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Small Business Lending Is Crucial in Fighting the Deposit Wars

Gonzobanker

For bankers to be successful in the small business lending market, they need to execute on several key tenets: strategy, people, process and technology. Another key player for successful small business banks is the vice president of business lending, who manages the relationship managers and reports to the chief lending officer.

Lending 78
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Is Small Business Lending Facing a ‘Moment of Reckoning?’

Gonzobanker

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. But how can community banks successfully compete with big banks and fintechs that are spending billions on their digital lending capabilities? Source: DeBanked ) Square Capital lent about $1.6 Source: DeBanked ).

Lending 136
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Top concerns and growth strategies of community banks: Part II

Abrigo

We can find answers in the August Bank Director’s 2014 Growth Strategy Survey , which asked executives from banks of all sizes across the United States about their growth strategies for the next 12 months. banks are moving back into commercial real estate (CRE) lending as the economy continues to improve.

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Surprise Outcomes Edition: Cybercrime, Student Loans And CAN Capital

PYMNTS

On this day 83 years ago, the United States government pulled the plug on one of the great failures of social engineering in American history — prohibition. But the world is full of unexpected costs — just ask the team at CAN Capital. The 13-year effort to curb alcohol consumption with a universal ban was pretty much a bust.

Capital 100
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Navigating the Loan Landscape: A Guide to Small Business Financing

Ublocal

Working capital is the lifeblood of any business, but it can be challenging for small business owners and entrepreneurs to get conventional financing. SBA loans offer a variety of benefits, such as more flexible lending terms, and they can be a gateway to obtaining conventional financing in the future. Pay taxes to the U.S.

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Dangerous Road Ahead On Auto Loans?

PYMNTS

While consumer confidence may be good, the stock market is at new highs and wages in general are up, there are some concerns bubbling up in this crucial sector of credit and lending. And in the United States, auto loans are growing as a class of consumer credit.

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Will The Coronavirus Unleash Corporate Debt Contagion?

PYMNTS

As he told PYMNTS, consider the hypothetical situation in which a company with $50 million in annual revenues has after-tax income of $20 million. In just the United States alone, according to Flum, debt held by public companies represents 48 percent of GDP, and total debt outstanding (public and private) represents multiples of GDP.

Marketing 175