PYMNTS

OCTOBER 26, 2016

As the conference kicked off in Las Vegas last October, merchants and retailers around the United States began dealing with the effects and fallout of October’s EMV liability shift, as the technology became the standard for all retail payments. It’s EMV all over again. ” Biometrics coming on big.

Security 100

Security Mobile Las Vegas User Experience 100

PYMNTS

DECEMBER 4, 2018

Services offered include price protection and free food delivery, once users reach certain spending thresholds. For many consumers, perks are a key driver of their credit card choice, whether it’s airline miles, cash-back or points that can be redeemed for a variety of items. They want benefits that fit their lifestyle.

Payments 191

Payments Millennials Cards Course 191

PYMNTS

SEPTEMBER 12, 2017

If not, you probably will soon, since it just teamed up with 7-Eleven to bring surcharge-free ATM access to 8,000 of the convenience chain’s retail locations. MoneyPass, a network of Elan Financial Services , provides ATM and debit card processing solutions for financial institutions, Independent Sales Organizations (ISOs) and retailers.

Innovation 122

Innovation ATM Trends Mobile 122

PYMNTS

MARCH 18, 2019

It’s a trend visible in the latest edition of the PYMNTS/Ingo Money Disbursements tracker , where three-quarters of consumers responded that they actively wanted faster payments. He noted that while every contractor and service provider in his life prefers a different payment method — checks, cash, credit cards, PayPal, Zelle, etc.

Cards 144

Cards Apple Payments User Experience 144

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. Digital Banking.

Retail 40

Retail Trends Millennials Mobile 40

CB Insights

MARCH 8, 2018

Digital banking startups — or challenger banks — have gained traction over the past few years by bringing retail banking services mobile. We define challenger banks as fintech companies leveraging technology and software to digitize and streamline retail banking. Banks in Fintech: what’s ahead in 2018. First Name.

Retail 78

Retail Digital Banking Fintech Regulation 78

PYMNTS

OCTOBER 14, 2020

In retail, the need to simplify, integrate and bring gift card and loyalty programs online to maximize their impact has never been greater, while consumer engagement has the power to remove retail friction. 70%: Share of customers who abandon purchases because of a bad user experience.

Retail 227

Retail Technology Trends United States 227

PYMNTS

FEBRUARY 26, 2019

Ordering must not only be seamless, but needs to keep customers’ identities and card details safe. In the latest Mobile Order-Ahead Tracker , PYMNTS examines developments in the mobile order-ahead world, as well as how consumers are responding to new features and tools designed to augment users’ experiences for the better.

Fraud 186

Fraud Mobile Branding User Experience 186

PYMNTS

OCTOBER 24, 2016

The 23 percent of users trying Apple Pay in June 2016 represents an upward trend instead of the decreasing percentage revealed in the two previous PYMNTS Apple Pay studies. One approach retailers can take to cut down on checkout disengagement is through the use of mobile wallets.

UX 100

UX Mobile Apple Trends 100

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. See our fraud predictions for 2023 as TJ Joran calls out five trends he sees for the year.

Fraud 52

Fraud Technology social media Innovation 52

PYMNTS

MAY 17, 2017

Instead of convincing a customer to choose their products over those offered by another retailer or two, merchants must now compete with everyone from traditional brick-and-mortar stores to eCommerce warehouses like Amazon to other online and mobile shopping destinations. Turning Traffic into Transactions. BigCommerce’s big takeaway?

Tools 122

Tools Google Online Payments 122

PYMNTS

AUGUST 10, 2017

started the trend by launching a voice assistant within SmartBank, its mobile banking app for students, before rolling it out to the general public. In the early days, adopters of the new technology mostly used it to check card spend at the end of the week or month. Santander U.K. We are excited to be the first U.K.

Security 156

Security Technology Fraud User Experience 156

PYMNTS

SEPTEMBER 26, 2016

EMV payments have made it more difficult for criminals to steal using fake credit cards or by hacking into payment terminals software. But criminals are trying to find ways to take advantage of “card-not-present transactions,” where a user pays online or over the telephone.

Security 100

Security Fraud System User Experience 100

PYMNTS

FEBRUARY 24, 2017

Santander mobile banking customers can now make payments, execute money transfers, check their account balances, report lost or stolen cards, and inquire about spending patterns and particular transactions, all just by using their voice.

Mobile 135

Mobile Fintech Google User Experience 135

PYMNTS

SEPTEMBER 22, 2017

The second and overlooked area of innovation is in the area of user experience. Liveness detection technology scans the user’s face within five seconds and dismisses a fraudster’s attempt to gain ID authentication approval by just holding in front of the screen a static ID card that may have been stolen from the original ID holder.

Innovation 140

Innovation Knowledge Base Online Mobile 140

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience. Experian recently reported.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

JULY 5, 2017

Traditional providers like credit card companies, digital-only services like PayPal and retail companies, are all investing in digital experiences in different ways, though it remains to be seen what approach customers will fully embrace. Regardless, the ecosystem for creating these solutions is incredibly intricate.

Innovation 121

Innovation Customer Experience Mobile Security 121

PYMNTS

NOVEMBER 1, 2017

DraftKings’ service, Haas explained, allows users to make payments using credit cards, PayPal or digital wallets, such as Skrill and NETELLER. The idea is to provide fantasy fans a more seamless, enjoyable user experience when using the platform, he said.

Payments 102

Payments Regional America Marketing 102

NCR

JANUARY 17, 2017

Following are several key trends the fintech industry will likely see in 2017 – and beyond. Domestic remittance trends will continue to “spill over” to cross-border. I think we can predict one trend with almost 100 percent certainty: Regulatory environments will not get any simpler this year.

Fintech 40

Fintech Trends Industry Compliance 40

NCR

DECEMBER 5, 2017

Payment processing firm Worldpay has been investigating ways to enable consumers to complete credit or debit card purchases while immersed in a virtual environment. It has come up with a prototype payment process that uses the EMV standard and host card emulation to virtualize purchases.

Innovation 58

Innovation Technology Cleveland Security 58

Gonzobanker

AUGUST 31, 2015

Systems like ChexSystems, Check Order, Credit Reports, Debit Card, Online Banking Enrollment require re-entry. Other examples include CIP requirements that go overboard like requiring a paper social security card or risk rating of consumer accounts in the branches. CAUSE SOLUTION. which then creates manual processes and QC.

System 60

System Tools Cards User Experience 60

William Mills

MAY 11, 2016

11:37 am William Mills, CEO of William Mills Agency, and Stephen Ramirez, CEO of Beyond the Arc, discuss major trends presented at this year’s Finovate and highlight key companies such as Malauzai Software, PayActiv and many more! Credit cards offer rewards but over 60% of payments are made on debit cards.

Video 40

Video Mobile social media Analytics 40

PYMNTS

JUNE 17, 2016

Larger multibillion dollar retailers do no better at eliminating the friction associated with transacting online than their smaller million to ten million dollar merchant counterparts. Large retailers leave their customers abandoned at the virtual checkout aisle at the same rate that the smaller guys do. Size doesn’t matter.

Retail 100

Retail Online System Strategy 100

PYMNTS

SEPTEMBER 2, 2019

Contactless launched in New York City, retail earnings season was an ongoing rollercoaster, Facebook decided to digitally mint its own currency, the iPhone lost its dominant footing, Prime Day made all the money and Elon Musk and Jack Ma debated whether AI will be humanity’s future or the end of us all. Brian Cornell, CEO of Target.

Payments 205

Payments Apple New York City Regulation 205

PYMNTS

APRIL 8, 2019

An excellent reminder this week, when big milestones were the theme and gaining new ground was the trend. Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. The cards will be usable for dipping, swiping and for entrance into a mobile wallet. “At

Data 100

Data Payments Cards San Francisco 100

Gonzobanker

NOVEMBER 16, 2023

By providing visitors a way to directly interact through comments, “likes,” re-posts and more, an institution can deliver a more personal and credible user experience. Capitalize on trends – Social media is filled with trends that can translate to marketing opportunities, whether it be memes, pop culture references or news topics.

social media 97

social media Marketing Millennials Trends 97

PYMNTS

JUNE 19, 2018

credit card market is massive. North America accounts for about 60 percent of the global card market, according to analysis from ResearchAndMarkets.com released earlier this year, while the American Banking Association found in April that about 70 percent of Americans have at least one credit card. “We [the U.S.]

Cards 100

Cards Fraud Payments Data 100

PYMNTS

SEPTEMBER 29, 2020

What has shifted most during the pandemic are consumers’ views on the data privacy and online security standards attached to these digital transactions, Oren Paran , managing director for Israeli retail startup firm Retail Innovation Club , explained in an interview with PYMNTS.

Payments 172

Payments Regulation Online Retail 172

PYMNTS

OCTOBER 16, 2017

That’s the key takeaway from a recent survey of 1,271 credit card holders exploring consumers’ motivation for signing up for credit cards with rewards. More than 27 percent of respondents said a card’s cash back incentive was the “main reason” they signed up in the first place, followed by rewards for travel-related expenses (21.1

Millennials 101

Millennials Branding Cards Retail 101

PYMNTS

OCTOBER 13, 2017

To put it another way, the theme of the fairy tale applies to the transactional world in which we live — getting it all just right and in balance, a crucial concept when it comes to the consumer experience and security in card-not-present (CNP) transactions. Balance is the only way to boost card revenue. There will be 2.9

Security 108

Security CA Payments Analytics 108

Fintech Labs Insights

JANUARY 8, 2016

mBank & i3D : demoed their interactive, digital retail-branch concept. August: Reaches 1 million active users. NAMU Systems : demoed its “Joyful Banking” which uses new and intelligent behavioiur modeling to focus on customer behavior and digital experiences to create a new standard in mobile banking. FinovateFall 2015.

Innovation 12

Innovation Mobile Fintech Cards 12

Fintech Labs Insights

JUNE 22, 2015

The partnership “validates a lot of trends” said Social Money co-founder, Jon Gaskell in a telephone conversation after the deal was announced. “We provide a core processing solution to the bank at a cost effective entry point so (the bank) can provide a value added user experience.”

San Francisco 12

San Francisco Iowa User Experience Millennials 12

PYMNTS

JANUARY 2, 2017

The spring brought coverage of mobile advertising and payments on the go at food trucks as small, smart device-powered businesses, and in the fall, we looked at the biggest trends in digital security at the annual Money20/20 Conference in Las Vegas. He also said that he sees applications for VR in industries other than retail.

Retail 123

Retail Millennials blockchain Mobile 123

NCR

JULY 26, 2017

Consider the impact the likes of Amazon and Apple have had on the retail and music industries. The experience of buying music has become even more immediate, with users able to find what they are looking for, download it to their device and start listening in a matter of minutes. Why self-service is so important.

Mobile 81

Mobile ATM User Experience Meeting 81

PYMNTS

JUNE 29, 2017

And that growing spend, apart from being visible by the numbers, is also visible in falling foot traffic to physical retailers, as consumers are increasingly preferring to shop (and browse and price compare) with their phones, as opposed to physically appearing at the mall. That’s an estimated $1.3

Apple 150

Apple Mobile Innovation social media 150

PYMNTS

SEPTEMBER 11, 2018

That means a retailer must offer a user experience that considers “the fact that your mobile app is not going to be the only thing that [you] will be engaged with at the moment.”. First, woe to the merchant that forgets how strongly tied millennial consumers are to their mobile devices.

Millennials 115

Millennials Mobile Branding Samsung 115

PYMNTS

FEBRUARY 26, 2016

Dan Nesmith, founder and president of Paladin Data Corporation — which provides technology and POS solutions for businesses spanning the pharmacy, hardware and retail sectors — sat down with PYMNTS to discuss why taking a simple approach to POS software is helping its customers navigate the rapidly changing retail environment.

Software 100

Software Retail System Data 100