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QSI Case Study - Tower Community Bank

ATM Marketplace

How does an established bank utilize technology to serve the needs of both rural and urban customers while welcoming employees from multiple acquisitions? Read our case study on how Tower Community Bank used ITMs to solve complex acquisition challenges.

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Case Studies in Loan Restructuring

South State Correspondent

We have been writing on the various strategies available to community banks when structuring commercial loans in this current challenging business and credit environment.

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Case Study: How To Win More Loan Business

South State Correspondent

We work on thousands of lending transactions every year with hundreds of community banks across the country.

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Risk of Derivatives – The Fall of an Index

South State Correspondent

We published various articles comparing community bank alternatives to LIBOR (such as SOFR, Ameribor, Fed Funds, and Prime). We believe that daily and term SOFR offer community banks the safest and most dependable index for benchmarking profitability, pricing loans, and hedging interest rate risk. No ISDA documents.

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How To Use The Hybrid Loan Structure To Win More Profitable Clients

South State Correspondent

It sometimes pays to be opportunistic in marketing your community bank’s products. There is currently an exceptional market opportunity for community banks to win profitable business from larger competitors. Our bank recently did just that, and in this article, we would like to share this strategy through a case study.

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Charles Potts: Next-level collaboration

Independent Banker

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. By Charles Potts, ICBA.

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How a Loan Hedge Leverages The Yield Curve – Part II

South State Correspondent

The average community bank’s cost of funding is highly correlated to Fed Funds and SOFR (for the industry, the correlation has been 94% with a six-month lag over the last 20 years). We want to highlight this option with a case study.