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Community Bank Community Texas Leadership 164

Independent Banker

AUGUST 25, 2016

The result will be more Bank Secrecy Act/anti-money laundering information collection and recordkeeping for community banks, says Lilly Thomas, ICBA vice president and senior regulatory counsel. For that reason, preparation should begin now to train staff in the new requirements and to execute them on time.

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Compliance Community Bank Training Virginia 70

Abrigo

SEPTEMBER 7, 2023

They can result in sub-optimal lending for community banks and credit unions as well as the communities they serve across the country. Banks and credit unions that can break down and determine the efficiencies of their teams and individuals are better able to highlight areas where a team needs more assistance.

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Report Lending Trends Data 195

Independent Banker

FEBRUARY 24, 2016

Three steps to strengthen your bank’s customer complaint management. Yet community banks, as relationship builders, don’t like to hear customer complaints. Banks need to take steps to prevent what once could become a customer-relations headache from turning into a regulatory migraine. By Mary Wright Thorson. management.

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Compliance Regulation Community Bank Virginia 70

Independent Banker

SEPTEMBER 26, 2014

Resurging real-estate markets around the country are prompting more community banks to re-emphasize home lending. Recently, ICBA Mortgage expanded its product menu to help community banks meet more of their customers’ needs—including often their most profitable ones. ICBA Mortgage—Your Mortgage Center.

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Community Bank Community Denver Compliance 70

Independent Banker

OCTOBER 29, 2014

Employees serve the bank’s customers. Jason Lord, Sunmark Community Bank. SunMark Community Bank. At SunMark Community Bank in Hawkinsville, Ga., There’s really no typical day for Jason Lord, an information security officer at SunMark Community Bank in Hawkinsville, Ga. By Judith Sears.

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Community Bank Community Training Memphis 87

Social Assurance

JULY 31, 2020

The new Community Reinvestment Act regulations from the OCC have been released! We’ve spoken previously about the key deadlines for compliance and how your financial brand can be the spark for engagement in your community. This can also be done through the bank’s website or via a community partner.

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Community Compliance Meeting Branding 15

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. It is apparent everywhere you turn that social media is one of the hottest new communications tools in our society.

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social media Risk Management Compliance Community Bank 88

Jeff For Banks

FEBRUARY 20, 2010

Chris Collingsworth, an NBC sportscaster covering the Olympics, reported that Apolo Ohno trained four times a day, two hours each. He trained eight hours a day. I’m in a strategic planning retreat for a community bank. While there, I rode several ships and while at sea we constantly trained for war.

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Training Compliance Strategy Community Bank 60

PYMNTS

MAY 31, 2018

The IRS is hiring and training more than 3,000 agents to enforce its Foreign Account Tax Compliance Act (FATCA), and the onus is now on the payer to collect all necessary tax documents from the payee and validate the info on those forms. AvidXchange. DadeSystems.

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Taxes Compliance Tools System 107

PYMNTS

MAY 31, 2018

The IRS is hiring and training more than 3,000 agents to enforce its Foreign Account Tax Compliance Act (FATCA), and the onus is now on the payer to collect all necessary tax documents from the payee and validate the info on those forms. AvidXchange. DadeSystems.

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Taxes Compliance Tools System 101

Independent Banker

JUNE 30, 2022

If community banks put in the effort to foster a sense of belonging, the result is a stronger workplace culture, greater employee loyalty and, ultimately, a better experience for customers. So, how can community banks build truly inclusive cultures, where everyone feels like they belong? Misti Stanton, Mercantile Bank.

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Community Bank Community Leadership Millennials 91

Jeff For Banks

SEPTEMBER 2, 2019

The slimming of our branch networks, both in number, square footage, and number of staff was used to increase our technology spend, compliance costs, or dropped to the bottom line. Because what I hear in community bank strategy sessions, the branch is an important if not critical portion to an enduring future. Sorry youngster.

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Branch Design Community Bank Strategy Survey 68