Bank Innovation

MARCH 30, 2016

Instant online financing at the point of sale could turn out to be big business for the small end of town, especially if companies like Afterpay, zipMoney and Affirm gain further traction. And for a generation yet to be weaned onto credit cards, it could mean a shift in personal financing trends Read More.

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PYMNTS

NOVEMBER 16, 2020

They have paid down their credit cards. Several studies have validated various spending trends that could make this scenario tenable. The main one centers on the drop in credit card spend. Additionally, total card balances fell to $723 billion, a decline of more than 10 percent year over year and the lowest since Q2 2017.

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PYMNTS

NOVEMBER 27, 2020

More consumers than ever are turning to online shopping channels to meet their needs during the pandemic, but many are also aware that cybercriminals are looking to capitalize on this stepped-up online activity to steal their card data. Firms are also prioritizing security as they transact online more heavily as well.

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PYMNTS

DECEMBER 11, 2020

Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option. Digital Gift Cards ’ Growth. She said a few factors — some more obvious than others — are pushing that trend. Not All ‘Gift’ Cards Are Gifts .

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PYMNTS

NOVEMBER 16, 2020

In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. Physical cards are changing form, as some NFC-capable mini-cards are being embedded in rings and other wearables. This development is fitting, considering the degree to which commerce has shifted online since the pandemic.

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PYMNTS

JANUARY 19, 2021

Corporate buyers are quickly shifting their purchasing habits online, and seeking more efficient experiences from product sourcing through to checkout. A great example would be buy online, pick up in-store," noted Bachalli. Along with the adoption of B2B eCommerce came the proliferation of different kinds of buying models. "A

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PYMNTS

AUGUST 21, 2020

The trend toward digitization in consumers’ lives isn’t new, but COVID-19 has accelerated it dramatically over the past several months. Deposits had already been trending away from community banks and credit unions anyway, but COVID-19 has accelerated that shift. But there’s a broader trend at play.

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PYMNTS

AUGUST 4, 2020

Social shopping is the latest pandemic-driven trend to catch fire. It also includes an online ordering solution at what the company says is an industry-low 10 percent commission, including credit card fees. The most high-profile startup announced its presence on Tuesday (Aug. 4) with Tuli. On Tuesday (Aug. ”

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PYMNTS

SEPTEMBER 9, 2020

Consumers who previously paid for purchases by swiping or inserting their cards at in-store point-of-sale (POS) terminals are now turning to contactless cards and online shopping to safely and easily obtain needed goods. Find out more about these stories and other headlines, read the Tracker’s News and Trends.

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PYMNTS

DECEMBER 2, 2020

In a year that’s been filled with lifestyle changes, personal pivots and business adaptations, 2020 may also go down as the year of the gift card as studies show an outsized increase in sales leading up to the busy holiday season. InMarket’s data also showed customers were spending about 17 percent more on gift cards in 2020.

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Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

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PYMNTS

OCTOBER 23, 2020

Online grocers are increasingly allowing underprivileged consumers to use EBT payments (the modern equivalent of food stamps) at a time when the pandemic has made going to the store too risky for many shoppers. The move by the two companies is just the latest initiative in a growing trend of EBT acceptance for online grocery shoppers.

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PYMNTS

DECEMBER 11, 2020

In this week's news, we saw two blockbuster IPOs, arguments and stalemates over a new stimulus bill, and new data on consumers' digital shopping trends. Capital One Halts BNPL Transactions On Its Credit Cards. Online lending startup Social Finance (SoFi) is in talks to go public through a sale to blank-check acquisition company.

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PYMNTS

OCTOBER 1, 2020

The plastic card, by necessity, is giving way to digital cards, and mobile apps are bringing card-not-present transactions, increasingly, to mobile devices. Today, more than ever, consumers expect easy service and experiences in the palms of their hands — and financial services is no outlier in that trend,” she told PYMNTS.

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PYMNTS

DECEMBER 21, 2020

Kroger customers can now expediently and simply order gift cards for curbside pickup in addition to their supermarket items at 1,900 of the chain’s locations throughout the nation, according to a Monday (Dec. 21) announcement from Blackhawk Network.

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PYMNTS

JULY 28, 2020

consumers did at least some shopping online as of April 11 — a figure that had risen to 35.7 Consumers are also changing how they pay for their purchases, with a recent study finding that debit card spend was up 11.7 Debit cards are also being used to more quickly pay workers who need fast compensation now more than ever.

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Independent Banker

OCTOBER 31, 2022

This intricate and evolving web of trends influences who consumers trust and how they prefer to conduct their financial lives. It has introduced a plethora of new retail banking initiatives in the past couple of years, including online account opening for anyone in the state of Wisconsin. One such bank is $1.7

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Accenture

NOVEMBER 20, 2017

Consider Accenture’s prediction that in the UK alone there will be between six billion and nine billion contactless card transactions in 2017. To help banks make sense of this fast-changing landscape, Accenture has identified ten payments mega trends from our 2017 North America Consumer Payments Pulse Survey.

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PYMNTS

NOVEMBER 27, 2019

The holiday shopping season is upon us, and the trends for the season are emerging. To make things easier for shoppers, Walmart is also introducing an online gift finder and will launch a digital toy catalog on Nov. Credit cards are the favored payment type for the holiday season, a growing trend over the past few years.

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Banking Exchange

SEPTEMBER 13, 2019

Consumer Credit The Economy Feature Financial Trends Lines of Business Retail Banking Payments Social Media Cards Community Banking Feature3 Online Mobile. "It provides the encouragement people need to vote with their dollars."

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PYMNTS

JANUARY 8, 2019

That’s where reloadable cards and instant access to funds come in — especially as the worlds of payments and commerce move further toward the goal of frictionless transactions and sports betting in the U.S. goes online. And now that trend has come to sports betting, which was recently legalized thanks to a May decision by the U.S.

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PYMNTS

JANUARY 15, 2021

Brick-and-mortar merchants and online retailers alike often rely on end-of-year sales to generate up to 40 percent of their annual revenues and start the new year on a positive note. consumers were expected to spend more than $190 billion online this season, up 36 percent from 2019, while in-store commerce was predicted to fall by 4.7

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PYMNTS

NOVEMBER 30, 2020

State mandates have also forced some businesses to close or limit on-premises operations, prompting such merchants to connect with consumers online instead. Shoppers may be reluctant to hand over their card details to every online retailer, as each transaction represents another risk that consumers’ information could be exposed in a breach.

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CB Insights

MARCH 27, 2023

Some companies build products like multi-currency debit cards and other online payment capabilities. The post Market Trend Report: Cross-border payments for SMB leaders appeared first on CB Insights Research. Want the full expert post? Become a CB Insights customer. If you’re already a customer, log in here.

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PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. Following The Consumer Trend. One area of development that J.P.

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PYMNTS

DECEMBER 18, 2020

Eateries are turning to online and mobile ordering as well as delivery to stay afloat, with online order volume from food chains spiking by 225 percent since the pandemic began. The higher volume of online delivery orders experienced during the pandemic has made this scheme harder to spot and easier to execute than ever before.

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Bank Innovation

DECEMBER 19, 2017

EXCLUSIVE — The year of 2017 has been marked with more than a few good and not-so-good trends: but we’ll stick to fintech.

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PYMNTS

OCTOBER 10, 2018

For a growing group of online and mobile platforms, the answer lies in the pursuit of seamless payments. The service will also be used to process payments made via Uber’s gift cards, loyalty and card rewards, redemptions, and other payment offerings. What’s the key to a great customer experience? About The Tracker.

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Banking Exchange

SEPTEMBER 1, 2020

The Swedish Parliament has approved an amendment to the Swedish Payment Services Act Payments Mobile Online Cards Feature3 Feature Financial Trends.

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PYMNTS

OCTOBER 22, 2020

That] keeps them from getting in trouble with the card brands, and obviously avoids the significant costs that come along with fighting, investigating and resolving chargebacks. s struggles toward universal adoption in the European Union is reminiscent of EMV chip cards’ rise — a similar journey that aimed to solve a different fraud problem.

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PYMNTS

NOVEMBER 1, 2019

Card networks like Mastercard are seeking ways to bring faster disbursements to workers that may be living paycheck to paycheck or are reliant on gig or freelance work. To read more about this and other news items, visit the Tracker’s News & Trends section. The solution also offers savings and checking accounts to these workers.

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PYMNTS

OCTOBER 2, 2019

It’s not exactly high time for legal online gambling yet – that comes in early 2020, with the Super Bowl and then the NCAA college basketball tournament – but the betting season is certainly heating up on more ways than one. And that new fuel comes as the legal online and mobile gambling industry in the U.S. has added to that pressure.

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PYMNTS

FEBRUARY 13, 2020

The increasing number of businesses using cards over cash could prompt some companies in the U.K. Contactless transactions using commercial credit cards surged nearly a fifth higher in 2019 than they had been prior, according to the U.K. The growth was due to the prominence of online shopping and other cashless modes of payment.

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PYMNTS

NOVEMBER 30, 2020

The divide between digital and brick-and-mortar commerce hit a tipping point this holiday season, with more consumers than ever going online to kick off their holiday shopping sprees. What is less clear is whether this trend toward digital-first holiday shopping will stick. Our research shows that 74.1 It is also 27.1

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PYMNTS

JULY 7, 2020

A series of anecdotes do not necessarily make a trend. Bloomberg reported this week that Traveloka, the online travel startup that serves Southeast Asia, is on the cusp of raising private-market funds at a private market valuation of about $2.8 That’s about 17 percent less than previous rounds. Perception, as they say, is reality.

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FICO

AUGUST 18, 2021

This post explores the credit card trends in the US, UK and Canada, reviewing regional differences and focussing on the impact of the pandemic. The data shows that whilst there were some common trends, there were differences in when they first emerged, with the UK seeing the greatest lag. times higher in the UK than the US.

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PYMNTS

OCTOBER 7, 2019

Meanwhile, payment service providers (PSPs) are scrambling to find ways to authenticate these customers without adding friction to online transactions. There were no increases in transaction declines or abandonment within the first two days that SCA was active, at least according to a study by credit card provider Barclaycard.

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