Abrigo

MAY 5, 2022

Weekly episodes highlight innovators and industry players driving innovation in the financial services industry. Sometimes 20 minutes, sometimes 50 minutes, this podcast digs into such topics as creating branch experiences that go hand-in-hand with digital ones, identifying risk, and consumer lending. Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

Independent Banker

JULY 31, 2022

While many banks are utilizing technology and trying to be innovative, they are doing so on an existing legacy structure that is too expensive, painful and ingrained in their culture to change.”. He began his career in the securities business and specializes in commercial banking, real estate lending and treasury. Filling a need.

Florida 91

Florida Community Bank Community FDIC 91

PYMNTS

AUGUST 6, 2019

“This is a huge step forward in our evolution as we continue to unlock the power of the marketplace model to generate access and, ultimately, savings for borrowers by finding and matching the right capital sources with the right borrowers,” said Chief Capital Officer Valerie Kay in the announcement.

FDIC 108

FDIC Capital Lending Innovation 108

PYMNTS

NOVEMBER 23, 2020

While many digital-first companies springboard from payments into lending, Figure Technologies , a FinTech focused on home improvement, debt consolidation and retirement products that leverage blockchain protocols, is branching out from lending into payments. Blockchain and a bank charter might do much to boost financial inclusion.

National 215

National blockchain Montana Lending 215

PYMNTS

MARCH 30, 2020

As COVID-19 saps consumer demand across all manner of verticals, and small businesses bear the brunt of a sudden disappearance of revenues, the firms that lend to those SMBs are feeling heat, too. The absence of top line, which translates into cash, likely shuts at least some conduits for lending. staff, which has 500 employees. “It

Lending 151

Lending FDIC Fintech Report 151

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.”

FDIC 78

FDIC Community Bank Regulation Lending 78

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. lending marketplace. Attorney Alex Tse. “We The Response.

Lending 135

Lending Fraud Management San Francisco 135

Bank Innovation

FEBRUARY 18, 2019

CEO James Gutierrez told Bank Innovation his vision is for Aura's 1,200 storefront partner locations to grow to 20,000 locations, including […].

San Francisco 186

San Francisco Fintech Innovation Security 186

Independent Banker

NOVEMBER 25, 2015

It’s a worrisome and complicated dynamic that’s putting competitive pressure on community banks, but it’s also creating opportunities through data analytics, partnerships and the ability to innovate to meet evolving customer demands. “We Now it has a small-business financing program, Square Capital.

Community Bank 70

Community Bank Community Analytics Lending 70

Independent Banker

APRIL 30, 2022

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . Oklahoma City.

Community Bank 172

Community Bank Community Montana Taxes 172

CFPB Monitor

JUNE 25, 2020

Until the FDIC and Board of Governors of the Federal Reserve System take action, state nonmember banks and state member banks will continue to comply with the current rule, as codified in 12 CFR Part 228 and Part 345. Small and intermediate banks must comply with the rule by January 1, 2024. Qualifying Activities.

Community 97

Community Lending Meeting Retail 97

FICO

DECEMBER 13, 2019

In China, online P2P lending exploded in popularity, with the number of P2P lenders growing from 50 in 2011 to 6,000 in 2015. Then the whole industry imploded when it was revealed that 40% of P2P lending platforms were Ponzi schemes. Less than a year later the company announced a new deposit product , this time insured by the FDIC.

Regulation 52

Regulation Fintech Lending Branding 52

Jeff For Banks

MARCH 29, 2014

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. The amount of deposits available to us while maintaining full FDIC insurance protection for our trust customers has consistently exceeded $30 million for the last three years. Texas Capital Bancshares, Inc.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Filene

JULY 18, 2018

The FDIC says more than 45 percent of Hispanic households were unbanked or underbanked in 2015. Credit unions who feel the calling to open their doors to this growing and upwardly mobile community have a great opportunity to capitalize on word-of-mouth momentum. This growth is only the tip of the iceberg. GDP growth by 2020.

Community 28

Community Study Resources Lending 28

American Banker

MARCH 11, 2016

Ray Grace, North Carolina's banking commissioner, believes federal bank regulators should embrace charters for banks dedicated to innovation. Doing so, he said, would help the banking industry secure its spot as a "laboratory for change.".

North Carolina 28

North Carolina Regulation Innovation Security 28

William Mills

SEPTEMBER 9, 2016

Auto-financing is ripe for innovation. International lending platform – Create opportunities for Investors. 2015 formed aspire to address inefficiencies in alternative lending market. 10:50 am Moonraft Innovation Labs – [link] – @moonraft. Average return of 13% per year. Regulated Financial Institution.

social media 40

social media ATM Mobile Customer Experience 40