Cards, Georgia and Lending - Community Banking Brief

Today In Digital-First Banking: Ternio’s BlockCard Collaborates With Paxful For Debit Card; Fed Changes Main Street Lending Terms

PYMNTS

NOVEMBER 2, 2020

In today’s top news in digital-first banking, BlockCard is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful for a new crypto debit card, while the Federal Reserve Board has modified the terms of its Main Street Lending Program (MSLP). Ternio’s BlockCard Teams With P2P Bitcoin Marketplace Paxful for Crypto Debit Card.

Maine

Maine Lending Cards Bitcoin

Commercial Cards Find Opportunity In Transparency, Lower Fees

PYMNTS

JANUARY 8, 2020

There is more than one way to drive commercial card innovation. For vendors, commercial card acceptance can be a matter of wielding technology to lower interchange costs. For vendors, commercial card acceptance can be a matter of wielding technology to lower interchange costs. Uber Jumps Into Biz Card Rewards.

Cards

Cards Lending Data Georgia

What Is Powering The Emerging Pawnaissance?

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio

Ohio Lending Iowa South Dakota

Webinars

Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

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PayPal Teams With ebizmarts To Integrate With Magento

PYMNTS

APRIL 17, 2018

According to news from Mobile Payments Today , under the partnership, PayPal’s mobile card product will be combined with ebizmart’s mobile app Magento. In addition, employers can directly deposit their wages into accounts, while debit cards can withdraw cash at ATMs.

Delaware

Delaware Utah Georgia ATM

Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

PYMNTS

JUNE 24, 2016

Last week , Walmart Pay rolled out in Alabama and Georgia. Online lending . Costco Card. The Costco Card has generated a lot of buzz. But all that buzz was based on anticipation and the hope that the card would be all it is cracked up to be. Slam dunk sizzle. Is payment enabling those storefronts next? .

Lending

Lending Online South Dakota North Dakota

B2B eCommerce Tips The VC Scales

PYMNTS

OCTOBER 4, 2019

based alternative small business lending isn’t dead with investors and an India startup landed more than half a billion dollars. million investment round in commercial card startup DiviPay, reports said this week, via the bank’s venture capital unit ANZi. See all of the latest B2B fundraises below. SaaSOptics.

Capital

Capital Lending California Regional

How Automated Authentication Helps Propel SMB Loan Disbursements

PYMNTS

JULY 6, 2020

The small- to medium-sized business (SMB) lending industry is in a unique position during the pandemic. This importance is especially tangible because many SMBs remain underserved by traditional banks, Kathryn Petralia , co-founder and president of Atlanta, Georgia-based SMB lender Kabbage , explained in a recent interview with PYMNTS. “Of

Georgia

Georgia Atlanta Tools Lending

Director Corday testifies before House Committee on Financial Services

CFPB Monitor

OCTOBER 1, 2015

He specifically noted increases in home mortgage lending, auto loan origination and new consumer credit card accounts, with consumer loan delinquencies falling to an eight-year low. Director Cordray used his introductory remarks to highlight the expansion of the marketplace for consumer credit over the last year.

Lending

Lending Study Missouri Denver

June’s Top 12 Mobile Pay Moments

PYMNTS

JUNE 30, 2016

While Apple Pay also recently launched in Singapore, Samsung Pay joins the region with its signature niche: the MST tech that makes Samsung Pay usable at virtually anywhere merchant credit cards are accepted. Anyone who loaded a gift card onto the CurrentC wallet and didn’t hold onto that gift card will lose that balance after June 28.

Mobile

Mobile Samsung Apple Missouri

Data Dive: The Yes, No, Gotcha! Edition

PYMNTS

JANUARY 8, 2018

And the world learned that the Nigerian royalty that has been trying to scam them for the last several years is neither Nigerian nor a prince – just a guy from Georgia with a side hustle working for scammers. Good Tax Lending Karma. Additional perks include free early direct deposit and free online bill pay. “For

Taxes

Taxes Data Louisiana Colorado

How 60+ Startups Are Disrupting Retail And Commercial Banking Around The World

CB Insights

OCTOBER 10, 2018

Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance. The core product is a digital-first app that tracks spending from a linked card issued by either MasterCard or Visa.

Retail

Retail Cards Millennials Mobile

Kabbage Reaches $2 Billion in Originated Loans in 5 Years

Fintech Labs Insights

MAY 24, 2016

Today, the Georgia-based company announced it has originated $2 billion in loans during the past five years. Earlier this month, Kabbage partnered with alt-lenders OnDeck and CAN Capital to launch the Innovative Lending Platform Association and Smart Box.

San Francisco

San Francisco Georgia Big Data Lending

Opploans Personal Loans Review: For Borrowers With Bad or No Credit

MyBankTracker

MAY 23, 2020

APRs are lower than predatory lending options. In the short-term, you can give your score a small boost by reducing your credit card debt and avoiding applying for credit cards in the months before you submit an important application. The best way to reduce this ratio is to pay off existing debts, like credit card debt.

Rhode Island

Rhode Island Nebraska Alabama South Dakota

The Next FinTech Unicorn? Rumored $150 Million Heading to Kabbage

Fintech Labs Insights

JULY 27, 2015

” Pictured: Jason Dell, Kabbage Head of Product, demonstrating the Kabbage Card at FinovateSpring 2015 in San Jose. A small business lending innovator, Kabbage uses data generated by business activity – rather than relying exclusively on credit scores – to provide small businesses with a range of financing options.

San Jose

San Jose Atlanta Fintech Georgia

Fintech Fundings: 22 Companies Raise $300 Million Plus 2 IPOs Raise $5.9 Billion

Fintech Labs Insights

OCTOBER 19, 2015

HQ: Atlanta, Georgia. HQ: Atlanta, Georgia. Gift cards backed with public company equity. Fingerprint-authenticated payment card. Card rewards management. Tags: Consumer, credit cards, rewards, travel. First Data Corporation. Payment processing. Latest round: $2.56 billion IPO. Total raised: Unknown.

New York City

New York City Company Fintech New York

Fintech Fundings: 26 Companies Raise $270 Million Second Week of August

Fintech Labs Insights

SEPTEMBER 19, 2016

5 million to CUneXus to expand its consumer lending platform. HQ: Atlanta, Georgia. Consumer lending platform. SMB lending marketplace. P2P lending platform. Tags: Investors, advisors, P2P lending, investing. . $17 million to Upguard for its cybersecurity technology. Total dollars raised YTD is $19.9

San Francisco

San Francisco New York City Fintech Company

Fintech Fundings: 25 Companies Raise $810 Million Week Ending Nov 20

Fintech Labs Insights

NOVEMBER 23, 2015

Prepaid card platform. Prepaid card services. HQ: Roswell, Georgia. Tags: SMB, payments, mPOS, merchants, acquiring, hardware, credit/debit cards. Source: Crunchbase. Financing online consumer purchases. Latest round: $101 million ($1 million equity, $100 million debt). HQ: Sydney, Australia. Source: Crunchbase.

San Francisco

San Francisco Company Fintech New York City

Fintech Fundings: 24 Companies Raise $560 Million Week Ending Jan 8

Fintech Labs Insights

JANUARY 13, 2016

Lendful Financial. Consumer lending software for financial institutions. HQ: Atlanta, Georgia. Tags: Consumer, debit/credit cards, mobile, spending, PFM. Total raised: $319.7 million ($44.7 million Equity, $275 million Debt). HQ: New York City. Source: Crunchbase. Dutch person-to-person SMB lender . Total raised: Unknown.

Company

Company New York City Fintech Lending

Fintech Fundings: 17 Companies Raised $580 Million Week Ending July 31

Fintech Labs Insights

JULY 31, 2015

About 80% of the money this week ($479 million) flowed to Finovate and FinDEVr alums, our biggest week ever (not including the Lending Club IPO which raised $865 million). To put that in perspective, during all of 2014 our alums raised just over $1 billion (excludes IPOs (Yodlee, OnDeck, and Lending Club). HQ: Atlanta, Georgia.

San Francisco

San Francisco Fintech Company New York City

Fintech Fundings: 30 Companies Raise $100 Million Week Ending Dec 11

Fintech Labs Insights

DECEMBER 14, 2015

million to further card-fraud methods. BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. Real estate lending marketplace. HQ: Atlanta, Georgia. Credit & debit card security. Lending training & compliance platform. HQ: Mexico City, Mexico.

San Francisco

San Francisco Company Fintech New York City

Fintech Fundings: 15 Companies Raise $150 Million Week Ending August 31

Fintech Labs Insights

AUGUST 28, 2015

Able Lending. HQ: Kennesaw, Georgia. Tags: Payments, ecommerce, prepaid, cards. Source: Finovate. Debt crowdfunding platform for small businesses. HQ: Austin, Texas. Latest round: $6 million Series B. Total raised: $12.5 Source: Crunchbase. SelfWealth. Online tools for self-directed investors. Source: Crunchbase. Crowdhouse.ch.

Company

Company Fintech California San Francisco

Fintech Fundings: 13 Companies Raise $900 Million Week Ending Nov 12

Fintech Labs Insights

NOVEMBER 12, 2015

HQ: Duluth, Georgia. Lending marketplace targeting Hispanic-owned small businesses. Tags: SMB, lending, lead gen, price comparison, commercial loans. Here are the deals by size from 7 Nov to 12 Nov, 2015: NCR. ATMs, POS & financial technology. Latest round: $820 million Post-IPO equity. Total raised: Unknown. Source: WSJ.

New York City

New York City Company Fintech San Francisco

Fintech Fundings: 21 Companies Raise $460 Million Week Ending April 1

Fintech Labs Insights

APRIL 4, 2016

HQ: Atlanta, Georgia. Tags: Consumer, lending, loans, mortgage, investing, peer-to-peer, crowdfunding. HQ: California City, California. Source: Crunchbase. PayItSimple consumer credit service. Latest round: $22.5 million ($56 million valuation). Total raised: Unknown. HQ: New York City. Source: FT Partners. Source: FT Partners.

New York City

New York City Company Fintech California

Fintech Fundings: 14 Companies Raise $100 Million Week Ending Sep 4

Fintech Labs Insights

SEPTEMBER 4, 2015

HQ: Norcross, Georgia. Tags: Indirect lending, automobiles, car dealers, installment loans, insurance. . ——– Here are the fundings from 29 Aug to 4 Sep by size: Prospa. Australian alt-lender to small businesses. HQ: Sydney, Australia. Latest round: $60 million Series B. Total raised: $60+ million. Source: Crunchbase.

Company

Company Fintech South Carolina San Francisco

Fintech Fundings: 36 Companies Raise $480 Million Week Ending March 18

Fintech Labs Insights

MARCH 22, 2016

million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. HQ: Atlanta, Georgia. P2P real estate lending marketplace. Peer-to-peer lending marketplace. Tags: Consumers, lending, credit, P2P, crowdfunding, investing, underwriting, loans.

Company

Company New York City Fintech Colorado

Fintech Fundings: 28 Companies Raise $330 Million Week Ending Jan 15

Fintech Labs Insights

JANUARY 18, 2016

Online consumer lending. HQ: Atlanta, Georgia. Person-to-person small biz lending platform. Multi-family lending management. Tags: SMB, enterprise, commercial lending, non-residential real estate, underwriting, investing. Source: Finovate. Person-to-person lender. Total raised: $69 million. HQ: Bejing, China.

Company

Company New York City Fintech San Francisco

Finovate Fall 2016 Live Blog – Day 1

William Mills

SEPTEMBER 7, 2016

With CRMnext, replacing a lost card or request a new pin is a one button process. Demo: voice conversation with Alexa, able to ask bank account balance, block cards, pay bills, send money to friends. I think cards from Dynamics ARE big in Canada. Bolt on to your bank card and can create a custom integration.

Mobile

Mobile Cards Fraud Data

Fintech Fundings: 32 Companies Raise $210 Million Second Week of July

Fintech Labs Insights

AUGUST 8, 2016

HQ: Roswell, Georgia. Lost/stolen credit & debit card solution. Tags: Institutions, underwriting, commercial lending, loans, information, BI, API. P2P currency exchange. Latest round: $8.4 million Series B. Total raised: $18.5 HQ: London, England, UK. Source: Crunchbase. Amber Financial Services. Consumer alt-lender.

Company

Company Fintech New York City blockchain

Former SunTrust employee said to have stolen customer data

Payments Source

APRIL 20, 2018

The news of the data breach cast a shadow over relatively strong first-quarter earnings for the Atlanta bank.

Atlanta

Atlanta Data Cyber Security Georgia

How Might Buy Now, Pay Later Loans Impact FICO® Scores?

FICO

JUNE 20, 2022

Payment behavior on BNPL accounts: Consistent with all types of lending products reflected in the consumer credit file, the inclusion of BNPL loans that demonstrate on-time payment data and/or low utilization will be more likely to support a higher FICO® Score. personal loans and credit cards) reported in the credit file.

Analysis

Analysis Data Report Analytics

Finovate Fall 2016 Live Blog – Day 2

William Mills

SEPTEMBER 9, 2016

You can look at life events such as marriage, credit card, new job, etc. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. After they bought CheckFree a lot of Fiserv folks have been based in Georgia. All options are possible.

social media

social media ATM Mobile Customer Experience

Fintech Fundings: 35 Companies Raise $470 Million the Third Week of June

Fintech Labs Insights

JULY 20, 2016

Credit card payoff loans. Tags: SMB, lending, underwriting, trade finance, factoring, alt-lender. HQ: Shenzen, China. Source: FT Partners. Latest round: $46.76 million Series C. Total raised: $71.56 HQ: Costa Mesa, California. Source: FT Partners. Better Mortgage. Mortgage lender. Latest round: $30 million Series A. PromisePay.

New York City

New York City San Francisco Company Fintech

Fintech Fundings: $110 Million Raised by 13 Companies Week Ending Dec 4

Fintech Labs Insights

DECEMBER 4, 2015

Small business lending technology. Mobile bank/card. HQ: Columbus, Georgia. Tags: Enterprise, merchants, SMB, PFM, transactions, debit/credit cards. HQ: Sydney, Australia. Source: Crunchbase. Short-term online consumer loans. Latest round: $11.4 million Series A. Total raised: $11.4 HQ: Vancouver, Canada. Clearpool Group.

New York City

New York City Company Fintech Louisville

U.S. Credit Card Debt Is Surging

PYMNTS

AUGUST 1, 2016

credit card (and other types of revolving debt) has exploded to $18 billion in just the last three months – triggering concerns among experts that Americans are getting a little too debt-happy when the U.S. According to new reports, the amount of U.S. could be staring down the barrel of a recession. They need to be very careful.”.

Cards

Cards Georgia Atlanta US

Fintech Fundings: 20 Companies Raise $175 Million Week Ending Nov 6

Fintech Labs Insights

NOVEMBER 9, 2015

P2P lending. HQ: Atlanta, Georgia. Bitcoin debit card (e-coin). Tags: Consumer, debit card, payments, cryptocurrency. Here are the rounds by size from Oct 31 through Nov 6: Meili Jinrong. Latest round: $65 million Series A. Total raised: $65 million. Source: FT Partners. FactorTrust. Alternative credit bureau.

Company

Company Fintech South Dakota San Jose

New Prepaid Card Rules Survived The CRA (Payday Lending Regs Might Not)

PYMNTS

MAY 16, 2017

The Consumer Financial Protection Bureau’s (CFPB) rulemaking authority survived its first big challenge from the now Republican-dominated houses of Congress when an effort to use the Congressional Review Act (CRA) to repeal new rules for the prepaid card industry passed by the consumer watchdog in the waning days of the Obama administration.

Lending

Lending Cards Regulation Georgia

The Ballad of the Small Banker: An SBA Lender’s Experience with PPP Loans

FICO

MAY 6, 2020

Greg Tyre is a small business banker who underwrites loans at The Piedmont Bank in Georgia and is an SBA-preferred lender. It would be easier and faster to only serve people they had already vetted, so they tell customers that an existing loan or credit card account is required to get a PPP loan.

Community

Community Community Bank Lending System

We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

OCTOBER 10, 2017

These companies are making it easier to make a budget, invest, and buy stocks, as well as to get loans and credit cards. The content Mint created for SEO was made based on various keywords they’d identified as high traffic: “budgeting,” “spending plan,” “financial management,” “save for college,” “how do credit cards work.”.

Tools

Tools Millennials US Maine

Today In Digital-First Banking: Ternio’s BlockCard Collaborates With Paxful For Debit Card; Fed Changes Main Street Lending Terms

Commercial Cards Find Opportunity In Transparency, Lower Fees

Webinars

Trending Sources

What Is Powering The Emerging Pawnaissance?

Webinars

PayPal Teams With ebizmarts To Integrate With Magento

Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

B2B eCommerce Tips The VC Scales

How Automated Authentication Helps Propel SMB Loan Disbursements

Director Corday testifies before House Committee on Financial Services

June’s Top 12 Mobile Pay Moments

Data Dive: The Yes, No, Gotcha! Edition

How 60+ Startups Are Disrupting Retail And Commercial Banking Around The World

Kabbage Reaches $2 Billion in Originated Loans in 5 Years

Opploans Personal Loans Review: For Borrowers With Bad or No Credit

The Next FinTech Unicorn? Rumored $150 Million Heading to Kabbage

Fintech Fundings: 22 Companies Raise $300 Million Plus 2 IPOs Raise $5.9 Billion

Fintech Fundings: 26 Companies Raise $270 Million Second Week of August

Fintech Fundings: 25 Companies Raise $810 Million Week Ending Nov 20

Fintech Fundings: 24 Companies Raise $560 Million Week Ending Jan 8

Fintech Fundings: 17 Companies Raised $580 Million Week Ending July 31

Fintech Fundings: 30 Companies Raise $100 Million Week Ending Dec 11

Fintech Fundings: 15 Companies Raise $150 Million Week Ending August 31

Fintech Fundings: 13 Companies Raise $900 Million Week Ending Nov 12

Fintech Fundings: 21 Companies Raise $460 Million Week Ending April 1

Fintech Fundings: 14 Companies Raise $100 Million Week Ending Sep 4

Fintech Fundings: 36 Companies Raise $480 Million Week Ending March 18

Fintech Fundings: 28 Companies Raise $330 Million Week Ending Jan 15

Finovate Fall 2016 Live Blog – Day 1

Fintech Fundings: 32 Companies Raise $210 Million Second Week of July

Former SunTrust employee said to have stolen customer data

How Might Buy Now, Pay Later Loans Impact FICO® Scores?

Finovate Fall 2016 Live Blog – Day 2

Fintech Fundings: 35 Companies Raise $470 Million the Third Week of June

Fintech Fundings: $110 Million Raised by 13 Companies Week Ending Dec 4

U.S. Credit Card Debt Is Surging

Fintech Fundings: 20 Companies Raise $175 Million Week Ending Nov 6

New Prepaid Card Rules Survived The CRA (Payday Lending Regs Might Not)

The Ballad of the Small Banker: An SBA Lender’s Experience with PPP Loans

We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

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